MonotaRO CoMONOY -1.95%91 Interest Coverage is 208.17 as of Dec. 2025, which is 51% below its 10-year median of 427.83. GuruFocus rates MONOY with a GF Score™ of 91/100 and a GF Value™ of $17.08 (Significantly Undervalued). Among 826 Retail - Cyclical companies, MonotaRO Co ranks better than 92.62% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. MonotaRO Co's
Operating Income
for the
three
months ended in Dec. 2025 was $83 Mil. MonotaRO Co's Interest Expense for the
three
months ended in Dec. 2025 was $-0 Mil.
MonotaRO Co's interest coverage for the quarter that ended in Dec. 2025 was 208.17.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for MonotaRO Co's Interest Coverage or its related term are showing as below:
MONOY'
s Interest Coverage Range Over the Past 10 Years
Min: 170.87 Med: 427.83 Max: 1139.7
Current: 238.35
MONOY's Interest Coverage is ranked better than 92.62% of 826
companies
in the Retail - Cyclical industry
Industry Median: 7.85
vs MONOY: 238.35
MonotaRO Co (OTCPK:MONOY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
MonotaRO Co Interest Coverage Related Terms
MonotaRO Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for MonotaRO Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MONOY vs AMZN, BABA, PDD: Interest Coverage Comparison
For the Internet Retail subindustry, MonotaRO Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MonotaRO Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, MonotaRO Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where MonotaRO Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MonotaRO Co (MONOY) has a Interest Coverage of 208.17 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MonotaRO Co and its competitors. This is 51% below median its historical median of 427.83. Over the past decade, MonotaRO Co's Interest Coverage has ranged from 170.87 to 1,139.70. According to the industry distribution chart, MonotaRO Co ranks #61 out of 826 companies in the Retail - Cyclical industry, placing it in the top 7.4%.
Is MonotaRO Co's Interest Coverage too high?
MonotaRO Co's current Interest Coverage of 208.17 is 51% below median its 10-year median of 427.83. Over the past 10 years, this metric has ranged from a low of 170.87 to a high of 1,139.70. The Retail - Cyclical industry median Interest Coverage is 7.85. MonotaRO Co's value of 208.17 is 2551.8% above this industry median. Based on the distribution chart, MonotaRO Co ranks #61 out of 826 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, MonotaRO Co has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MonotaRO Co's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, MonotaRO Co ranks #61 out of 826 companies for Interest Coverage. This places MonotaRO Co in the top 7% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.85. MonotaRO Co's value of 208.17 is 2551.8% above this benchmark. Historically, MonotaRO Co's own Interest Coverage has ranged from 170.87 to 1,139.70 over the past decade. While the company's 10-year median is 427.83 vs. the industry median of 7.85, MonotaRO Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.85, based on 826 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MonotaRO Co's current Interest Coverage of 208.17 is 2551.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MonotaRO Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MonotaRO Co's current Interest Coverage is 208.17, which is 51% below median its own 10-year median of 427.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MonotaRO Co stock overvalued right now?
Based on GuruFocus' analysis, MonotaRO Co (MONOY) is currently considered Significantly Undervalued. The stock's GF Value™ is $17.08, compared to a current price of $10.58 — trading 38.1% below its estimated fair value. The current Interest Coverage is 208.17, which is 51% below median its 10-year median of 427.83 and 2551.8% above the Retail - Cyclical industry median of 7.85. MonotaRO Co's overall GF Score™ is 91/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MonotaRO Co (MONOY), the current Interest Coverage is 208.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MonotaRO Co (MONOY) Overvalued in 2026?
Based on GuruFocus' analysis, MonotaRO Co stock appears to be undervalued.
The current stock price of $10.58 is trading 38.1% below its estimated GF Value™ of $17.08.
GuruFocus considers MonotaRO Co to be Significantly Undervalued.
Key valuation signals for MONOY:
Interest Coverage: 208.17 (51% below median its 10-year median of 427.83)
GF Value™: $17.08 vs. price of $10.58 (38.1% below fair value)
Industry Position: 2551.8% above the Retail - Cyclical median (#61 of 826)
No single metric tells the full story. See the MONOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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