Car & General (K) (NAI:CGEN) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:CGEN Car & General (K) Ltd NAI:CGEN
52 GF Score
Price KES131.50
GF Value KES35.32
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Car & General (K) Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NAI:CGEN
52GF Score
Car & General (K) Ltd NAI:CGEN
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Car & General (K) (NAI:CGEN) Overvalued in 2026?

Based on GuruFocus' analysis, Car & General (K) stock appears to be overvalued. The current stock price of KES131.50 is trading 272.3% above its estimated GF Value™ of KES35.32. GuruFocus considers Car & General (K) to be Significantly Overvalued.

Key valuation signals for NAI:CGEN:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: KES35.32 vs. price of KES131.50 (272.3% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the NAI:CGEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Car & General (K) Business Description

Address New Cargen House, Lusaka Road, P.O. Box 20001, Nairobi, KEN, 00200
Car & General (K) Ltd is a supplier of generators, motorbikes, tuk-tuks, laundry equipment, lawnmowers, scooters, marine engines, construction equipment and power generation, automotive and engineering products. The company's reportable segments include Trade and workshop, Investment properties, Poultry and ICT Training, and Manufacturing. The company generates its revenue from rental income and management fees and deals in the supply of generators, motorbikes, tuktuks, laundry equipment, lawn mowers, scooters, marine engines, construction equipment, and a wide range of power generators, automotive, and engineering products.
52GF Score

Get the complete analysis for NAI:CGEN

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES131.50
Price
KES35.32
GF Value