Uchumi Supermarket (NAI:UCHM) Interest Coverage: 0 (At Loss) (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Uchumi Supermarket Interest Coverage?

Uchumi Supermarket NAI:UCHM -2.98% Interest Coverage is 0 (At Loss) as of Jun. 2025. The stock has 2 warning signs investors should review. Among 827 Retail - Cyclical companies, Uchumi Supermarket ranks worse than 120918.86% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Uchumi Supermarket's Operating Income for the six months ended in Jun. 2025 was KES-60.7 Mil. Uchumi Supermarket's Interest Expense for the six months ended in Jun. 2025 was KES-0.4 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Uchumi Supermarket's Interest Coverage or its related term are showing as below:


NAI:UCHM's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.45
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Uchumi Supermarket  (NAI:UCHM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Uchumi Supermarket Interest Coverage Related Terms


Uchumi Supermarket Interest Coverage Historical Data

* Premium members only.

The historical data trend for Uchumi Supermarket's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Uchumi Supermarket Interest Coverage Chart

Uchumi Supermarket Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 N/A 0.00

Uchumi Supermarket Semi-Annual Data
Jun11 Jun12 Jun13 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 N/A 0.00

NAI:UCHM vs DDS, M: Interest Coverage Comparison

For the Department Stores subindustry, Uchumi Supermarket's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uchumi Supermarket Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Uchumi Supermarket's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Uchumi Supermarket's Interest Coverage falls into.



Uchumi Supermarket Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Uchumi Supermarket's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Uchumi Supermarket's Interest Expense was KES-0.4 Mil. Its Operating Income was KES-60.7 Mil. And its Long-Term Debt & Capital Lease Obligation was KES2,872.7 Mil.

Uchumi Supermarket did not have earnings to cover the interest expense.

Uchumi Supermarket's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the six months ended in Jun. 2025, Uchumi Supermarket's Interest Expense was KES-0.4 Mil. Its Operating Income was KES-60.7 Mil. And its Long-Term Debt & Capital Lease Obligation was KES2,872.7 Mil.

Uchumi Supermarket did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Uchumi Supermarket (NAI:UCHM) has a Interest Coverage of 0 (At Loss) as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uchumi Supermarket and its competitors. According to the industry distribution chart, Uchumi Supermarket ranks #999999 out of 827 companies in the Retail - Cyclical industry.
Is Uchumi Supermarket's Interest Coverage too high?
Uchumi Supermarket's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Uchumi Supermarket ranks #999999 out of 827 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers.
How does Uchumi Supermarket's Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Uchumi Supermarket ranks #999999 out of 827 companies for Interest Coverage. This places Uchumi Supermarket in the lower half of its industry. The industry median Interest Coverage is 7.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 827 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uchumi Supermarket and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uchumi Supermarket's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uchumi Supermarket stock overvalued right now?
Based on GuruFocus' analysis, Uchumi Supermarket (NAI:UCHM) is currently considered Significantly Overvalued. The stock's GF Value™ is KES0.48, compared to a current price of KES1.63 — trading 239.6% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Uchumi Supermarket (NAI:UCHM), the current Interest Coverage is 0 (At Loss) as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Uchumi Supermarket Business Description

Address Carnivore Road, Langata Hyper Mall, PO Box 73167, Off Langata Road, Nairobi, KEN, 00200
Uchumi Supermarket Ltd operates retail supermarkets in Kenya. Its group provides a wide array of goods, including fresh fruits, vegetables, decorations, kitchen appliances, electronics, bakery products, and Others.