IRIS RegTech Solutions (NSE:IRIS) Interest Coverage: 43.71 (As of Mar. 2026) — 486% Above Median


NSE:IRIS IRIS RegTech Solutions Ltd NSE:IRIS
76 GF Score
Price ₹263.45
GF Value ₹298.52
Valuation Modestly Undervalued
! 3 Warning Signs
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What is IRIS RegTech Solutions Interest Coverage?

IRIS RegTech Solutions NSE:IRIS -1.33% 76 Interest Coverage is 43.71 as of Mar. 2026, which is 486% above its 10-year median of 7.46. GuruFocus rates NSE:IRIS with a GF Score™ of 76/100 and a GF Value™ of ₹298.52 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,706 Software companies, IRIS RegTech Solutions ranks worse than 59.26% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. IRIS RegTech Solutions's Operating Income for the three months ended in Mar. 2026 was ₹48 Mil. IRIS RegTech Solutions's Interest Expense for the three months ended in Mar. 2026 was ₹-1 Mil. IRIS RegTech Solutions's interest coverage for the quarter that ended in Mar. 2026 was 43.71. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for IRIS RegTech Solutions's Interest Coverage or its related term are showing as below:

NSE:IRIS' s Interest Coverage Range Over the Past 10 Years
Min: 1.72   Med: 7.46   Max: 22.27
Current: 14.74


NSE:IRIS's Interest Coverage is ranked worse than
59.26% of 1706 companies
in the Software industry
Industry Median: 24.75 vs NSE:IRIS: 14.74

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


IRIS RegTech Solutions  (NSE:IRIS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


IRIS RegTech Solutions Interest Coverage Related Terms


IRIS RegTech Solutions Interest Coverage Historical Data

* Premium members only.

The historical data trend for IRIS RegTech Solutions's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

IRIS RegTech Solutions Interest Coverage Chart

IRIS RegTech Solutions Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.56 7.46 14.78 22.27 14.31

IRIS RegTech Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.86 0.00 0.00 21.48 43.71

NSE:IRIS vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, IRIS RegTech Solutions's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IRIS RegTech Solutions Interest Coverage vs Software Industry

For the Software industry and Technology sector, IRIS RegTech Solutions's Interest Coverage distribution charts can be found below:

* The bar in red indicates where IRIS RegTech Solutions's Interest Coverage falls into.


NSE:IRIS
76GF Score
IRIS RegTech Solutions Ltd NSE:IRIS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IRIS RegTech Solutions Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

IRIS RegTech Solutions's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, IRIS RegTech Solutions's Interest Expense was ₹-6 Mil. Its Operating Income was ₹80 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹4 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*80.256/-5.61
=14.31

IRIS RegTech Solutions's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, IRIS RegTech Solutions's Interest Expense was ₹-1 Mil. Its Operating Income was ₹48 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹4 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*48.212/-1.103
=43.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 43.71 mean?
IRIS RegTech Solutions (NSE:IRIS) has a Interest Coverage of 43.71 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IRIS RegTech Solutions and its competitors. This is 486% above median its historical median of 7.46. Over the past decade, IRIS RegTech Solutions' Interest Coverage has ranged from 1.72 to 22.27. According to the industry distribution chart, IRIS RegTech Solutions ranks #1011 out of 1706 companies in the Software industry, placing it in the top 59.3%.
Is IRIS RegTech Solutions' Interest Coverage too high?
IRIS RegTech Solutions' current Interest Coverage of 43.71 is 486% above median its 10-year median of 7.46. Over the past 10 years, this metric has ranged from a low of 1.72 to a high of 22.27. The Software industry median Interest Coverage is 24.75. IRIS RegTech Solutions' value of 43.71 is 76.6% above this industry median. Based on the distribution chart, IRIS RegTech Solutions ranks #1011 out of 1706 companies in the Software industry, which is below the industry midpoint. Overall, IRIS RegTech Solutions has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IRIS RegTech Solutions' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, IRIS RegTech Solutions ranks #1011 out of 1706 companies for Interest Coverage. This places IRIS RegTech Solutions in the lower half of its industry. The industry median Interest Coverage is 24.75. IRIS RegTech Solutions' value of 43.71 is 76.6% above this benchmark. Historically, IRIS RegTech Solutions' own Interest Coverage has ranged from 1.72 to 22.27 over the past decade. While the company's 10-year median is 7.46 vs. the industry median of 24.75, IRIS RegTech Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRIS RegTech Solutions's current Interest Coverage of 43.71 is 76.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IRIS RegTech Solutions and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRIS RegTech Solutions's current Interest Coverage is 43.71, which is 486% above median its own 10-year median of 7.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRIS RegTech Solutions stock overvalued right now?
Based on GuruFocus' analysis, IRIS RegTech Solutions (NSE:IRIS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹298.52, compared to a current price of ₹263.45 — trading 11.7% below its estimated fair value. The current Interest Coverage is 43.71, which is 486% above median its 10-year median of 7.46 and 76.6% above the Software industry median of 24.75. IRIS RegTech Solutions' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For IRIS RegTech Solutions (NSE:IRIS), the current Interest Coverage is 43.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IRIS RegTech Solutions (NSE:IRIS) Overvalued in 2026?

Based on GuruFocus' analysis, IRIS RegTech Solutions stock appears to be undervalued. The current stock price of ₹263.45 is trading 11.7% below its estimated GF Value™ of ₹298.52. GuruFocus considers IRIS RegTech Solutions to be Modestly Undervalued.

Key valuation signals for NSE:IRIS:

  • Interest Coverage: 43.71 (486% above median its 10-year median of 7.46)
  • GF Value™: ₹298.52 vs. price of ₹263.45 (11.7% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 76.6% above the Software median (#1011 of 1706)

No single metric tells the full story. See the NSE:IRIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IRIS RegTech Solutions Business Description

Other Exchanges 540735:India
Address T-231, International Infortech Park, Tower 2, 3rd Floor, Vashi, Navi Mumbai, MH, IND, 400703
IRIS RegTech Solutions Ltd is a RegTech SaaS company that has been evolutionizing the way businesses meet their regulatory compliance requirements. The company offers a comprehensive suite of technology-driven solutions that enable organizations to comply with a range of regulatory frameworks in a cost-effective and efficient manner. With a commitment to innovation and customer satisfaction, It has become a trusted partner for businesses across a range of industries. It uses cutting-edge technologies like Artificial Intelligence, Machine Learning, and Robotic Process Automation to deliver solutions that are accurate, reliable, and scalable. Its suite of products includes solutions for managing financial reporting, corporate governance, and compliance, among others.
76GF Score

Get the complete analysis for NSE:IRIS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹263.45
Price
₹298.52
GF Value