Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Lloyds Enterprises's
Operating Income
for the
three
months ended in Mar. 2026 was ₹382 Mil. Lloyds Enterprises's Interest Expense for the
three
months ended in Mar. 2026 was ₹-174 Mil.
Lloyds Enterprises's interest coverage for the quarter that ended in Mar. 2026 was 2.20.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Lloyds Enterprises's Interest Coverage or its related term are showing as below:
NSE:LLOYDSENT'
s Interest Coverage Range Over the Past 10 Years
Min: 1.94 Med: 4.16 Max: 15.57
Current: 1.94
NSE:LLOYDSENT's Interest Coverage is ranked worse than 75.88% of 456
companies
in the Steel industry
Industry Median: 4.445
vs NSE:LLOYDSENT: 1.94
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lloyds Enterprises Interest Coverage Related Terms
Lloyds Enterprises Interest Coverage Historical Data
* Premium members only.
The historical data trend for Lloyds Enterprises's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:LLOYDSENT vs NUE, STLD, RS: Interest Coverage Comparison
For the Steel subindustry, Lloyds Enterprises's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Enterprises Interest Coverage vs Steel Industry
For the Steel industry and Basic Materials sector, Lloyds Enterprises's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lloyds Enterprises's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Enterprises (NSE:LLOYDSENT) has a Interest Coverage of 2.20 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lloyds Enterprises and its competitors. This is 47% below median its historical median of 4.16. Over the past decade, Lloyds Enterprises' Interest Coverage has ranged from 1.94 to 15.57. According to the industry distribution chart, Lloyds Enterprises ranks #346 out of 456 companies in the Steel industry, placing it in the top 75.9%.
Is Lloyds Enterprises' Interest Coverage too high?
Lloyds Enterprises' current Interest Coverage of 2.20 is 47% below median its 10-year median of 4.16. Over the past 10 years, this metric has ranged from a low of 1.94 to a high of 15.57. The Steel industry median Interest Coverage is 4.45. Lloyds Enterprises' value of 2.20 is 50.5% below this industry median. Based on the distribution chart, Lloyds Enterprises ranks #346 out of 456 companies in the Steel industry, which is in the bottom quartile relative to peers. Overall, Lloyds Enterprises has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Enterprises' Interest Coverage compare to NUE and STLD?
According to the Steel industry distribution chart, Lloyds Enterprises ranks #346 out of 456 companies for Interest Coverage. This places Lloyds Enterprises in the lower half of its industry. The industry median Interest Coverage is 4.45. Lloyds Enterprises' value of 2.20 is 50.5% below this benchmark. Historically, Lloyds Enterprises' own Interest Coverage has ranged from 1.94 to 15.57 over the past decade. While the company's 10-year median is 4.16 vs. the industry median of 4.45, Lloyds Enterprises has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Steel company?
The median Interest Coverage among Steel companies is 4.45, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Enterprises's current Interest Coverage of 2.20 is 50.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lloyds Enterprises and its competitors. For the Steel industry, the median Interest Coverage is 4.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Enterprises's current Interest Coverage is 2.20, which is 47% below median its own 10-year median of 4.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Enterprises (NSE:LLOYDSENT) is currently considered Fairly Valued. The stock's GF Value™ is ₹68.35, compared to a current price of ₹75.25 — trading 10.1% above its estimated fair value. The current Interest Coverage is 2.20, which is 47% below median its 10-year median of 4.16 and 50.5% below the Steel industry median of 4.45. Lloyds Enterprises' overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lloyds Enterprises (NSE:LLOYDSENT), the current Interest Coverage is 2.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Enterprises (NSE:LLOYDSENT) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Enterprises stock appears to be overvalued.
The current stock price of ₹75.25 is trading 10.1% above its estimated GF Value™ of ₹68.35.
GuruFocus considers Lloyds Enterprises to be Fairly Valued.
Key valuation signals for NSE:LLOYDSENT:
Interest Coverage: 2.20 (47% below median its 10-year median of 4.16)
GF Value™: ₹68.35 vs. price of ₹75.25 (10.1% above fair value)
Industry Position: 50.5% below the Steel median (#346 of 456)
No single metric tells the full story. See the NSE:LLOYDSENT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds Enterprises Ltd operates a diversified business comprising metals trading, real estate, engineering, gold production and strategic investments. The metals trading business encompasses steel and allied products as well as iron ore pellets serving domestic and export markets. Through its subsidiaries, associates and strategic investments, the Company has exposure to real estate, engineering, gold mining, and iron ore and steel operations. Its business portfolio includes Metals Trading, Real Estate, Engineering, Gold Production and Strategic Investments. The Company's segment is the trading of iron and steel, and its operations are within India.
55GF Score
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