UP Fintech HoldingLTS:0A32 72 Quick Ratio is 1.10 as of Mar. 2026, which is 7% below its 10-year median of 1.18. GuruFocus rates LTS:0A32 with a GF Score™ of 72/100 and a GF Value™ of $9.46 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 690 Capital Markets companies, UP Fintech Holding ranks worse than 79.57% on this metric.
UP Fintech Holding has a quick ratio of 1.10. It generally indicates good short-term financial strength.
The historical rank and industry rank for UP Fintech Holding's Quick Ratio or its related term are showing as below:
LTS:0A32'
s Quick Ratio Range Over the Past 10 Years
Min: 1.07 Med: 1.18 Max: 6.06
Current: 1.1
During the past 10 years, UP Fintech Holding's highest Quick Ratio was 6.06. The lowest was 1.07. And the median was 1.18.
LTS:0A32's Quick Ratio is ranked worse than 79.57% of 690
companies
in the Capital Markets industry
Industry Median: 2.09
vs LTS:0A32: 1.10
UP Fintech Holding (LTS:0A32) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
UP Fintech Holding Quick Ratio Related Terms
UP Fintech Holding Quick Ratio Historical Data
* Premium members only.
The historical data trend for UP Fintech Holding's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0A32 vs LCLN, ABTC, RHNO: Quick Ratio Comparison
For the Capital Markets subindustry, UP Fintech Holding's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UP Fintech Holding Quick Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, UP Fintech Holding's Quick Ratio distribution charts can be found below:
* The bar in red indicates where UP Fintech Holding's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
UP Fintech Holding's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UP Fintech Holding (LTS:0A32) has a Quick Ratio of 1.10 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on UP Fintech Holding and its competitors. This is near median its historical median of 1.18. Over the past decade, UP Fintech Holding's Quick Ratio has ranged from 1.07 to 6.06. According to the industry distribution chart, UP Fintech Holding ranks #549 out of 690 companies in the Capital Markets industry, placing it in the top 79.6%.
Is UP Fintech Holding's Quick Ratio too high?
UP Fintech Holding's current Quick Ratio of 1.10 is near median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 6.06. The Capital Markets industry median Quick Ratio is 2.09. UP Fintech Holding's value of 1.10 is 47.4% below this industry median. Based on the distribution chart, UP Fintech Holding ranks #549 out of 690 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, UP Fintech Holding has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UP Fintech Holding's Quick Ratio compare to LCLN and ABTC?
According to the Capital Markets industry distribution chart, UP Fintech Holding ranks #549 out of 690 companies for Quick Ratio. This places UP Fintech Holding in the lower half of its industry. The industry median Quick Ratio is 2.09. UP Fintech Holding's value of 1.10 is 47.4% below this benchmark. Historically, UP Fintech Holding's own Quick Ratio has ranged from 1.07 to 6.06 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 2.09, UP Fintech Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Capital Markets company?
The median Quick Ratio among Capital Markets companies is 2.09, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UP Fintech Holding's current Quick Ratio of 1.10 is 47.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on UP Fintech Holding and its competitors. For the Capital Markets industry, the median Quick Ratio is 2.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UP Fintech Holding's current Quick Ratio is 1.10, which is near median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UP Fintech Holding stock overvalued right now?
Based on GuruFocus' analysis, UP Fintech Holding (LTS:0A32) is currently considered Possible Value Trap. The stock's GF Value™ is $9.46, compared to a current price of $4.56 — trading 51.8% below its estimated fair value. The current Quick Ratio is 1.10, which is near median its 10-year median of 1.18 and 47.4% below the Capital Markets industry median of 2.09. UP Fintech Holding's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For UP Fintech Holding (LTS:0A32), the current Quick Ratio is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UP Fintech Holding (LTS:0A32) Overvalued in 2026?
Based on GuruFocus' analysis, UP Fintech Holding stock appears to be undervalued.
The current stock price of $4.56 is trading 51.8% below its estimated GF Value™ of $9.46.
GuruFocus considers UP Fintech Holding to be Possible Value Trap.
Key valuation signals for LTS:0A32:
Quick Ratio: 1.10 (near median its 10-year median of 1.18)
GF Value™: $9.46 vs. price of $4.56 (51.8% below fair value)
Industry Position: 47.4% below the Capital Markets median (#549 of 690)
No single metric tells the full story. See the LTS:0A32 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UP Fintech Holding Ltd is an online brokerage firm focusing on Chinese investors. Its trading platform enables investors to trade in equities and other financial instruments on multiple exchanges of stocks and other derivatives. The company offers its customers brokerage and value-added services, including trade order placement and execution, margin financing, account management, investor education, community discussion, and customer support.
72GF Score
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