Car & General (K) (NAI:CGEN) Interest Coverage: N/A (As of Dec. 2025)


NAI:CGEN Car & General (K) Ltd NAI:CGEN
50 GF Score
Price KES118.75
GF Value KES35.01
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Car & General (K) Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Car & General (K)'s Operating Income for the six months ended in Dec. 2025 was KES0 Mil. Car & General (K)'s Interest Expense for the six months ended in Dec. 2025 was KES0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Car & General (K)'s Interest Coverage or its related term are showing as below:

NAI:CGEN' s Interest Coverage Range Over the Past 10 Years
Min: 0.22   Med: 0.88   Max: 2.22
Current: 0.5

NAI:CGEN's Interest Coverage is ranked worse than
97.94% of 2325 companies
in the Industrial Products industry
Industry Median: 14.87 vs NAI:CGEN: 0.50

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Car & General (K)  (NAI:CGEN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Car & General (K) Interest Coverage Related Terms

Car & General (K) Interest Coverage Historical Data

* Premium members only.

The historical data trend for Car & General (K)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Car & General (K) Interest Coverage Chart

Car & General (K) Annual Data
Trend Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 2.22 1.17 0.50 1.50

Car & General (K) Semi-Annual Data
Mar11 Sep11 Mar12 Sep12 Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Sep22 Jun24 Dec24 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.70 N/A 0.56 0.44 N/A

NAI:CGEN vs GEV, ETN, PH: Interest Coverage Comparison

For the Specialty Industrial Machinery subindustry, Car & General (K)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Car & General (K) Interest Coverage vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Car & General (K)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where Car & General (K)'s Interest Coverage falls into.


NAI:CGEN
50GF Score
Car & General (K) Ltd NAI:CGEN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Car & General (K) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Car & General (K)'s Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Car & General (K)'s Interest Expense was KES-1,026 Mil. Its Operating Income was KES1,538 Mil. And its Long-Term Debt & Capital Lease Obligation was KES2,127 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1538.319/-1026.105
=1.50

Car & General (K)'s Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Car & General (K)'s Interest Expense was KES0 Mil. Its Operating Income was KES0 Mil. And its Long-Term Debt & Capital Lease Obligation was KES2,127 Mil.

GuruFocus does not calculate Car & General (K)'s interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Car & General (K) (NAI:CGEN) Overvalued in 2026?

Based on GuruFocus' analysis, Car & General (K) stock appears to be overvalued. The current stock price of KES118.75 is trading 239.2% above its estimated GF Value™ of KES35.01. GuruFocus considers Car & General (K) to be Significantly Overvalued.

Key valuation signals for NAI:CGEN:

  • Interest Coverage: N/A
  • GF Value™: KES35.01 vs. price of KES118.75 (239.2% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the NAI:CGEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Car & General (K) Business Description

Address New Cargen House, Lusaka Road, P.O. Box 20001, Nairobi, KEN, 00200
Car & General (K) Ltd is a supplier of generators, motorbikes, tuk-tuks, laundry equipment, lawnmowers, scooters, marine engines, construction equipment and power generation, automotive and engineering products. The company's reportable segments include Trade and workshop, Investment properties, Poultry and ICT Training, and Manufacturing. The company generates its revenue from rental income and management fees and deals in the supply of generators, motorbikes, tuktuks, laundry equipment, lawn mowers, scooters, marine engines, construction equipment, and a wide range of power generators, automotive, and engineering products.
50GF Score

Get the complete analysis for NAI:CGEN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES118.75
Price
KES35.01
GF Value