Pinewood Technologies Group (LSE:PINE) Interest Coverage: 28.00 (As of Dec. 2025) — 767% Above Median


LSE:PINE Pinewood Technologies Group PLC LSE:PINE
32 GF Score
Price £2.65
! 4 Warning Signs
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What is Pinewood Technologies Group Interest Coverage?

Pinewood Technologies Group LSE:PINE +0.38% 32 Interest Coverage is 28.00 as of Dec. 2025, which is 767% above its 10-year median of 3.23. GuruFocus rates LSE:PINE with a GF Score™ of 32/100. The stock has 4 warning signs investors should review. Among 1,705 Software companies, Pinewood Technologies Group ranks better than 51.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pinewood Technologies Group's Operating Income for the six months ended in Dec. 2025 was £5.60 Mil. Pinewood Technologies Group's Interest Expense for the six months ended in Dec. 2025 was £-0.20 Mil. Pinewood Technologies Group's interest coverage for the quarter that ended in Dec. 2025 was 28.00. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pinewood Technologies Group's Interest Coverage or its related term are showing as below:

LSE:PINE' s Interest Coverage Range Over the Past 10 Years
Min: 0.33   Med: 3.23   Max: 27.67
Current: 27.67


LSE:PINE's Interest Coverage is ranked better than
51.61% of 1705 companies
in the Software industry
Industry Median: 24.78 vs LSE:PINE: 27.67

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pinewood Technologies Group  (LSE:PINE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pinewood Technologies Group Interest Coverage Related Terms


Pinewood Technologies Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pinewood Technologies Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pinewood Technologies Group Interest Coverage Chart

Pinewood Technologies Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 3.17 N/A N/A 27.67

Pinewood Technologies Group Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jul24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A 40.00 27.00 28.00

LSE:PINE vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Pinewood Technologies Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinewood Technologies Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, Pinewood Technologies Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pinewood Technologies Group's Interest Coverage falls into.


LSE:PINE
32GF Score
Pinewood Technologies Group PLC LSE:PINE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Pinewood Technologies Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pinewood Technologies Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Pinewood Technologies Group's Interest Expense was £-0.30 Mil. Its Operating Income was £8.30 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.80 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*8.3/-0.3
=27.67

Pinewood Technologies Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Pinewood Technologies Group's Interest Expense was £-0.20 Mil. Its Operating Income was £5.60 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.80 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.6/-0.2
=28.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 28.00 mean?
Pinewood Technologies Group (LSE:PINE) has a Interest Coverage of 28.00 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pinewood Technologies Group and its competitors. This is 767% above median its historical median of 3.23. Over the past decade, Pinewood Technologies Group's Interest Coverage has ranged from 0.33 to 27.67. According to the industry distribution chart, Pinewood Technologies Group ranks #825 out of 1705 companies in the Software industry, placing it in the top 48.4%.
Is Pinewood Technologies Group's Interest Coverage too high?
Pinewood Technologies Group's current Interest Coverage of 28.00 is 767% above median its 10-year median of 3.23. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 27.67. The Software industry median Interest Coverage is 24.78. Pinewood Technologies Group's value of 28.00 is 13% above this industry median. Based on the distribution chart, Pinewood Technologies Group ranks #825 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, Pinewood Technologies Group has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Pinewood Technologies Group's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Pinewood Technologies Group ranks #825 out of 1705 companies for Interest Coverage. This puts Pinewood Technologies Group in the upper half of its industry. The industry median Interest Coverage is 24.78. Pinewood Technologies Group's value of 28.00 is 13% above this benchmark. Historically, Pinewood Technologies Group's own Interest Coverage has ranged from 0.33 to 27.67 over the past decade. While the company's 10-year median is 3.23 vs. the industry median of 24.78, Pinewood Technologies Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pinewood Technologies Group's current Interest Coverage of 28.00 is 13% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pinewood Technologies Group and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pinewood Technologies Group's current Interest Coverage is 28.00, which is 767% above median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinewood Technologies Group stock overvalued right now?
Pinewood Technologies Group (LSE:PINE) has a current Interest Coverage of 28.00. The current Interest Coverage is 28.00, which is 767% above median its 10-year median of 3.23 and 13% above the Software industry median of 24.78. Pinewood Technologies Group's overall GF Score™ is 32/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pinewood Technologies Group (LSE:PINE), the current Interest Coverage is 28.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pinewood Technologies Group Business Description

Address 2960 Trident Court, Solihull Parkway, Birmingham Business Park, Birmingham, GBR, B37 7YN
Pinewood Technologies Group PLC is a cloud-based full-service technology provider to automotive retailers and OEMs. The company provides Dealer Management System (DMS) software, automotive intelligence platforms, Business Intelligence reporting, AI-powered automotive solutions, and software across sales, aftersales, accounting, and CRM. The company operates through two reportable segments: Pinewood majority of revenue, which comprises the Group's activities as a dealer management systems provider, and Seez, which comprises sales of AI products for automotive retail as well as digital advertising and sales lead generation. The company operates in the UK with the majority of revenue, Europe (excl. UK), Africa, Asia-Pacific and Middle East, and North and Central America.
32GF Score

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