Excelsoft Technologies (NSE:EXCELSOFT) Interest Coverage: 30.38 (As of Mar. 2026) — 252% Above Median


NSE:EXCELSOFT Excelsoft Technologies Ltd NSE:EXCELSOFT
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What is Excelsoft Technologies Interest Coverage?

Excelsoft Technologies NSE:EXCELSOFT -4.23% 16 Interest Coverage is 30.38 as of Mar. 2026, which is 252% above its 10-year median of 8.63. GuruFocus rates NSE:EXCELSOFT with a GF Score™ of 16/100. The stock has 1 warning sign investors should review. Among 1,704 Software companies, Excelsoft Technologies ranks worse than 58.1% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Excelsoft Technologies's Operating Income for the three months ended in Mar. 2026 was ₹185 Mil. Excelsoft Technologies's Interest Expense for the three months ended in Mar. 2026 was ₹-6 Mil. Excelsoft Technologies's interest coverage for the quarter that ended in Mar. 2026 was 30.38. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Excelsoft Technologies's Interest Coverage or its related term are showing as below:

NSE:EXCELSOFT' s Interest Coverage Range Over the Past 10 Years
Min: 3.43   Med: 8.63   Max: 15.57
Current: 15.57


NSE:EXCELSOFT's Interest Coverage is ranked worse than
58.1% of 1704 companies
in the Software industry
Industry Median: 24.695 vs NSE:EXCELSOFT: 15.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Excelsoft Technologies  (NSE:EXCELSOFT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Excelsoft Technologies Interest Coverage Related Terms


Excelsoft Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for Excelsoft Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Excelsoft Technologies Interest Coverage Chart

Excelsoft Technologies Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Coverage
4.62 3.43 12.63 13.90

Excelsoft Technologies Quarterly Data
Mar23 Mar24 Dec24 Mar25 Jun25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial 13.61 32.06 5.30 14.53 30.38

NSE:EXCELSOFT vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Excelsoft Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Excelsoft Technologies Interest Coverage vs Software Industry

For the Software industry and Technology sector, Excelsoft Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Excelsoft Technologies's Interest Coverage falls into.


NSE:EXCELSOFT
16GF Score
Excelsoft Technologies Ltd NSE:EXCELSOFT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Excelsoft Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Excelsoft Technologies's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Excelsoft Technologies's Interest Expense was ₹-35 Mil. Its Operating Income was ₹490 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹48 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*490/-35.26
=13.90

Excelsoft Technologies's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Excelsoft Technologies's Interest Expense was ₹-6 Mil. Its Operating Income was ₹185 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹48 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*184.73/-6.08
=30.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 30.38 mean?
Excelsoft Technologies (NSE:EXCELSOFT) has a Interest Coverage of 30.38 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Excelsoft Technologies and its competitors. This is 252% above median its historical median of 8.63. Over the past decade, Excelsoft Technologies' Interest Coverage has ranged from 3.43 to 15.57. According to the industry distribution chart, Excelsoft Technologies ranks #990 out of 1704 companies in the Software industry, placing it in the top 58.1%.
Is Excelsoft Technologies' Interest Coverage too high?
Excelsoft Technologies' current Interest Coverage of 30.38 is 252% above median its 10-year median of 8.63. Over the past 10 years, this metric has ranged from a low of 3.43 to a high of 15.57. The Software industry median Interest Coverage is 24.70. Excelsoft Technologies' value of 30.38 is 23% above this industry median. Based on the distribution chart, Excelsoft Technologies ranks #990 out of 1704 companies in the Software industry, which is below the industry midpoint. Overall, Excelsoft Technologies has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Excelsoft Technologies' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Excelsoft Technologies ranks #990 out of 1704 companies for Interest Coverage. This places Excelsoft Technologies in the lower half of its industry. The industry median Interest Coverage is 24.70. Excelsoft Technologies' value of 30.38 is 23% above this benchmark. Historically, Excelsoft Technologies' own Interest Coverage has ranged from 3.43 to 15.57 over the past decade. While the company's 10-year median is 8.63 vs. the industry median of 24.70, Excelsoft Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.70, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Excelsoft Technologies's current Interest Coverage of 30.38 is 23% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Excelsoft Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excelsoft Technologies's current Interest Coverage is 30.38, which is 252% above median its own 10-year median of 8.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excelsoft Technologies stock overvalued right now?
Excelsoft Technologies (NSE:EXCELSOFT) has a current Interest Coverage of 30.38. The current Interest Coverage is 30.38, which is 252% above median its 10-year median of 8.63 and 23% above the Software industry median of 24.70. Excelsoft Technologies' overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Excelsoft Technologies (NSE:EXCELSOFT), the current Interest Coverage is 30.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Excelsoft Technologies Business Description

Other Exchanges 544617:India
Address 1-B, Hootagalli Industrial Area, Mysore, KA, IND, 570018
Excelsoft Technologies Ltd is a vertical SaaS company focused on the learning and assessment market. It focuses on assessment market through AI based Assessment & Proctoring Solutions. The company provides technology-based solutions across diverse learning and assessment segments through its cloud-based platforms. Its products are bifurcated into two segments of Assessment & Proctoring Solutions and Learning & Students Success Systems. The company derives revenues prominently from IT services comprising licensing of learning and assessment software products and platforms, software development and related services and maintenance, licensing the educational learning material copy rights and content services.
16GF Score

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