India PesticidesNSE:IPL -1.92%85 Interest Coverage is 12.81 as of Mar. 2026, which is 39% below its 10-year median of 20.91. GuruFocus rates NSE:IPL with a GF Score™ of 85/100 and a GF Value™ of ₹272.42 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 199 Agriculture companies, India Pesticides ranks better than 70.85% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. India Pesticides's
Operating Income
for the
three
months ended in Mar. 2026 was ₹366 Mil. India Pesticides's Interest Expense for the
three
months ended in Mar. 2026 was ₹-29 Mil.
India Pesticides's interest coverage for the quarter that ended in Mar. 2026 was 12.81.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for India Pesticides's Interest Coverage or its related term are showing as below:
NSE:IPL'
s Interest Coverage Range Over the Past 10 Years
Min: 12.32 Med: 20.91 Max: 71.74
Current: 20.6
NSE:IPL's Interest Coverage is ranked better than 70.85% of 199
companies
in the Agriculture industry
Industry Median: 7.18
vs NSE:IPL: 20.60
India Pesticides (NSE:IPL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
India Pesticides Interest Coverage Related Terms
India Pesticides Interest Coverage Historical Data
* Premium members only.
The historical data trend for India Pesticides's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Agricultural Inputs subindustry, India Pesticides's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Pesticides Interest Coverage vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, India Pesticides's Interest Coverage distribution charts can be found below:
* The bar in red indicates where India Pesticides's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
India Pesticides (NSE:IPL) has a Interest Coverage of 12.81 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on India Pesticides and its competitors. This is 39% below median its historical median of 20.91. Over the past decade, India Pesticides' Interest Coverage has ranged from 12.32 to 71.74. According to the industry distribution chart, India Pesticides ranks #58 out of 199 companies in the Agriculture industry, placing it in the top 29.1%.
Is India Pesticides' Interest Coverage too high?
India Pesticides' current Interest Coverage of 12.81 is 39% below median its 10-year median of 20.91. Over the past 10 years, this metric has ranged from a low of 12.32 to a high of 71.74. The Agriculture industry median Interest Coverage is 7.18. India Pesticides' value of 12.81 is 78.4% above this industry median. Based on the distribution chart, India Pesticides ranks #58 out of 199 companies in the Agriculture industry, which is above the industry midpoint. Overall, India Pesticides has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does India Pesticides' Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, India Pesticides ranks #58 out of 199 companies for Interest Coverage. This puts India Pesticides in the upper half of its industry. The industry median Interest Coverage is 7.18. India Pesticides' value of 12.81 is 78.4% above this benchmark. Historically, India Pesticides' own Interest Coverage has ranged from 12.32 to 71.74 over the past decade. While the company's 10-year median is 20.91 vs. the industry median of 7.18, India Pesticides has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.18, based on 199 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Pesticides's current Interest Coverage of 12.81 is 78.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on India Pesticides and its competitors. For the Agriculture industry, the median Interest Coverage is 7.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Pesticides's current Interest Coverage is 12.81, which is 39% below median its own 10-year median of 20.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Pesticides stock overvalued right now?
Based on GuruFocus' analysis, India Pesticides (NSE:IPL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹272.42, compared to a current price of ₹163.49 — trading 40% below its estimated fair value. The current Interest Coverage is 12.81, which is 39% below median its 10-year median of 20.91 and 78.4% above the Agriculture industry median of 7.18. India Pesticides' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For India Pesticides (NSE:IPL), the current Interest Coverage is 12.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is India Pesticides (NSE:IPL) Overvalued in 2026?
Based on GuruFocus' analysis, India Pesticides stock appears to be undervalued.
The current stock price of ₹163.49 is trading 40% below its estimated GF Value™ of ₹272.42.
GuruFocus considers India Pesticides to be Significantly Undervalued.
Key valuation signals for NSE:IPL:
Interest Coverage: 12.81 (39% below median its 10-year median of 20.91)
GF Value™: ₹272.42 vs. price of ₹163.49 (40% below fair value)
Industry Position: 78.4% above the Agriculture median (#58 of 199)
No single metric tells the full story. See the NSE:IPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
India Pesticides Ltd is an agrochemical manufacturer in India. The company operates in Agro chemicals as its main business segment. The company's technical includes Fungicides and Herbicides. Geographically the company derives revenue from India and foreign countries.
85GF Score
Get the complete analysis for NSE:IPL
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:IPL has been successfully added to your 
