India Pesticides (NSE:IPL) Cash Ratio: 0.45 (As of Mar. 2026) — 55% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:IPL India Pesticides Ltd NSE:IPL
78 GF Score
Price ₹154.15
GF Value ₹274.16
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is India Pesticides Cash Ratio?

India Pesticides NSE:IPL +1.25% 78 Cash Ratio is 0.45 as of Mar. 2026, which is 55% above its 10-year median of 0.29. GuruFocus rates NSE:IPL with a GF Score™ of 78/100 and a GF Value™ of ₹274.16 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 248 Agriculture companies, India Pesticides ranks better than 61.69% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. India Pesticides's Cash Ratio for the quarter that ended in Mar. 2026 was 0.45.

India Pesticides has a Cash Ratio of 0.45. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.

The historical rank and industry rank for India Pesticides's Cash Ratio or its related term are showing as below:

NSE:IPL' s Cash Ratio Range Over the Past 10 Years
Min: 0.03   Med: 0.29   Max: 0.6
Current: 0.45

During the past 8 years, India Pesticides's highest Cash Ratio was 0.60. The lowest was 0.03. And the median was 0.29.

NSE:IPL's Cash Ratio is ranked better than
61.69% of 248 companies
in the Agriculture industry
Industry Median: 0.35 vs NSE:IPL: 0.45

India Pesticides  (NSE:IPL) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


India Pesticides Cash Ratio Related Terms


India Pesticides Cash Ratio Historical Data

* Premium members only.

The historical data trend for India Pesticides's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Pesticides Cash Ratio Chart

India Pesticides Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cash Ratio
Get a 7-Day Free Trial 0.14 0.25 0.60 0.32 0.45

India Pesticides Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.00 0.43 0.00 0.45

NSE:IPL vs CTVA, CF, MOS: Cash Ratio Comparison

For the Agricultural Inputs subindustry, India Pesticides's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Pesticides Cash Ratio vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, India Pesticides's Cash Ratio distribution charts can be found below:

* The bar in red indicates where India Pesticides's Cash Ratio falls into.


NSE:IPL
78GF Score
India Pesticides Ltd NSE:IPL
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

India Pesticides Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

India Pesticides's Cash Ratio for the fiscal year that ended in Mar. 2026 is calculated as:

Cash Ratio (A: Mar. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=1189.8/2666.8
=0.45

India Pesticides's Cash Ratio for the quarter that ended in Mar. 2026 is calculated as:

Cash Ratio (Q: Mar. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=1189.8/2666.8
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 0.45 mean?
India Pesticides (NSE:IPL) has a Cash Ratio of 0.45 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on India Pesticides and its competitors. This is 55% above median its historical median of 0.29. Over the past decade, India Pesticides' Cash Ratio has ranged from 0.03 to 0.60. According to the industry distribution chart, India Pesticides ranks #95 out of 248 companies in the Agriculture industry, placing it in the top 38.3%.
Is India Pesticides' Cash Ratio too high?
India Pesticides' current Cash Ratio of 0.45 is 55% above median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.60. The Agriculture industry median Cash Ratio is 0.35. India Pesticides' value of 0.45 is 28.6% above this industry median. Based on the distribution chart, India Pesticides ranks #95 out of 248 companies in the Agriculture industry, which is above the industry midpoint. Overall, India Pesticides has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does India Pesticides' Cash Ratio compare to CTVA and CF?
According to the Agriculture industry distribution chart, India Pesticides ranks #95 out of 248 companies for Cash Ratio. This puts India Pesticides in the upper half of its industry. The industry median Cash Ratio is 0.35. India Pesticides' value of 0.45 is 28.6% above this benchmark. Historically, India Pesticides' own Cash Ratio has ranged from 0.03 to 0.60 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.35, India Pesticides has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Agriculture company?
The median Cash Ratio among Agriculture companies is 0.35, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Pesticides's current Cash Ratio of 0.45 is 28.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on India Pesticides and its competitors. For the Agriculture industry, the median Cash Ratio is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Pesticides's current Cash Ratio is 0.45, which is 55% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Pesticides stock overvalued right now?
Based on GuruFocus' analysis, India Pesticides (NSE:IPL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹274.16, compared to a current price of ₹154.15 — trading 43.8% below its estimated fair value. The current Cash Ratio is 0.45, which is 55% above median its 10-year median of 0.29 and 28.6% above the Agriculture industry median of 0.35. India Pesticides' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For India Pesticides (NSE:IPL), the current Cash Ratio is 0.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is India Pesticides (NSE:IPL) Overvalued in 2026?

Based on GuruFocus' analysis, India Pesticides stock appears to be undervalued. The current stock price of ₹154.15 is trading 43.8% below its estimated GF Value™ of ₹274.16. GuruFocus considers India Pesticides to be Significantly Undervalued.

Key valuation signals for NSE:IPL:

  • Cash Ratio: 0.45 (55% above median its 10-year median of 0.29)
  • GF Value™: ₹274.16 vs. price of ₹154.15 (43.8% below fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 28.6% above the Agriculture median (#95 of 248)

No single metric tells the full story. See the NSE:IPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


India Pesticides Business Description

Other Exchanges 543311:India
Address Water Works Road, Swarup Cold Storage Compound, Aishbagh, Lucknow, UP, IND, 226 004
India Pesticides Ltd is an agrochemical manufacturer in India. The company operates in Agro chemicals as its main business segment. The company's technical includes Fungicides and Herbicides. Geographically the company derives revenue from India and foreign countries.
78GF Score

Get the complete analysis for NSE:IPL

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹154.15
Price
₹274.16
GF Value