LTGHF (Life Healthcare Group Holdings) Intrinsic Value: DCF (Dividends Based): $0.64 (As of Aug. 07, 2026) — 70% Below Median

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Director of Data and Quant Analytics at GuruFocus
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LTGHF Life Healthcare Group Holdings Ltd LTGHF
44 GF Score
Price $0.69
GF Value $0.95
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Life Healthcare Group Holdings Intrinsic Value: DCF (Dividends Based)?

Life Healthcare Group Holdings LTGHF 44 Intrinsic Value: DCF (Dividends Based) is $0.64 as of Aug. 07, 2026, which is 70% below its 10-year median of 2.11. GuruFocus rates LTGHF with a GF Score™ of 44/100 and a GF Value™ of $0.95 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 82 Healthcare Providers & Services companies, Life Healthcare Group Holdings ranks worse than 1219510.98% on this metric.

As of today (2026-08-07), Life Healthcare Group Holdings's intrinsic value calculated from the Discounted Dividend model is $0.64.

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star) with dividend payments. If the company's Predictability Rank is 1-Star or Not Rated, or if the company does not pay dividend, the data will not be stored into our database.

Life Healthcare Group Holdings's Predictability Rank is 1-Star. Thus, this page is only used for demonstration purposes and the DCF related results in the screener and portfolio will appear as zero.

Margin of Safety % (DCF Dividends Based) using Discounted Dividend Model for Life Healthcare Group Holdings is -7.81%.

The historical rank and industry rank for Life Healthcare Group Holdings's Intrinsic Value: DCF (Dividends Based) or its related term are showing as below:

During the past 13 years, the highest Price-to-Intrinsic-Value-DCF (Dividends Based) Ratio of Life Healthcare Group Holdings was 2.11. The lowest was 2.11. And the median was 2.11.

LTGHF's Price-to-DCF (Dividends Based) is not ranked *
in the Healthcare Providers & Services industry.
Industry Median: 1.23
* Ranked among companies with meaningful Price-to-DCF (Dividends Based) only.

Life Healthcare Group Holdings  (OTCPK:LTGHF) Intrinsic Value: DCF (Dividends Based) Explanation

Unlike valuation methods such as Net Current Asset Value, Tangible Book per Share, Graham Number, Median PS Value etc, discounted Dividends model evaluates the companies based on their power of future dividend distribution instead of their assets.


Be Aware

What you need to know about Discounted Dividends model:

1. The Discounted Dividends model evaluates a company based on its future dividends distribution power
2. Dividend growth is taken into account; therefore a company with a higher dividend growth rate is worth more if everything else is the same.
3. Since we are projecting future growth, it is assumed that the company will grow at the same rate as it did during the past 10 years. Therefore this model works better for the companies with consistently steady dividends distributed.
4. The Discounted Dividends model works poorly for inconsistent dividends distributor like high growth companies.
5. Your expected return from the investment is a reasonable discount rate assumption.
6. A larger margin of safety should be required for companies with less dividends distributed.

You can screen for stocks that trade below their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) and Intrinsic Value: DCF (Dividends Based) with the GuruFocus All-in-One Screener. Companies with a high Predictability Rank that trade at a discount to their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) can be found in the screen of Undervalued Predictable Companies.


Life Healthcare Group Holdings Intrinsic Value: DCF (Dividends Based) Related Terms


Life Healthcare Group Holdings Intrinsic Value: DCF (Dividends Based) Historical Data

* Premium members only.

The historical data trend for Life Healthcare Group Holdings's Intrinsic Value: DCF (Dividends Based) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Healthcare Group Holdings Intrinsic Value: DCF (Dividends Based) Chart

Life Healthcare Group Holdings Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Intrinsic Value: DCF (Dividends Based)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Life Healthcare Group Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Intrinsic Value: DCF (Dividends Based) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LTGHF vs HCA, THC, DVA: Intrinsic Value: DCF (Dividends Based) Comparison

For the Medical Care Facilities subindustry, Life Healthcare Group Holdings's Price-to-DCF (Dividends Based), along with its competitors' market caps and Price-to-DCF (Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life Healthcare Group Holdings Price-to-DCF (Dividends Based) vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Life Healthcare Group Holdings's Price-to-DCF (Dividends Based) distribution charts can be found below:

* The bar in red indicates where Life Healthcare Group Holdings's Price-to-DCF (Dividends Based) falls into.


