M3MTHRY +2.83%86 Interest Coverage is 41.11 as of Mar. 2026, which is 92% below its 10-year median of 515.48. GuruFocus rates MTHRY with a GF Score™ of 86/100 and a GF Value™ of $7.68 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 453 Healthcare Providers & Services companies, M3 ranks better than 82.12% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. M3's
Operating Income
for the
three
months ended in Mar. 2026 was $67 Mil. M3's Interest Expense for the
three
months ended in Mar. 2026 was $-2 Mil.
M3's interest coverage for the quarter that ended in Mar. 2026 was 41.11.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. M3 Inc has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for M3's Interest Coverage or its related term are showing as below:
MTHRY'
s Interest Coverage Range Over the Past 10 Years
Min: 70.23 Med: 515.48 Max: 2558.17
Current: 70.23
MTHRY's Interest Coverage is ranked better than 82.12% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 7.98
vs MTHRY: 70.23
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
M3 Interest Coverage Related Terms
M3 Interest Coverage Historical Data
* Premium members only.
The historical data trend for M3's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MTHRY vs VEEV, BTSG, TEM: Interest Coverage Comparison
For the Health Information Services subindustry, M3's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M3 Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, M3's Interest Coverage distribution charts can be found below:
* The bar in red indicates where M3's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
M3 (MTHRY) has a Interest Coverage of 41.11 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on M3 and its competitors. This is 92% below median its historical median of 515.48. Over the past decade, M3's Interest Coverage has ranged from 70.23 to 2,558.17. According to the industry distribution chart, M3 ranks #81 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 17.9%.
Is M3's Interest Coverage too high?
M3's current Interest Coverage of 41.11 is 92% below median its 10-year median of 515.48. Over the past 10 years, this metric has ranged from a low of 70.23 to a high of 2,558.17. The Healthcare Providers & Services industry median Interest Coverage is 7.98. M3's value of 41.11 is 415.2% above this industry median. Based on the distribution chart, M3 ranks #81 out of 453 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, M3 has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does M3's Interest Coverage compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, M3 ranks #81 out of 453 companies for Interest Coverage. This places M3 in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.98. M3's value of 41.11 is 415.2% above this benchmark. Historically, M3's own Interest Coverage has ranged from 70.23 to 2,558.17 over the past decade. While the company's 10-year median is 515.48 vs. the industry median of 7.98, M3 has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M3's current Interest Coverage of 41.11 is 415.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on M3 and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M3's current Interest Coverage is 41.11, which is 92% below median its own 10-year median of 515.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M3 stock overvalued right now?
Based on GuruFocus' analysis, M3 (MTHRY) is currently considered Modestly Undervalued. The stock's GF Value™ is $7.68, compared to a current price of $5.45 — trading 29% below its estimated fair value. The current Interest Coverage is 41.11, which is 92% below median its 10-year median of 515.48 and 415.2% above the Healthcare Providers & Services industry median of 7.98. M3's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For M3 (MTHRY), the current Interest Coverage is 41.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M3 (MTHRY) Overvalued in 2026?
Based on GuruFocus' analysis, M3 stock appears to be undervalued.
The current stock price of $5.45 is trading 29% below its estimated GF Value™ of $7.68.
GuruFocus considers M3 to be Modestly Undervalued.
Key valuation signals for MTHRY:
Interest Coverage: 41.11 (92% below median its 10-year median of 515.48)
GF Value™: $7.68 vs. price of $5.45 (29% below fair value)
Industry Position: 415.2% above the Healthcare Providers & Services median (#81 of 453)
No single metric tells the full story. See the MTHRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M3 Inc is a Japan-based company engaged in providing medical-related services through internet-based platforms and real-world operations. The company operates six reportable segments: Medical Platform, Evidence Solutions, Career Solutions, Site Solutions, Patient Solutions, and Overseas. Its businesses include online marketing for medical professionals, clinical trial support, human resources services for medical professionals, operational support for medical institutions, and patient support services. The Overseas segment offers similar services internationally, including in the United States, the United Kingdom, China, South Korea, India, France, Germany, and Spain.
86GF Score
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