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CSM TechnologiesNSE:CSM -0.08%16 Interest Coverage is 7.27 as of Mar. 2025, which is 35% below its 10-year median of 11.21. GuruFocus rates NSE:CSM with a GF Score™ of 16/100. Among 1,719 Software companies, CSM Technologies ranks worse than 70.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. CSM Technologies's
Operating Income
for the
six
months ended in Mar. 2025 was ₹249 Mil. CSM Technologies's Interest Expense for the
six
months ended in Mar. 2025 was ₹-34 Mil.
CSM Technologies's interest coverage for the quarter that ended in Mar. 2025 was 7.27.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for CSM Technologies's Interest Coverage or its related term are showing as below:
NSE:CSM'
s Interest Coverage Range Over the Past 10 Years
Min: 7.27 Med: 11.21 Max: 16.48
Current: 7.27
NSE:CSM's Interest Coverage is ranked worse than 70.91% of 1719
companies
in the Software industry
Industry Median: 24.67
vs NSE:CSM: 7.27
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
CSM Technologies Interest Coverage Related Terms
CSM Technologies Interest Coverage Historical Data
* Premium members only.
The historical data trend for CSM Technologies's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CSM Technologies Interest Coverage Chart
CSM Technologies Annual Data
Trend
Mar23
Mar24
Mar25
Interest Coverage
16.48
11.21
7.27
CSM Technologies Semi-Annual Data
Mar23
Mar24
Mar25
Interest Coverage
16.48
11.21
7.27
NSE:CSM vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, CSM Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSM Technologies Interest Coverage vs Software Industry
For the Software industry and Technology sector, CSM Technologies's Interest Coverage distribution charts can be found below:
* The bar in red indicates where CSM Technologies's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSM Technologies (NSE:CSM) has a Interest Coverage of 7.27 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CSM Technologies and its competitors. This is 35% below median its historical median of 11.21. Over the past decade, CSM Technologies' Interest Coverage has ranged from 7.27 to 16.48. According to the industry distribution chart, CSM Technologies ranks #1219 out of 1719 companies in the Software industry, placing it in the top 70.9%.
Is CSM Technologies' Interest Coverage too high?
CSM Technologies' current Interest Coverage of 7.27 is 35% below median its 10-year median of 11.21. Over the past 10 years, this metric has ranged from a low of 7.27 to a high of 16.48. The Software industry median Interest Coverage is 24.67. CSM Technologies' value of 7.27 is 70.5% below this industry median. Based on the distribution chart, CSM Technologies ranks #1219 out of 1719 companies in the Software industry, which is below the industry midpoint. Overall, CSM Technologies has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does CSM Technologies' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, CSM Technologies ranks #1219 out of 1719 companies for Interest Coverage. This places CSM Technologies in the lower half of its industry. The industry median Interest Coverage is 24.67. CSM Technologies' value of 7.27 is 70.5% below this benchmark. Historically, CSM Technologies' own Interest Coverage has ranged from 7.27 to 16.48 over the past decade. While the company's 10-year median is 11.21 vs. the industry median of 24.67, CSM Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSM Technologies's current Interest Coverage of 7.27 is 70.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CSM Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSM Technologies's current Interest Coverage is 7.27, which is 35% below median its own 10-year median of 11.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSM Technologies stock overvalued right now?
CSM Technologies (NSE:CSM) has a current Interest Coverage of 7.27. The current Interest Coverage is 7.27, which is 35% below median its 10-year median of 11.21 and 70.5% below the Software industry median of 24.67. CSM Technologies' overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CSM Technologies (NSE:CSM), the current Interest Coverage is 7.27 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CSM Technologies Ltd provides a wide range of Information Technology services relating to software development, software licensing and designing with a minimal up-gradation which looks into the business need, end-to-end business solutions, creation of web enabled applications, web portals, corporate-wise process integration, business critical application, data warehousing, system integration, turnkey projects, e-Governance, community development, system integration technology and process solutions and other related services. The company serves various sectors such as mining and allied services, government & public services, agriculture and allied services, industry and trade facilitation, education, healthcare and tourism.
16GF Score
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