LTGHF (Life Healthcare Group Holdings) Interest Coverage: 5.59 (As of Mar. 2026) — 13% Above Median


LTGHF Life Healthcare Group Holdings Ltd LTGHF
44 GF Score
Price $0.82
GF Value $1.23
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Life Healthcare Group Holdings Interest Coverage?

Life Healthcare Group Holdings LTGHF 44 Interest Coverage is 5.59 as of Mar. 2026, which is 13% above its 10-year median of 4.96. GuruFocus rates LTGHF with a GF Score™ of 44/100 and a GF Value™ of $1.23 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Life Healthcare Group Holdings ranks worse than 54.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Life Healthcare Group Holdings's Operating Income for the six months ended in Mar. 2026 was $68 Mil. Life Healthcare Group Holdings's Interest Expense for the six months ended in Mar. 2026 was $-12 Mil. Life Healthcare Group Holdings's interest coverage for the quarter that ended in Mar. 2026 was 5.59. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Life Healthcare Group Holdings's Interest Coverage or its related term are showing as below:

LTGHF' s Interest Coverage Range Over the Past 10 Years
Min: 2.65   Med: 4.96   Max: 11.44
Current: 6.82


LTGHF's Interest Coverage is ranked worse than
54.3% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs LTGHF: 6.82

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Life Healthcare Group Holdings  (OTCPK:LTGHF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Life Healthcare Group Holdings Interest Coverage Related Terms


Life Healthcare Group Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Life Healthcare Group Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Life Healthcare Group Holdings Interest Coverage Chart

Life Healthcare Group Holdings Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.25 5.78 3.90 5.41 6.57

Life Healthcare Group Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.47 6.64 5.13 8.56 5.59

LTGHF vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Life Healthcare Group Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life Healthcare Group Holdings Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Life Healthcare Group Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Life Healthcare Group Holdings's Interest Coverage falls into.


LTGHF
44GF Score
Life Healthcare Group Holdings Ltd LTGHF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life Healthcare Group Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Life Healthcare Group Holdings's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Life Healthcare Group Holdings's Interest Expense was $-20 Mil. Its Operating Income was $130 Mil. And its Long-Term Debt & Capital Lease Obligation was $216 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*130.099/-19.799
=6.57

Life Healthcare Group Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Life Healthcare Group Holdings's Interest Expense was $-12 Mil. Its Operating Income was $68 Mil. And its Long-Term Debt & Capital Lease Obligation was $278 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*68.361/-12.239
=5.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.59 mean?
Life Healthcare Group Holdings (LTGHF) has a Interest Coverage of 5.59 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Life Healthcare Group Holdings and its competitors. This is 13% above median its historical median of 4.96. Over the past decade, Life Healthcare Group Holdings' Interest Coverage has ranged from 2.65 to 11.44. According to the industry distribution chart, Life Healthcare Group Holdings ranks #246 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 54.3%.
Is Life Healthcare Group Holdings' Interest Coverage too high?
Life Healthcare Group Holdings' current Interest Coverage of 5.59 is 13% above median its 10-year median of 4.96. Over the past 10 years, this metric has ranged from a low of 2.65 to a high of 11.44. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Life Healthcare Group Holdings' value of 5.59 is 29.9% below this industry median. Based on the distribution chart, Life Healthcare Group Holdings ranks #246 out of 453 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Life Healthcare Group Holdings has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Healthcare Group Holdings' Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Life Healthcare Group Holdings ranks #246 out of 453 companies for Interest Coverage. This places Life Healthcare Group Holdings in the lower half of its industry. The industry median Interest Coverage is 7.98. Life Healthcare Group Holdings' value of 5.59 is 29.9% below this benchmark. Historically, Life Healthcare Group Holdings' own Interest Coverage has ranged from 2.65 to 11.44 over the past decade. While the company's 10-year median is 4.96 vs. the industry median of 7.98, Life Healthcare Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Healthcare Group Holdings's current Interest Coverage of 5.59 is 29.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Life Healthcare Group Holdings and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Healthcare Group Holdings's current Interest Coverage is 5.59, which is 13% above median its own 10-year median of 4.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Healthcare Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Life Healthcare Group Holdings (LTGHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.23, compared to a current price of $0.82 — trading 33.7% below its estimated fair value. The current Interest Coverage is 5.59, which is 13% above median its 10-year median of 4.96 and 29.9% below the Healthcare Providers & Services industry median of 7.98. Life Healthcare Group Holdings' overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Life Healthcare Group Holdings (LTGHF), the current Interest Coverage is 5.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Healthcare Group Holdings (LTGHF) Overvalued in 2026?

Based on GuruFocus' analysis, Life Healthcare Group Holdings stock appears to be undervalued. The current stock price of $0.82 is trading 33.7% below its estimated GF Value™ of $1.23. GuruFocus considers Life Healthcare Group Holdings to be Modestly Undervalued.

Key valuation signals for LTGHF:

  • Interest Coverage: 5.59 (13% above median its 10-year median of 4.96)
  • GF Value™: $1.23 vs. price of $0.82 (33.7% below fair value)
  • GF Score™: 44/100 with 3 warning signs
  • Industry Position: 29.9% below the Healthcare Providers & Services median (#246 of 453)

No single metric tells the full story. See the LTGHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Healthcare Group Holdings Business Description

Address 203 Oxford Road, Oxford Parks, Corner Eastwood and Oxford Roads, Dunkeld, Johannesburg, GT, ZAF, 2196
Life Healthcare Group Holdings Ltd is a private healthcare provider in southern Africa, prominently serving the medically insured market. The company is in the business of providing hospital and complementary services (which include mental healthcare, acute rehabilitation, renal dialysis, oncology and diagnostics) and healthcare services. It operates via three segments: Hospitals segment (acute hospitals), the Complementary Services segment (mental health, acute rehabilitation, renal dialysis, oncology and diagnostics) and the Healthcare Services segment (Life Nkanyisa and Life Health Solutions). The majority of revenue is derived from the hospitals segment. Geographically, the company generates the maximum revenue from Southern Africa.
44GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.82
Price
$1.23
GF Value