Lloyds EnterprisesNSE:LLOYDSENT +4.83%56 Return-on-Tangible-Equity is 3.85% as of Mar. 2026, which is 138% above its 10-year median of 1.62. GuruFocus rates NSE:LLOYDSENT with a GF Score™ of 56/100 and a GF Value™ of ₹69.00 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 615 Steel companies, Lloyds Enterprises ranks better than 71.71% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Lloyds Enterprises's annualized net income for the quarter that ended in Mar. 2026 was ₹1,524 Mil. Lloyds Enterprises's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹39,591 Mil. Therefore, Lloyds Enterprises's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 3.85%.
The historical rank and industry rank for Lloyds Enterprises's Return-on-Tangible-Equity or its related term are showing as below:
NSE:LLOYDSENT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -12.02 Med: 1.62 Max: 28.36
Current: 8.89
During the past 13 years, Lloyds Enterprises's highest Return-on-Tangible-Equity was 28.36%. The lowest was -12.02%. And the median was 1.62%.
NSE:LLOYDSENT's Return-on-Tangible-Equity is ranked better than 71.71% of 615
companies
in the Steel industry
Industry Median: 3.97
vs NSE:LLOYDSENT: 8.89
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Lloyds Enterprises Return-on-Tangible-Equity Related Terms
Lloyds Enterprises Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Lloyds Enterprises's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:LLOYDSENT vs NUE, STLD, RS: Return-on-Tangible-Equity Comparison
For the Steel subindustry, Lloyds Enterprises's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Enterprises Return-on-Tangible-Equity vs Steel Industry
For the Steel industry and Basic Materials sector, Lloyds Enterprises's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Lloyds Enterprises's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 3.85% mean?
Lloyds Enterprises (NSE:LLOYDSENT) has a Return-on-Tangible-Equity of 3.85% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lloyds Enterprises and its competitors. This is 138% above median its historical median of 1.62. According to the industry distribution chart, Lloyds Enterprises ranks #174 out of 615 companies in the Steel industry, placing it in the top 28.3%.
Is Lloyds Enterprises' Return-on-Tangible-Equity too high?
Lloyds Enterprises' current Return-on-Tangible-Equity of 3.85% is 138% above median its 10-year median of 1.62. The Steel industry median Return-on-Tangible-Equity is 3.97. Lloyds Enterprises' value of 3.85% is 3% below this industry median. Based on the distribution chart, Lloyds Enterprises ranks #174 out of 615 companies in the Steel industry, which is above the industry midpoint. Overall, Lloyds Enterprises has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Enterprises' Return-on-Tangible-Equity compare to NUE and STLD?
According to the Steel industry distribution chart, Lloyds Enterprises ranks #174 out of 615 companies for Return-on-Tangible-Equity. This puts Lloyds Enterprises in the upper half of its industry. The industry median Return-on-Tangible-Equity is 3.97. Lloyds Enterprises' value of 3.85% is 3% below this benchmark. While the company's 10-year median is 1.62 vs. the industry median of 3.97, Lloyds Enterprises has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Steel company?
The median Return-on-Tangible-Equity among Steel companies is 3.97, based on 615 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Enterprises's current Return-on-Tangible-Equity of 3.85% is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lloyds Enterprises and its competitors. For the Steel industry, the median Return-on-Tangible-Equity is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Enterprises's current Return-on-Tangible-Equity is 3.85%, which is 138% above median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Enterprises (NSE:LLOYDSENT) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹69.00, compared to a current price of ₹78.18 — trading 13.3% above its estimated fair value. The current Return-on-Tangible-Equity is 3.85%, which is 138% above median its 10-year median of 1.62 and 3% below the Steel industry median of 3.97. Lloyds Enterprises' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Lloyds Enterprises (NSE:LLOYDSENT), the current Return-on-Tangible-Equity is 3.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Enterprises (NSE:LLOYDSENT) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Enterprises stock appears to be overvalued.
The current stock price of ₹78.18 is trading 13.3% above its estimated GF Value™ of ₹69.00.
GuruFocus considers Lloyds Enterprises to be Modestly Overvalued.
Key valuation signals for NSE:LLOYDSENT:
Return-on-Tangible-Equity: 3.85% (138% above median its 10-year median of 1.62)
GF Value™: ₹69.00 vs. price of ₹78.18 (13.3% above fair value)
Industry Position: 3% below the Steel median (#174 of 615)
No single metric tells the full story. See the NSE:LLOYDSENT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds Enterprises Ltd operates a diversified business comprising metals trading, real estate, engineering, gold production and strategic investments. The metals trading business encompasses steel and allied products as well as iron ore pellets serving domestic and export markets. Through its subsidiaries, associates and strategic investments, the Company has exposure to real estate, engineering, gold mining, and iron ore and steel operations. Its business portfolio includes Metals Trading, Real Estate, Engineering, Gold Production and Strategic Investments. The Company's segment is the trading of iron and steel, and its operations are within India.
56GF Score
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