Cybertech Systems & Software (NSE:CYBERTECH) Interest Coverage: 29.99 (As of Mar. 2026) — 13% Below Median


NSE:CYBERTECH Cybertech Systems & Software Ltd NSE:CYBERTECH
89 GF Score
Price ₹143.74
GF Value ₹165.72
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Cybertech Systems & Software Interest Coverage?

Cybertech Systems & Software NSE:CYBERTECH +0.07% 89 Interest Coverage is 29.99 as of Mar. 2026, which is 13% below its 10-year median of 34.48. GuruFocus rates NSE:CYBERTECH with a GF Score™ of 89/100 and a GF Value™ of ₹165.72 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,702 Software companies, Cybertech Systems & Software ranks worse than 57.87% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cybertech Systems & Software's Operating Income for the three months ended in Mar. 2026 was ₹48 Mil. Cybertech Systems & Software's Interest Expense for the three months ended in Mar. 2026 was ₹-2 Mil. Cybertech Systems & Software's interest coverage for the quarter that ended in Mar. 2026 was 29.99. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cybertech Systems & Software's Interest Coverage or its related term are showing as below:

NSE:CYBERTECH' s Interest Coverage Range Over the Past 10 Years
Min: 3.23   Med: 34.48   Max: 117.85
Current: 16.17


NSE:CYBERTECH's Interest Coverage is ranked worse than
57.87% of 1702 companies
in the Software industry
Industry Median: 24.75 vs NSE:CYBERTECH: 16.17

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cybertech Systems & Software  (NSE:CYBERTECH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cybertech Systems & Software Interest Coverage Related Terms


Cybertech Systems & Software Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cybertech Systems & Software's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cybertech Systems & Software Interest Coverage Chart

Cybertech Systems & Software Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 117.85 47.36 31.77 43.81 16.17

Cybertech Systems & Software Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.88 11.01 16.19 14.61 29.99

NSE:CYBERTECH vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Cybertech Systems & Software's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cybertech Systems & Software Interest Coverage vs Software Industry

For the Software industry and Technology sector, Cybertech Systems & Software's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cybertech Systems & Software's Interest Coverage falls into.


NSE:CYBERTECH
89GF Score
Cybertech Systems & Software Ltd NSE:CYBERTECH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Cybertech Systems & Software Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cybertech Systems & Software's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Cybertech Systems & Software's Interest Expense was ₹-9 Mil. Its Operating Income was ₹153 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹35 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*152.87/-9.454
=16.17

Cybertech Systems & Software's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Cybertech Systems & Software's Interest Expense was ₹-2 Mil. Its Operating Income was ₹48 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹35 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*48.256/-1.609
=29.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 29.99 mean?
Cybertech Systems & Software (NSE:CYBERTECH) has a Interest Coverage of 29.99 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cybertech Systems & Software and its competitors. This is 13% below median its historical median of 34.48. Over the past decade, Cybertech Systems & Software's Interest Coverage has ranged from 3.23 to 117.85. According to the industry distribution chart, Cybertech Systems & Software ranks #985 out of 1702 companies in the Software industry, placing it in the top 57.9%.
Is Cybertech Systems & Software's Interest Coverage too high?
Cybertech Systems & Software's current Interest Coverage of 29.99 is 13% below median its 10-year median of 34.48. Over the past 10 years, this metric has ranged from a low of 3.23 to a high of 117.85. The Software industry median Interest Coverage is 24.75. Cybertech Systems & Software's value of 29.99 is 21.2% above this industry median. Based on the distribution chart, Cybertech Systems & Software ranks #985 out of 1702 companies in the Software industry, which is below the industry midpoint. Overall, Cybertech Systems & Software has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cybertech Systems & Software's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Cybertech Systems & Software ranks #985 out of 1702 companies for Interest Coverage. This places Cybertech Systems & Software in the lower half of its industry. The industry median Interest Coverage is 24.75. Cybertech Systems & Software's value of 29.99 is 21.2% above this benchmark. Historically, Cybertech Systems & Software's own Interest Coverage has ranged from 3.23 to 117.85 over the past decade. While the company's 10-year median is 34.48 vs. the industry median of 24.75, Cybertech Systems & Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cybertech Systems & Software's current Interest Coverage of 29.99 is 21.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cybertech Systems & Software and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cybertech Systems & Software's current Interest Coverage is 29.99, which is 13% below median its own 10-year median of 34.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cybertech Systems & Software stock overvalued right now?
Based on GuruFocus' analysis, Cybertech Systems & Software (NSE:CYBERTECH) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹165.72, compared to a current price of ₹143.74 — trading 13.3% below its estimated fair value. The current Interest Coverage is 29.99, which is 13% below median its 10-year median of 34.48 and 21.2% above the Software industry median of 24.75. Cybertech Systems & Software's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cybertech Systems & Software (NSE:CYBERTECH), the current Interest Coverage is 29.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cybertech Systems & Software (NSE:CYBERTECH) Overvalued in 2026?

Based on GuruFocus' analysis, Cybertech Systems & Software stock appears to be undervalued. The current stock price of ₹143.74 is trading 13.3% below its estimated GF Value™ of ₹165.72. GuruFocus considers Cybertech Systems & Software to be Modestly Undervalued.

Key valuation signals for NSE:CYBERTECH:

  • Interest Coverage: 29.99 (13% below median its 10-year median of 34.48)
  • GF Value™: ₹165.72 vs. price of ₹143.74 (13.3% below fair value)
  • GF Score™: 89/100 with 6 warning signs
  • Industry Position: 21.2% above the Software median (#985 of 1702)

No single metric tells the full story. See the NSE:CYBERTECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cybertech Systems & Software Business Description

Other Exchanges 532173:India
Address Road No. 21/34, J.B. Sawant Marg, Plot No. B-63/64/65, CyberTech House, Thane (West), MIDC, Wagle Estate, Thane, MH, IND, 400604
Cybertech Systems & Software Ltd Company provides Information Technology services to customers with a focus on next-generation geospatial, networking, and enterprise IT solutions. The company offers services that span across the majority of industries, including government, education, utilities, public safety and homeland defense, technology, telecom, retail, healthcare, and manufacturing. Geographically, it provides Information Technology services to customers mainly in the USA and India. Its services include The Digital Core - SAP S/4HANA; SAP Cloud and Analytics; SAP Spatial Enablement; Database Migration Factory Program; Enterprise Map Platform, and others. The Company has only a single reportable business segment, i.e., Information Technology and Software Development Services.
89GF Score

Get the complete analysis for NSE:CYBERTECH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹143.74
Price
₹165.72
GF Value