Science Group (LSE:SAG) Interest Coverage: 29.80 (As of Dec. 2025) — 120% Above Median


LSE:SAG Science Group PLC LSE:SAG
83 GF Score
Price £5.85
GF Value £4.62
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Science Group Interest Coverage?

Science Group LSE:SAG 83 Interest Coverage is 29.80 as of Dec. 2025, which is 120% above its 10-year median of 13.56. GuruFocus rates LSE:SAG with a GF Score™ of 83/100 and a GF Value™ of £4.62 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 812 Business Services companies, Science Group ranks better than 52.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Science Group's Operating Income for the six months ended in Dec. 2025 was £8.9 Mil. Science Group's Interest Expense for the six months ended in Dec. 2025 was £-0.3 Mil. Science Group's interest coverage for the quarter that ended in Dec. 2025 was 29.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Science Group's Interest Coverage or its related term are showing as below:

LSE:SAG' s Interest Coverage Range Over the Past 10 Years
Min: 9.75   Med: 13.56   Max: 24.6
Current: 15.49


LSE:SAG's Interest Coverage is ranked better than
52.96% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs LSE:SAG: 15.49

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Science Group  (LSE:SAG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Science Group Interest Coverage Related Terms


Science Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Science Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Science Group Interest Coverage Chart

Science Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.48 18.13 9.91 24.60 15.49

Science Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.22 17.60 42.51 10.13 29.80

LSE:SAG vs VRSK, EFX, BAH: Interest Coverage Comparison

For the Consulting Services subindustry, Science Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Science Group Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Science Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Science Group's Interest Coverage falls into.


LSE:SAG
83GF Score
Science Group PLC LSE:SAG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Science Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Science Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Science Group's Interest Expense was £-1.1 Mil. Its Operating Income was £16.9 Mil. And its Long-Term Debt & Capital Lease Obligation was £12.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*16.881/-1.09
=15.49

Science Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Science Group's Interest Expense was £-0.3 Mil. Its Operating Income was £8.9 Mil. And its Long-Term Debt & Capital Lease Obligation was £12.9 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*8.851/-0.297
=29.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 29.80 mean?
Science Group (LSE:SAG) has a Interest Coverage of 29.80 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Science Group and its competitors. This is 120% above median its historical median of 13.56. Over the past decade, Science Group's Interest Coverage has ranged from 9.75 to 24.60. According to the industry distribution chart, Science Group ranks #382 out of 812 companies in the Business Services industry, placing it in the top 47%.
Is Science Group's Interest Coverage too high?
Science Group's current Interest Coverage of 29.80 is 120% above median its 10-year median of 13.56. Over the past 10 years, this metric has ranged from a low of 9.75 to a high of 24.60. The Business Services industry median Interest Coverage is 12.98. Science Group's value of 29.80 is 129.6% above this industry median. Based on the distribution chart, Science Group ranks #382 out of 812 companies in the Business Services industry, which is above the industry midpoint. Overall, Science Group has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Science Group's Interest Coverage compare to VRSK and EFX?
According to the Business Services industry distribution chart, Science Group ranks #382 out of 812 companies for Interest Coverage. This puts Science Group in the upper half of its industry. The industry median Interest Coverage is 12.98. Science Group's value of 29.80 is 129.6% above this benchmark. Historically, Science Group's own Interest Coverage has ranged from 9.75 to 24.60 over the past decade. While the company's 10-year median is 13.56 vs. the industry median of 12.98, Science Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Science Group's current Interest Coverage of 29.80 is 129.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Science Group and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Science Group's current Interest Coverage is 29.80, which is 120% above median its own 10-year median of 13.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Science Group stock overvalued right now?
Based on GuruFocus' analysis, Science Group (LSE:SAG) is currently considered Modestly Overvalued. The stock's GF Value™ is £4.62, compared to a current price of £5.85 — trading 26.6% above its estimated fair value. The current Interest Coverage is 29.80, which is 120% above median its 10-year median of 13.56 and 129.6% above the Business Services industry median of 12.98. Science Group's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Science Group (LSE:SAG), the current Interest Coverage is 29.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Science Group (LSE:SAG) Overvalued in 2026?

Based on GuruFocus' analysis, Science Group stock appears to be overvalued. The current stock price of £5.85 is trading 26.6% above its estimated GF Value™ of £4.62. GuruFocus considers Science Group to be Modestly Overvalued.

Key valuation signals for LSE:SAG:

  • Interest Coverage: 29.80 (120% above median its 10-year median of 13.56)
  • GF Value™: £4.62 vs. price of £5.85 (26.6% above fair value)
  • GF Score™: 83/100 with 4 warning signs
  • Industry Position: 129.6% above the Business Services median (#382 of 812)

No single metric tells the full story. See the LSE:SAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Science Group Business Description

Address Harston Mill, Harston, Cambridge, GBR, CB22 7GG
Science Group PLC provides outsourced science and technology-based consultancy, advisory, and product development services to a wide range of industries and markets. It operates in the Services segment, which comprises five consultancy Practises under the Sagentia brand: Medical, Innovation Regulatory, Defence, and Aviation. The Systems segments comprise two businesses: Critical Maritime Systems & Support (CMS2), which designs, manufactures and supports submarine atmosphere systems for the defence sector; and Frontier Smart Technologies Limited (Frontier), which designs and supplies radio and audio semi-conductors/modules. Its geographical segments are the UK, Other European Countries, North America, Asia, and Other, of which the majority of its revenue comes from the United Kingdom.
83GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.85
Price
£4.62
GF Value