LTGHF
44GF Score
Life Healthcare Group Holdings Ltd LTGHF
Intrinsic Value: DCF (Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life Healthcare Group Holdings Intrinsic Value: DCF (Dividends Based) Calculation

This is the intrinsic value calculated from the Discounted Dividend Model with default parameters. The calculation method is the same as Discounted Cash Flow model except adjusted dividend are used in the calculation instead of free cash flow. This is the default method of calculation with GuruFocus DCF calculator.

Usually a two-stage model is used in calculating the intrinsic value with discounted cash flow model. The first stage is called growth stage; the second is called the terminal stage. In the growth stage the company grows at a faster rate. Because it cannot grow at that rate forever, a lower rate is used for the terminal stage.

GuruFocus DDM calculator is a two-stage model. The default values are defined as:

1. Discount Rate: d = 15%
A reasonable discount rate assumption should be at least the long term average return of the stock market, which can be estimated from risk free rate plus risk premium of stock market. GuruFocus uses 10-Year Treasury Constant Maturity Rate as the risk-free rate and rounded up to the nearest integer. It is updated daily. The current risk-free rate is 8.70%. Please go to Economic Indicators page for more information. Please note that we use the 10-Year Treasury Constant Maturity Rate of the country/region where the company is headquartered. If the data for that country/region is not available, then we will use the 10-Year Treasury Constant Maturity Rate of the United States as default. Then we added a risk premium of 6% to get the estimated discount rate. Some investors use their expected rate of return, which is also reasonable. A typical discount rate can be anywhere between 6% - 20%.

2. Dividend Growth Rate in the growth stage: g1 = 9.10%
The Growth Rate in the growth stage is initially set as the default 10-Year Dividend Growth Rate. In cases where the 10-year growth rate is unavailable, it defaults to using the 5-Year Dividend Growth Rate. If both the 10-year and 5-year growth rates are unavailable, the system defaults to the 3-Year Dividend Growth Rate.
However, it's important to note that there is a growth rate range. If the calculated growth rate exceeds 20%, it will be capped at 20%. Conversely, if the calculated growth rate falls below 5%, it will be adjusted to 5% to maintain a reasonable range.
=> Life Healthcare Group Holdings's average Dividend Growth Rate in the past 3 years was 9.10%, which is between 5% and 20%. => GuruFocus defaults => Growth Rate: 9.10%

3. Years of Growth Stage: y1 = 10

4. Terminal Growth Rate: g2 = 4%

5. Dividends per Share: adjusted dividends per share = $0.0576.
GuruFocus uses adjusted dividends per share by default to ensure that the valuation reflects the total value of the company, as the actual dividend is only a portion of the total value.

All of the default settings can be changed in the DCF calculator and the results are calculated automatically.

Life Healthcare Group Holdings's Intrinsic Value: DCF (Dividends Based) for today is calculated as:

Intrinsic Value: DCF (Dividends Based)=Dividends per Share*{[(1+g1)/(1+d)+(1+g1)^2/(1+d)^2+...+(1+g1)^10/(1+d)^10]
+(1+g1)^10/(1+d)^10*[(1+g2)/(1+d)+(1+g2)^2/(1+d)^2+...+(1+g2)^10/(1+d)^10]}

set x = (1+g1)/(1+d) = (1+0.091)/(1+0.15) = 0.94869565217391
and y = (1+g2)/(1+d) = (1+0.04)/(1+0.15) = 0.90434782608696

Intrinsic Value: DCF (Dividends Based)=Dividends per Share*{[x+x^2+...+x^10]+x^10*[y+y^2+...+y^10]}
=Dividends per Share*[x*(1-x^10)/(1-x)+x^10*y*(1-y^10)/(1-y)]
=0.0576*11.1116
=0.64

