Jay Jalaram Technologies (NSE:KORE) Interest Coverage: 3.46 (As of Sep. 2025) — 24% Above Median


NSE:KORE Jay Jalaram Technologies Ltd NSE:KORE
79 GF Score
Price ₹136.30
GF Value ₹660.57
Valuation Possible Value Trap
! 7 Warning Signs
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What is Jay Jalaram Technologies Interest Coverage?

Jay Jalaram Technologies NSE:KORE -1.66% 79 Interest Coverage is 3.46 as of Sep. 2025, which is 24% above its 10-year median of 2.80. GuruFocus rates NSE:KORE with a GF Score™ of 79/100 and a GF Value™ of ₹660.57 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 824 Retail - Cyclical companies, Jay Jalaram Technologies ranks worse than 66.99% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Jay Jalaram Technologies's Operating Income for the six months ended in Sep. 2025 was ₹56 Mil. Jay Jalaram Technologies's Interest Expense for the six months ended in Sep. 2025 was ₹-16 Mil. Jay Jalaram Technologies's interest coverage for the quarter that ended in Sep. 2025 was 3.46. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Jay Jalaram Technologies's Interest Coverage or its related term are showing as below:

NSE:KORE' s Interest Coverage Range Over the Past 10 Years
Min: 0.97   Med: 2.8   Max: 7.37
Current: 4.16


NSE:KORE's Interest Coverage is ranked worse than
66.99% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs NSE:KORE: 4.16

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jay Jalaram Technologies  (NSE:KORE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Jay Jalaram Technologies Interest Coverage Related Terms


Jay Jalaram Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for Jay Jalaram Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Jay Jalaram Technologies Interest Coverage Chart

Jay Jalaram Technologies Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial 0.99 2.80 7.37 3.05 3.87

Jay Jalaram Technologies Semi-Annual Data
Mar19 Mar20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 4.87 2.97 4.75 3.46

NSE:KORE vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, Jay Jalaram Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jay Jalaram Technologies Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Jay Jalaram Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Jay Jalaram Technologies's Interest Coverage falls into.


NSE:KORE
79GF Score
Jay Jalaram Technologies Ltd NSE:KORE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jay Jalaram Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jay Jalaram Technologies's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Jay Jalaram Technologies's Interest Expense was ₹-38 Mil. Its Operating Income was ₹147 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹23 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*147.049/-37.95
=3.87

Jay Jalaram Technologies's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Jay Jalaram Technologies's Interest Expense was ₹-16 Mil. Its Operating Income was ₹56 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹4 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*56.408/-16.303
=3.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.46 mean?
Jay Jalaram Technologies (NSE:KORE) has a Interest Coverage of 3.46 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jay Jalaram Technologies and its competitors. This is 24% above median its historical median of 2.80. Over the past decade, Jay Jalaram Technologies' Interest Coverage has ranged from 0.97 to 7.37. According to the industry distribution chart, Jay Jalaram Technologies ranks #552 out of 824 companies in the Retail - Cyclical industry, placing it in the top 67%.
Is Jay Jalaram Technologies' Interest Coverage too high?
Jay Jalaram Technologies' current Interest Coverage of 3.46 is 24% above median its 10-year median of 2.80. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 7.37. The Retail - Cyclical industry median Interest Coverage is 7.94. Jay Jalaram Technologies' value of 3.46 is 56.4% below this industry median. Based on the distribution chart, Jay Jalaram Technologies ranks #552 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Jay Jalaram Technologies has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jay Jalaram Technologies' Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Jay Jalaram Technologies ranks #552 out of 824 companies for Interest Coverage. This places Jay Jalaram Technologies in the lower half of its industry. The industry median Interest Coverage is 7.94. Jay Jalaram Technologies' value of 3.46 is 56.4% below this benchmark. Historically, Jay Jalaram Technologies' own Interest Coverage has ranged from 0.97 to 7.37 over the past decade. While the company's 10-year median is 2.80 vs. the industry median of 7.94, Jay Jalaram Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jay Jalaram Technologies's current Interest Coverage of 3.46 is 56.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jay Jalaram Technologies and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jay Jalaram Technologies's current Interest Coverage is 3.46, which is 24% above median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jay Jalaram Technologies stock overvalued right now?
Based on GuruFocus' analysis, Jay Jalaram Technologies (NSE:KORE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹660.57, compared to a current price of ₹136.30 — trading 79.4% below its estimated fair value. The current Interest Coverage is 3.46, which is 24% above median its 10-year median of 2.80 and 56.4% below the Retail - Cyclical industry median of 7.94. Jay Jalaram Technologies' overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jay Jalaram Technologies (NSE:KORE), the current Interest Coverage is 3.46 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jay Jalaram Technologies (NSE:KORE) Overvalued in 2026?

Based on GuruFocus' analysis, Jay Jalaram Technologies stock appears to be undervalued. The current stock price of ₹136.30 is trading 79.4% below its estimated GF Value™ of ₹660.57. GuruFocus considers Jay Jalaram Technologies to be Possible Value Trap.

Key valuation signals for NSE:KORE:

  • Interest Coverage: 3.46 (24% above median its 10-year median of 2.80)
  • GF Value™: ₹660.57 vs. price of ₹136.30 (79.4% below fair value)
  • GF Score™: 79/100 with 7 warning signs
  • Industry Position: 56.4% below the Retail - Cyclical median (#552 of 824)

No single metric tells the full story. See the NSE:KORE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jay Jalaram Technologies Business Description

Address Videocon Arizona, Showroom 6, Opp. Gujarat Vidyapith, Near Navgujarat College, Usmanpura, Ahmedabad, GJ, IND, 380014
Jay Jalaram Technologies Ltd is engaged in multi-brand retail selling of smartphones and allied accessories from manufacturers like Apple, Samsung, Oppo, Realme, Nokia, Vivo, Xiaomi, Nokia, Redmi, Techno, One Plus, and others. It is also engaged in multi-brand retail selling of consumer durable electronics goods like Smart TVs, Air Conditioners, Fridges, Coolers, etc. from brands like TCL, Haier, Daikin, Voltas, Mi, Realme, OnePlus, Xiaomi, and Skytron. The company operates under the brand name Kore Mobile. The company operates in two segments; Electronic Gadgets and Electric Vehicles. The Majority of revenue is derived from the Trading of the Electronic Gadgets Segment.
79GF Score

Get the complete analysis for NSE:KORE

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹136.30
Price
₹660.57
GF Value