Victorian Plumbing GroupLSE:VIC -0.62%61 Interest Coverage is 4.90 as of Mar. 2026, which is 89% below its 10-year median of 44.67. GuruFocus rates LSE:VIC with a GF Score™ of 61/100 and a GF Value™ of £0.89 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 824 Retail - Cyclical companies, Victorian Plumbing Group ranks worse than 57.77% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Victorian Plumbing Group's
Operating Income
for the
six
months ended in Mar. 2026 was £9.8 Mil. Victorian Plumbing Group's Interest Expense for the
six
months ended in Mar. 2026 was £-2.0 Mil.
Victorian Plumbing Group's interest coverage for the quarter that ended in Mar. 2026 was 4.90.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Victorian Plumbing Group's Interest Coverage or its related term are showing as below:
LSE:VIC'
s Interest Coverage Range Over the Past 10 Years
Min: 4.16 Med: 44.67 Max: 77.33
Current: 5.97
LSE:VIC's Interest Coverage is ranked worse than 57.77% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs LSE:VIC: 5.97
Victorian Plumbing Group (LSE:VIC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Victorian Plumbing Group Interest Coverage Related Terms
Victorian Plumbing Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:VIC vs HD, LOW, FND: Interest Coverage Comparison
For the Home Improvement Retail subindustry, Victorian Plumbing Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Victorian Plumbing Group Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Victorian Plumbing Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Victorian Plumbing Group's Interest Coverage falls into.
Victorian Plumbing Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Victorian Plumbing Group (LSE:VIC) has a Interest Coverage of 4.90 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Victorian Plumbing Group and its competitors. This is 89% below median its historical median of 44.67. Over the past decade, Victorian Plumbing Group's Interest Coverage has ranged from 4.16 to 77.33. According to the industry distribution chart, Victorian Plumbing Group ranks #476 out of 824 companies in the Retail - Cyclical industry, placing it in the top 57.8%.
Is Victorian Plumbing Group's Interest Coverage too high?
Victorian Plumbing Group's current Interest Coverage of 4.90 is 89% below median its 10-year median of 44.67. Over the past 10 years, this metric has ranged from a low of 4.16 to a high of 77.33. The Retail - Cyclical industry median Interest Coverage is 7.94. Victorian Plumbing Group's value of 4.90 is 38.3% below this industry median. Based on the distribution chart, Victorian Plumbing Group ranks #476 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Victorian Plumbing Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Victorian Plumbing Group's Interest Coverage compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Victorian Plumbing Group ranks #476 out of 824 companies for Interest Coverage. This places Victorian Plumbing Group in the lower half of its industry. The industry median Interest Coverage is 7.94. Victorian Plumbing Group's value of 4.90 is 38.3% below this benchmark. Historically, Victorian Plumbing Group's own Interest Coverage has ranged from 4.16 to 77.33 over the past decade. While the company's 10-year median is 44.67 vs. the industry median of 7.94, Victorian Plumbing Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Victorian Plumbing Group's current Interest Coverage of 4.90 is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Victorian Plumbing Group and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Victorian Plumbing Group's current Interest Coverage is 4.90, which is 89% below median its own 10-year median of 44.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Victorian Plumbing Group stock overvalued right now?
Based on GuruFocus' analysis, Victorian Plumbing Group (LSE:VIC) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.89, compared to a current price of £0.80 — trading 10.1% below its estimated fair value. The current Interest Coverage is 4.90, which is 89% below median its 10-year median of 44.67 and 38.3% below the Retail - Cyclical industry median of 7.94. Victorian Plumbing Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Victorian Plumbing Group (LSE:VIC), the current Interest Coverage is 4.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Victorian Plumbing Group (LSE:VIC) Overvalued in 2026?
Based on GuruFocus' analysis, Victorian Plumbing Group stock appears to be undervalued.
The current stock price of £0.80 is trading 10.1% below its estimated GF Value™ of £0.89.
GuruFocus considers Victorian Plumbing Group to be Modestly Undervalued.
Key valuation signals for LSE:VIC:
Interest Coverage: 4.90 (89% below median its 10-year median of 44.67)
GF Value™: £0.89 vs. price of £0.80 (10.1% below fair value)
Industry Position: 38.3% below the Retail - Cyclical median (#476 of 824)
No single metric tells the full story. See the LSE:VIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Victorian Plumbing Group PLC is an online retailer of bathroom products and accessories, offering a one-stop-shop solution for the entire bathroom. It offers a wide varities of products to business to customer and trade customers, with more than 125 brands across a wide spectrum of price points and it also design and develops exclusive new products in-house.
61GF Score
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