Trainers' House OYJ (LTS:0J7A) Interest Coverage: 23.50 (As of Jun. 2026) — 16% Below Median

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What is Trainers' House OYJ Interest Coverage?

Trainers' House OYJ LTS:0J7A 62 Interest Coverage is 23.50 as of Jun. 2026, which is 16% below its 10-year median of 28.06. GuruFocus rates LTS:0J7A with a GF Score™ of 62/100. The stock has 4 warning signs investors should review. Among 810 Business Services companies, Trainers' House OYJ ranks better than 63.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Trainers' House OYJ's Operating Income for the three months ended in Jun. 2026 was £0.05 Mil. Trainers' House OYJ's Interest Expense for the three months ended in Jun. 2026 was £-0.00 Mil. Trainers' House OYJ's interest coverage for the quarter that ended in Jun. 2026 was 23.50. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Trainers' House OYJ's Interest Coverage or its related term are showing as below:

LTS:0J7A' s Interest Coverage Range Over the Past 10 Years
Min: 1.12   Med: 28.06   Max: 60.06
Current: 26.92


LTS:0J7A's Interest Coverage is ranked better than
63.21% of 810 companies
in the Business Services industry
Industry Median: 13.725 vs LTS:0J7A: 26.92

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Trainers' House OYJ  (LTS:0J7A) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Trainers' House OYJ Interest Coverage Related Terms


Trainers' House OYJ Interest Coverage Historical Data

* Premium members only.

The historical data trend for Trainers' House OYJ's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Trainers' House OYJ Interest Coverage Chart

Trainers' House OYJ Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.24 31.19 0.00 1.11 21.20

Trainers' House OYJ Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.50 33.00 1.33 43.33 23.50

LTS:0J7A vs VRSK, EFX, BAH: Interest Coverage Comparison

For the Consulting Services subindustry, Trainers' House OYJ's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trainers' House OYJ Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Trainers' House OYJ's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Trainers' House OYJ's Interest Coverage falls into.



Trainers' House OYJ Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Trainers' House OYJ's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Trainers' House OYJ's Interest Expense was £-0.02 Mil. Its Operating Income was £0.42 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.09 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.424/-0.02
=21.20

Trainers' House OYJ's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Trainers' House OYJ's Interest Expense was £-0.00 Mil. Its Operating Income was £0.05 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*0.047/-0.002
=23.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 23.50 mean?
Trainers' House OYJ (LTS:0J7A) has a Interest Coverage of 23.50 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Trainers' House OYJ and its competitors. This is 16% below median its historical median of 28.06. Over the past decade, Trainers' House OYJ's Interest Coverage has ranged from 1.12 to 60.06. According to the industry distribution chart, Trainers' House OYJ ranks #298 out of 810 companies in the Business Services industry, placing it in the top 36.8%.
Is Trainers' House OYJ's Interest Coverage too high?
Trainers' House OYJ's current Interest Coverage of 23.50 is 16% below median its 10-year median of 28.06. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 60.06. The Business Services industry median Interest Coverage is 13.73. Trainers' House OYJ's value of 23.50 is 71.2% above this industry median. Based on the distribution chart, Trainers' House OYJ ranks #298 out of 810 companies in the Business Services industry, which is above the industry midpoint. Overall, Trainers' House OYJ has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Trainers' House OYJ's Interest Coverage compare to VRSK and EFX?
According to the Business Services industry distribution chart, Trainers' House OYJ ranks #298 out of 810 companies for Interest Coverage. This puts Trainers' House OYJ in the upper half of its industry. The industry median Interest Coverage is 13.73. Trainers' House OYJ's value of 23.50 is 71.2% above this benchmark. Historically, Trainers' House OYJ's own Interest Coverage has ranged from 1.12 to 60.06 over the past decade. While the company's 10-year median is 28.06 vs. the industry median of 13.73, Trainers' House OYJ has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.73, based on 810 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trainers' House OYJ's current Interest Coverage of 23.50 is 71.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Trainers' House OYJ and its competitors. For the Business Services industry, the median Interest Coverage is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trainers' House OYJ's current Interest Coverage is 23.50, which is 16% below median its own 10-year median of 28.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trainers' House OYJ stock overvalued right now?
Trainers' House OYJ (LTS:0J7A) has a current Interest Coverage of 23.50. The current Interest Coverage is 23.50, which is 16% below median its 10-year median of 28.06 and 71.2% above the Business Services industry median of 13.73. Trainers' House OYJ's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Trainers' House OYJ (LTS:0J7A), the current Interest Coverage is 23.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trainers' House OYJ Business Description

Other Exchanges TRH1V:FinlandIV9:Germany
Address Tammasaarenlaituri 3, Helsinki, FIN, 02200
Trainers' House OYJ is a change management company offering consultancy services. It offers services including change management, personal growth training, the pulse change management system and also offers sales and marketing services. Geographically, the activities are performed through the region of Finland.