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based)-Current Price) /Intrinsic Value: DCF (Dividends Based)
= (0.64 - 0.69) / 0.64
= -7.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: DCF (Dividends Based) of $0.64 mean?
Life Healthcare Group Holdings (LTGHF) has a Intrinsic Value: DCF (Dividends Based) of $0.64 as of Aug. 07, 2026. Intrinsic Value: DCF (Dividends Based) is the stock value based on a two-stage discounted dividend model. View historical data on Life Healthcare Group Holdings and its competitors. This is 70% below median its historical median of 2.11. Over the past decade, Life Healthcare Group Holdings' Intrinsic Value: DCF (Dividends Based) has ranged from 2.11 to 2.11. According to the industry distribution chart, Life Healthcare Group Holdings ranks #999999 out of 82 companies in the Healthcare Providers & Services industry.
Is Life Healthcare Group Holdings' Intrinsic Value: DCF (Dividends Based) too high?
Life Healthcare Group Holdings' current Intrinsic Value: DCF (Dividends Based) of $0.64 is 70% below median its 10-year median of 2.11. Over the past 10 years, this metric has ranged from a low of 2.11 to a high of 2.11. The Healthcare Providers & Services industry median Intrinsic Value: DCF (Dividends Based) is 1.23. Life Healthcare Group Holdings' value of $0.64 is 48% below this industry median. Based on the distribution chart, Life Healthcare Group Holdings ranks #999999 out of 82 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Life Healthcare Group Holdings has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Healthcare Group Holdings' Intrinsic Value: DCF (Dividends Based) compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Life Healthcare Group Holdings ranks #999999 out of 82 companies for Intrinsic Value: DCF (Dividends Based). This places Life Healthcare Group Holdings in the lower half of its industry. The industry median Intrinsic Value: DCF (Dividends Based) is 1.23. Life Healthcare Group Holdings' value of $0.64 is 48% below this benchmark. Historically, Life Healthcare Group Holdings' own Intrinsic Value: DCF (Dividends Based) has ranged from 2.11 to 2.11 over the past decade. While the company's 10-year median is 2.11 vs. the industry median of 1.23, Life Healthcare Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: DCF (Dividends Based) for a Healthcare Providers & Services company?
The median Intrinsic Value: DCF (Dividends Based) among Healthcare Providers & Services companies is 1.23, based on 82 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: DCF (Dividends Based) significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: DCF (Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Healthcare Group Holdings's current Intrinsic Value: DCF (Dividends Based) of $0.64 is 48% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: DCF (Dividends Based) mean?
A high Intrinsic Value: DCF (Dividends Based) can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: DCF (Dividends Based) is the stock value based on a two-stage discounted dividend model. View historical data on Life Healthcare Group Holdings and its competitors. For the Healthcare Providers & Services industry, the median Intrinsic Value: DCF (Dividends Based) is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Healthcare Group Holdings's current Intrinsic Value: DCF (Dividends Based) is $0.64, which is 70% below median its own 10-year median of 2.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Healthcare Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Life Healthcare Group Holdings (LTGHF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.95, compared to a current price of $0.69 — trading 27.4% below its estimated fair value. The current Intrinsic Value: DCF (Dividends Based) is $0.64, which is 70% below median its 10-year median of 2.11 and 48% below the Healthcare Providers & Services industry median of 1.23. Life Healthcare Group Holdings' overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: DCF (Dividends Based) calculated?
Intrinsic Value: DCF (Dividends Based) is calculated from a company's financial statements. For Life Healthcare Group Holdings (LTGHF), the current Intrinsic Value: DCF (Dividends Based) is $0.64 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Healthcare Group Holdings (LTGHF) Overvalued in 2026?

Based on GuruFocus' analysis, Life Healthcare Group Holdings stock appears to be undervalued. The current stock price of $0.69 is trading 27.4% below its estimated GF Value™ of $0.95. GuruFocus considers Life Healthcare Group Holdings to be Modestly Undervalued.

Key valuation signals for LTGHF:

  • Intrinsic Value: DCF (Dividends Based): $0.64 (70% below median its 10-year median of 2.11)
  • GF Value™: $0.95 vs. price of $0.69 (27.4% below fair value)
  • GF Score™: 44/100 with 3 warning signs
  • Industry Position: 48% below the Healthcare Providers & Services median (#999999 of 82)

No single metric tells the full story. See the LTGHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Healthcare Group Holdings Business Description

Address 203 Oxford Road, Oxford Parks, Corner Eastwood and Oxford Roads, Dunkeld, Johannesburg, GT, ZAF, 2196
Life Healthcare Group Holdings Ltd is a private healthcare provider in southern Africa, prominently serving the medically insured market. The company is in the business of providing hospital and complementary services (which include mental healthcare, acute rehabilitation, renal dialysis, oncology and diagnostics) and healthcare services. It operates via three segments: Hospitals segment (acute hospitals), the Complementary Services segment (mental health, acute rehabilitation, renal dialysis, oncology and diagnostics) and the Healthcare Services segment (Life Nkanyisa and Life Health Solutions). The majority of revenue is derived from the hospitals segment. Geographically, the company generates the maximum revenue from Southern Africa.
44GF Score

Get the complete analysis for LTGHF

Intrinsic Value: DCF (Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.69
Price
$0.95
GF Value