IRIS RegTech SolutionsNSE:IRIS +2.96%76 Altman Z-Score is 7.79 as of Jul. 04, 2026, which is 139% above its 10-year median of 3.26. GuruFocus rates NSE:IRIS with a GF Score™ of 76/100 and a GF Value™ of ₹298.93 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,766 Software companies, IRIS RegTech Solutions ranks better than 83.12% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 7.68 is strong.
IRIS RegTech Solutions has a Altman Z-Score of 7.79, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for IRIS RegTech Solutions's Altman Z-Score or its related term are showing as below:
NSE:IRIS'
s Altman Z-Score Range Over the Past 10 Years
Min: -0.16 Med: 3.26 Max: 11.95
Current: 7.68
During the past 13 years, IRIS RegTech Solutions's highest Altman Z-Score was 11.95. The lowest was -0.16. And the median was 3.26.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
IRIS RegTech Solutions Altman Z-Score Related Terms
IRIS RegTech Solutions Altman Z-Score Historical Data
* Premium members only.
The historical data trend for IRIS RegTech Solutions's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:IRIS vs UBER, SHOP, CRM: Altman Z-Score Comparison
For the Software - Application subindustry, IRIS RegTech Solutions's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IRIS RegTech Solutions Altman Z-Score vs Software Industry
For the Software industry and Technology sector, IRIS RegTech Solutions's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where IRIS RegTech Solutions's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
IRIS RegTech Solutions (NSE:IRIS) has a Altman Z-Score of 7.79 as of Jul. 04, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on IRIS RegTech Solutions and its competitors. This is 139% above median its historical median of 3.26. According to the industry distribution chart, IRIS RegTech Solutions ranks #467 out of 2766 companies in the Software industry, placing it in the top 16.9%.
Is IRIS RegTech Solutions' Altman Z-Score too high?
IRIS RegTech Solutions' current Altman Z-Score of 7.79 is 139% above median its 10-year median of 3.26. The Software industry median Altman Z-Score is 3.11. IRIS RegTech Solutions' value of 7.79 is 150.5% above this industry median. Based on the distribution chart, IRIS RegTech Solutions ranks #467 out of 2766 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, IRIS RegTech Solutions has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IRIS RegTech Solutions' Altman Z-Score compare to UBER and SHOP?
According to the Software industry distribution chart, IRIS RegTech Solutions ranks #467 out of 2766 companies for Altman Z-Score. This places IRIS RegTech Solutions in the top 17% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.11. IRIS RegTech Solutions' value of 7.79 is 150.5% above this benchmark. While the company's 10-year median is 3.26 vs. the industry median of 3.11, IRIS RegTech Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.11, based on 2,766 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRIS RegTech Solutions's current Altman Z-Score of 7.79 is 150.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on IRIS RegTech Solutions and its competitors. For the Software industry, the median Altman Z-Score is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRIS RegTech Solutions's current Altman Z-Score is 7.79, which is 139% above median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRIS RegTech Solutions stock overvalued right now?
Based on GuruFocus' analysis, IRIS RegTech Solutions (NSE:IRIS) is currently considered Fairly Valued. The stock's GF Value™ is ₹298.93, compared to a current price of ₹275.05 — trading 8% below its estimated fair value. The current Altman Z-Score is 7.79, which is 139% above median its 10-year median of 3.26 and 150.5% above the Software industry median of 3.11. IRIS RegTech Solutions' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For IRIS RegTech Solutions (NSE:IRIS), the current Altman Z-Score is 7.79 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IRIS RegTech Solutions (NSE:IRIS) Overvalued in 2026?
Based on GuruFocus' analysis, IRIS RegTech Solutions stock appears to be undervalued.
The current stock price of ₹275.05 is trading 8% below its estimated GF Value™ of ₹298.93.
GuruFocus considers IRIS RegTech Solutions to be Fairly Valued.
Key valuation signals for NSE:IRIS:
Altman Z-Score: 7.79 (139% above median its 10-year median of 3.26)
GF Value™: ₹298.93 vs. price of ₹275.05 (8% below fair value)
Industry Position: 150.5% above the Software median (#467 of 2766)
No single metric tells the full story. See the NSE:IRIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IRIS RegTech Solutions Ltd is a RegTech SaaS company that has been evolutionizing the way businesses meet their regulatory compliance requirements. The company offers a comprehensive suite of technology-driven solutions that enable organizations to comply with a range of regulatory frameworks in a cost-effective and efficient manner. With a commitment to innovation and customer satisfaction, It has become a trusted partner for businesses across a range of industries. It uses cutting-edge technologies like Artificial Intelligence, Machine Learning, and Robotic Process Automation to deliver solutions that are accurate, reliable, and scalable. Its suite of products includes solutions for managing financial reporting, corporate governance, and compliance, among others.
76GF Score
Get the complete analysis for NSE:IRIS
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:IRIS has been successfully added to your 
