MonotaRO CoMONOY -1.95%91 Altman Z-Score is 11.52 as of Jun. 24, 2026, which is 42% below its 10-year median of 19.80. GuruFocus rates MONOY with a GF Score™ of 91/100 and a GF Value™ of $17.08 (Significantly Undervalued). Among 1,118 Retail - Cyclical companies, MonotaRO Co ranks better than 92.93% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 11.2 is strong.
MonotaRO Co has a Altman Z-Score of 11.52, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for MonotaRO Co's Altman Z-Score or its related term are showing as below:
MONOY'
s Altman Z-Score Range Over the Past 10 Years
Min: 11.2 Med: 19.8 Max: 27.24
Current: 11.2
During the past 13 years, MonotaRO Co's highest Altman Z-Score was 27.24. The lowest was 11.20. And the median was 19.80.
MonotaRO Co (OTCPK:MONOY) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
MonotaRO Co Altman Z-Score Related Terms
MonotaRO Co Altman Z-Score Historical Data
* Premium members only.
The historical data trend for MonotaRO Co's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MONOY vs AMZN, BABA, PDD: Altman Z-Score Comparison
For the Internet Retail subindustry, MonotaRO Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MonotaRO Co Altman Z-Score vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, MonotaRO Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where MonotaRO Co's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
MonotaRO Co's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.3848
+
1.4
*
0.6521
+
3.3
*
0.2759
+
0.6
*
12.0655
+
1.0
*
1.9908
=
11.52
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
MonotaRO Co (MONOY) has a Altman Z-Score of 11.52 as of Jun. 24, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on MonotaRO Co and its competitors. This is 42% below median its historical median of 19.80. Over the past decade, MonotaRO Co's Altman Z-Score has ranged from 11.20 to 27.24. According to the industry distribution chart, MonotaRO Co ranks #79 out of 1118 companies in the Retail - Cyclical industry, placing it in the top 7.1%.
Is MonotaRO Co's Altman Z-Score too high?
MonotaRO Co's current Altman Z-Score of 11.52 is 42% below median its 10-year median of 19.80. Over the past 10 years, this metric has ranged from a low of 11.20 to a high of 27.24. The Retail - Cyclical industry median Altman Z-Score is 2.73. MonotaRO Co's value of 11.52 is 322% above this industry median. Based on the distribution chart, MonotaRO Co ranks #79 out of 1118 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, MonotaRO Co has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MonotaRO Co's Altman Z-Score compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, MonotaRO Co ranks #79 out of 1118 companies for Altman Z-Score. This places MonotaRO Co in the top 7% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.73. MonotaRO Co's value of 11.52 is 322% above this benchmark. Historically, MonotaRO Co's own Altman Z-Score has ranged from 11.20 to 27.24 over the past decade. While the company's 10-year median is 19.80 vs. the industry median of 2.73, MonotaRO Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Cyclical company?
The median Altman Z-Score among Retail - Cyclical companies is 2.73, based on 1,118 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MonotaRO Co's current Altman Z-Score of 11.52 is 322% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on MonotaRO Co and its competitors. For the Retail - Cyclical industry, the median Altman Z-Score is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MonotaRO Co's current Altman Z-Score is 11.52, which is 42% below median its own 10-year median of 19.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MonotaRO Co stock overvalued right now?
Based on GuruFocus' analysis, MonotaRO Co (MONOY) is currently considered Significantly Undervalued. The stock's GF Value™ is $17.08, compared to a current price of $10.58 — trading 38.1% below its estimated fair value. The current Altman Z-Score is 11.52, which is 42% below median its 10-year median of 19.80 and 322% above the Retail - Cyclical industry median of 2.73. MonotaRO Co's overall GF Score™ is 91/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For MonotaRO Co (MONOY), the current Altman Z-Score is 11.52 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MonotaRO Co (MONOY) Overvalued in 2026?
Based on GuruFocus' analysis, MonotaRO Co stock appears to be undervalued.
The current stock price of $10.58 is trading 38.1% below its estimated GF Value™ of $17.08.
GuruFocus considers MonotaRO Co to be Significantly Undervalued.
Key valuation signals for MONOY:
Altman Z-Score: 11.52 (42% below median its 10-year median of 19.80)
GF Value™: $17.08 vs. price of $10.58 (38.1% below fair value)
Industry Position: 322% above the Retail - Cyclical median (#79 of 1118)
No single metric tells the full story. See the MONOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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