PGMAL:PG 92 Interest Coverage is 13.09 as of Oct. 2025, which is 4% above its 10-year median of 12.60. GuruFocus rates MAL:PG with a GF Score™ of 92/100 and a GF Value™ of €2.25 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 824 Retail - Cyclical companies, PG ranks better than 55.1% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PG's
Operating Income
for the
six
months ended in Oct. 2025 was €13.7 Mil. PG's Interest Expense for the
six
months ended in Oct. 2025 was €-1.0 Mil.
PG's interest coverage for the quarter that ended in Oct. 2025 was 13.09.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PG's Interest Coverage or its related term are showing as below:
MAL:PG'
s Interest Coverage Range Over the Past 10 Years
Min: 9.76 Med: 12.6 Max: 21.73
Current: 9.76
MAL:PG's Interest Coverage is ranked better than 55.1% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs MAL:PG: 9.76
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PG Interest Coverage Related Terms
PG Interest Coverage Historical Data
* Premium members only.
The historical data trend for PG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, PG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PG Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PG (MAL:PG) has a Interest Coverage of 13.09 as of Oct. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PG and its competitors. This is near median its historical median of 12.60. Over the past decade, PG's Interest Coverage has ranged from 9.76 to 21.73. According to the industry distribution chart, PG ranks #370 out of 824 companies in the Retail - Cyclical industry, placing it in the top 44.9%.
Is PG's Interest Coverage too high?
PG's current Interest Coverage of 13.09 is near median its 10-year median of 12.60. Over the past 10 years, this metric has ranged from a low of 9.76 to a high of 21.73. The Retail - Cyclical industry median Interest Coverage is 7.94. PG's value of 13.09 is 64.9% above this industry median. Based on the distribution chart, PG ranks #370 out of 824 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, PG has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PG's Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, PG ranks #370 out of 824 companies for Interest Coverage. This puts PG in the upper half of its industry. The industry median Interest Coverage is 7.94. PG's value of 13.09 is 64.9% above this benchmark. Historically, PG's own Interest Coverage has ranged from 9.76 to 21.73 over the past decade. While the company's 10-year median is 12.60 vs. the industry median of 7.94, PG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PG's current Interest Coverage of 13.09 is 64.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PG and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PG's current Interest Coverage is 13.09, which is near median its own 10-year median of 12.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PG stock overvalued right now?
Based on GuruFocus' analysis, PG (MAL:PG) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.25, compared to a current price of €1.65 — trading 26.7% below its estimated fair value. The current Interest Coverage is 13.09, which is near median its 10-year median of 12.60 and 64.9% above the Retail - Cyclical industry median of 7.94. PG's overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PG (MAL:PG), the current Interest Coverage is 13.09 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PG (MAL:PG) Overvalued in 2026?
Based on GuruFocus' analysis, PG stock appears to be undervalued.
The current stock price of €1.65 is trading 26.7% below its estimated GF Value™ of €2.25.
GuruFocus considers PG to be Modestly Undervalued.
Key valuation signals for MAL:PG:
Interest Coverage: 13.09 (near median its 10-year median of 12.60)
GF Value™: €2.25 vs. price of €1.65 (26.7% below fair value)
Industry Position: 64.9% above the Retail - Cyclical median (#370 of 824)
No single metric tells the full story. See the MAL:PG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PG PLC is a Malta-based investment company that manages supermarket and retail markets. It is engaged in the retailing of food, household goods, and other ancillary products through the PAVI Shopping Complex in Qormi and the PAMA Shopping Village in Mosta. It is also involved in the selling of Zara clothing and Zara Home household goods as a franchisee. The company also leases several retail outlets within Pavi Shopping Complex and Pama Shopping Village to third parties.
92GF Score
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