Mono Pharmacare (NSE:MONOPHARMA) Interest Coverage: 1.07 (As of Sep. 2025) — 50% Below Median


NSE:MONOPHARMA Mono Pharmacare Ltd NSE:MONOPHARMA
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What is Mono Pharmacare Interest Coverage?

Mono Pharmacare NSE:MONOPHARMA -1.79% 9 Interest Coverage is 1.07 as of Sep. 2025, which is 50% below its 10-year median of 2.16. GuruFocus rates NSE:MONOPHARMA with a GF Score™ of 9/100. The stock has 6 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Mono Pharmacare ranks worse than 89.18% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Mono Pharmacare's Operating Income for the six months ended in Sep. 2025 was ₹17 Mil. Mono Pharmacare's Interest Expense for the six months ended in Sep. 2025 was ₹-16 Mil. Mono Pharmacare's interest coverage for the quarter that ended in Sep. 2025 was 1.07. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Mono Pharmacare's Interest Coverage or its related term are showing as below:

NSE:MONOPHARMA' s Interest Coverage Range Over the Past 10 Years
Min: 1.11   Med: 2.16   Max: 2.35
Current: 1.5


NSE:MONOPHARMA's Interest Coverage is ranked worse than
89.18% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 8 vs NSE:MONOPHARMA: 1.50

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Mono Pharmacare  (NSE:MONOPHARMA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Mono Pharmacare Interest Coverage Related Terms


Mono Pharmacare Interest Coverage Historical Data

* Premium members only.

The historical data trend for Mono Pharmacare's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Mono Pharmacare Interest Coverage Chart

Mono Pharmacare Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
1.11 1.79 2.16 2.25 2.35

Mono Pharmacare Semi-Annual Data
Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only 2.55 1.91 2.99 1.85 1.07

Mono Pharmacare Interest Coverage Competitor Comparison

For the Pharmaceutical Retailers subindustry, Mono Pharmacare's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mono Pharmacare Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Mono Pharmacare's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Mono Pharmacare's Interest Coverage falls into.


NSE:MONOPHARMA
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Mono Pharmacare Ltd NSE:MONOPHARMA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Mono Pharmacare Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Mono Pharmacare's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Mono Pharmacare's Interest Expense was ₹-36 Mil. Its Operating Income was ₹84 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹260 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*83.633/-35.533
=2.35

Mono Pharmacare's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Mono Pharmacare's Interest Expense was ₹-16 Mil. Its Operating Income was ₹17 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹264 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*17.131/-16.057
=1.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.07 mean?
Mono Pharmacare (NSE:MONOPHARMA) has a Interest Coverage of 1.07 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mono Pharmacare and its competitors. This is 50% below median its historical median of 2.16. Over the past decade, Mono Pharmacare's Interest Coverage has ranged from 1.11 to 2.35. According to the industry distribution chart, Mono Pharmacare ranks #404 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 89.2%.
Is Mono Pharmacare's Interest Coverage too high?
Mono Pharmacare's current Interest Coverage of 1.07 is 50% below median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 2.35. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Mono Pharmacare's value of 1.07 is 86.6% below this industry median. Based on the distribution chart, Mono Pharmacare ranks #404 out of 453 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Mono Pharmacare has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Mono Pharmacare's Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Mono Pharmacare ranks #404 out of 453 companies for Interest Coverage. This places Mono Pharmacare in the lower half of its industry. The industry median Interest Coverage is 8.00. Mono Pharmacare's value of 1.07 is 86.6% below this benchmark. Historically, Mono Pharmacare's own Interest Coverage has ranged from 1.11 to 2.35 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 8.00, Mono Pharmacare has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mono Pharmacare's current Interest Coverage of 1.07 is 86.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mono Pharmacare and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mono Pharmacare's current Interest Coverage is 1.07, which is 50% below median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mono Pharmacare stock overvalued right now?
Mono Pharmacare (NSE:MONOPHARMA) has a current Interest Coverage of 1.07. The current Interest Coverage is 1.07, which is 50% below median its 10-year median of 2.16 and 86.6% below the Healthcare Providers & Services industry median of 8.00. Mono Pharmacare's overall GF Score™ is 9/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mono Pharmacare (NSE:MONOPHARMA), the current Interest Coverage is 1.07 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mono Pharmacare Business Description

Address 1A, Krinkal Apartment, Opposite Mahalaxmi Temple, Paldi, Ahmedabad, GJ, IND, 380007
Mono Pharmacare Ltd distributes a broad range of pharmaceutical products across India. Its portfolio includes antibiotics, antifungal medicines, cough and cold remedies, antacids, analgesics, nutraceuticals, skincare, antiseptics, cardiac and diabetic drugs, and cosmetic items. The company operates through contract manufacturing, sourcing products from various manufacturers and supplying them to healthcare providers and pharmacies. Revenue is generated through the sales and distribution of these pharmaceutical and healthcare products in the Indian market.
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