UP Fintech HoldingLTS:0A32 -2.33%72 Interest Coverage is 3.62 as of Mar. 2026, which is 35% above its 10-year median of 2.69. GuruFocus rates LTS:0A32 with a GF Score™ of 72/100 and a GF Value™ of $9.46 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 430 Capital Markets companies, UP Fintech Holding ranks worse than 70.93% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. UP Fintech Holding's
Operating Income
for the
three
months ended in Mar. 2026 was $65.7 Mil. UP Fintech Holding's Interest Expense for the
three
months ended in Mar. 2026 was $-18.1 Mil.
UP Fintech Holding's interest coverage for the quarter that ended in Mar. 2026 was 3.62.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for UP Fintech Holding's Interest Coverage or its related term are showing as below:
LTS:0A32'
s Interest Coverage Range Over the Past 10 Years
Min: 1.09 Med: 2.69 Max: No Debt
Current: 3.82
LTS:0A32's Interest Coverage is ranked worse than 70.93% of 430
companies
in the Capital Markets industry
Industry Median: 19.375
vs LTS:0A32: 3.82
UP Fintech Holding (LTS:0A32) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
UP Fintech Holding Interest Coverage Related Terms
UP Fintech Holding Interest Coverage Historical Data
* Premium members only.
The historical data trend for UP Fintech Holding's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LTS:0A32 vs LCLN, ABTC, RHNO: Interest Coverage Comparison
For the Capital Markets subindustry, UP Fintech Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UP Fintech Holding Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, UP Fintech Holding's Interest Coverage distribution charts can be found below:
* The bar in red indicates where UP Fintech Holding's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UP Fintech Holding (LTS:0A32) has a Interest Coverage of 3.62 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UP Fintech Holding and its competitors. This is 35% above median its historical median of 2.69. Over the past decade, UP Fintech Holding's Interest Coverage has ranged from 1.09 to 10,000.00. According to the industry distribution chart, UP Fintech Holding ranks #305 out of 430 companies in the Capital Markets industry, placing it in the top 70.9%.
Is UP Fintech Holding's Interest Coverage too high?
UP Fintech Holding's current Interest Coverage of 3.62 is 35% above median its 10-year median of 2.69. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 10,000.00. The Capital Markets industry median Interest Coverage is 19.38. UP Fintech Holding's value of 3.62 is 81.3% below this industry median. Based on the distribution chart, UP Fintech Holding ranks #305 out of 430 companies in the Capital Markets industry, which is below the industry midpoint. Overall, UP Fintech Holding has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UP Fintech Holding's Interest Coverage compare to LCLN and ABTC?
According to the Capital Markets industry distribution chart, UP Fintech Holding ranks #305 out of 430 companies for Interest Coverage. This places UP Fintech Holding in the lower half of its industry. The industry median Interest Coverage is 19.38. UP Fintech Holding's value of 3.62 is 81.3% below this benchmark. Historically, UP Fintech Holding's own Interest Coverage has ranged from 1.09 to 10,000.00 over the past decade. While the company's 10-year median is 2.69 vs. the industry median of 19.38, UP Fintech Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UP Fintech Holding's current Interest Coverage of 3.62 is 81.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UP Fintech Holding and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UP Fintech Holding's current Interest Coverage is 3.62, which is 35% above median its own 10-year median of 2.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UP Fintech Holding stock overvalued right now?
Based on GuruFocus' analysis, UP Fintech Holding (LTS:0A32) is currently considered Possible Value Trap. The stock's GF Value™ is $9.46, compared to a current price of $4.56 — trading 51.8% below its estimated fair value. The current Interest Coverage is 3.62, which is 35% above median its 10-year median of 2.69 and 81.3% below the Capital Markets industry median of 19.38. UP Fintech Holding's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UP Fintech Holding (LTS:0A32), the current Interest Coverage is 3.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UP Fintech Holding (LTS:0A32) Overvalued in 2026?
Based on GuruFocus' analysis, UP Fintech Holding stock appears to be undervalued.
The current stock price of $4.56 is trading 51.8% below its estimated GF Value™ of $9.46.
GuruFocus considers UP Fintech Holding to be Possible Value Trap.
Key valuation signals for LTS:0A32:
Interest Coverage: 3.62 (35% above median its 10-year median of 2.69)
GF Value™: $9.46 vs. price of $4.56 (51.8% below fair value)
Industry Position: 81.3% below the Capital Markets median (#305 of 430)
No single metric tells the full story. See the LTS:0A32 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UP Fintech Holding Ltd is an online brokerage firm focusing on Chinese investors. Its trading platform enables investors to trade in equities and other financial instruments on multiple exchanges of stocks and other derivatives. The company offers its customers brokerage and value-added services, including trade order placement and execution, margin financing, account management, investor education, community discussion, and customer support.
72GF Score
Get the complete analysis for LTS:0A32
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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