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Muthoot Microfin (NSE:MUTHOOTMF) Interest Coverage : N/A (As of Mar. 2025)


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What is Muthoot Microfin Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Muthoot Microfin's Operating Income for the three months ended in Mar. 2025 was ₹1,182 Mil. Muthoot Microfin's Interest Expense for the three months ended in Mar. 2025 was ₹0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Muthoot Microfin's Interest Coverage or its related term are showing as below:


NSE:MUTHOOTMF's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 113.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Muthoot Microfin Interest Coverage Historical Data

The historical data trend for Muthoot Microfin's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Muthoot Microfin Interest Coverage Chart

Muthoot Microfin Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
7.91 6.79 20.04 32.13 N/A

Muthoot Microfin Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A No Debt N/A No Debt N/A

Competitive Comparison of Muthoot Microfin's Interest Coverage

For the Credit Services subindustry, Muthoot Microfin's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Microfin's Interest Coverage Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Microfin's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Muthoot Microfin's Interest Coverage falls into.


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Muthoot Microfin Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Muthoot Microfin's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Muthoot Microfin's Interest Expense was ₹0 Mil. Its Operating Income was ₹7,717 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹81,013 Mil.

GuruFocus does not calculate Muthoot Microfin's interest coverage with the available data.

Muthoot Microfin's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the three months ended in Mar. 2025, Muthoot Microfin's Interest Expense was ₹0 Mil. Its Operating Income was ₹1,182 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹81,013 Mil.

GuruFocus does not calculate Muthoot Microfin's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


Muthoot Microfin  (NSE:MUTHOOTMF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Muthoot Microfin Interest Coverage Related Terms

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Muthoot Microfin Business Description

Traded in Other Exchanges
Address
Muthoot Towers M.G. Road, 5th Floor, Kochi, KL, IND, 682035
Muthoot Microfin Ltd is a microfinance institution providing micro-loans to women customers with a focus on rural regions of India. The company offers loan products such as group loans for livelihood solutions such as income generating loans, Pragathi loans, and individual loans; life betterment solutions including mobile phones loans, solar lighting product loans, and household appliances product loans; health and hygiene loans such as sanitation improvement loans; and secured loans in the form of gold loans and Muthoot Small & Growing Business loans.

Muthoot Microfin Headlines

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