ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) Interest Coverage: 2.47 (As of Mar. 2026) — 16% Below Median


NSE:OSWALSEEDS ShreeOswal Seeds & Chemicals Ltd NSE:OSWALSEEDS
63 GF Score
Price ₹11.16
GF Value ₹20.67
Valuation Possible Value Trap
! 5 Warning Signs
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What is ShreeOswal Seeds & Chemicals Interest Coverage?

ShreeOswal Seeds & Chemicals NSE:OSWALSEEDS +1.82% 63 Interest Coverage is 2.47 as of Mar. 2026, which is 16% below its 10-year median of 2.95. GuruFocus rates NSE:OSWALSEEDS with a GF Score™ of 63/100 and a GF Value™ of ₹20.67 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 199 Agriculture companies, ShreeOswal Seeds & Chemicals ranks worse than 75.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ShreeOswal Seeds & Chemicals's Operating Income for the six months ended in Mar. 2026 was ₹64 Mil. ShreeOswal Seeds & Chemicals's Interest Expense for the six months ended in Mar. 2026 was ₹-26 Mil. ShreeOswal Seeds & Chemicals's interest coverage for the quarter that ended in Mar. 2026 was 2.47. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for ShreeOswal Seeds & Chemicals's Interest Coverage or its related term are showing as below:

NSE:OSWALSEEDS' s Interest Coverage Range Over the Past 10 Years
Min: 0.1   Med: 2.95   Max: 4.18
Current: 3.01


NSE:OSWALSEEDS's Interest Coverage is ranked worse than
75.38% of 199 companies
in the Agriculture industry
Industry Median: 7.3 vs NSE:OSWALSEEDS: 3.01

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ShreeOswal Seeds & Chemicals  (NSE:OSWALSEEDS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ShreeOswal Seeds & Chemicals Interest Coverage Related Terms


ShreeOswal Seeds & Chemicals Interest Coverage Historical Data

* Premium members only.

The historical data trend for ShreeOswal Seeds & Chemicals's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ShreeOswal Seeds & Chemicals Interest Coverage Chart

ShreeOswal Seeds & Chemicals Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.18 3.25 0.10 2.13 3.01

ShreeOswal Seeds & Chemicals Semi-Annual Data
Mar15 Mar16 Mar17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 5.94 3.72 2.47

NSE:OSWALSEEDS vs CTVA, CF, MOS: Interest Coverage Comparison

For the Agricultural Inputs subindustry, ShreeOswal Seeds & Chemicals's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ShreeOswal Seeds & Chemicals Interest Coverage vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, ShreeOswal Seeds & Chemicals's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ShreeOswal Seeds & Chemicals's Interest Coverage falls into.


NSE:OSWALSEEDS
63GF Score
ShreeOswal Seeds & Chemicals Ltd NSE:OSWALSEEDS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ShreeOswal Seeds & Chemicals Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ShreeOswal Seeds & Chemicals's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, ShreeOswal Seeds & Chemicals's Interest Expense was ₹-46 Mil. Its Operating Income was ₹138 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹5 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*138.247/-45.884
=3.01

ShreeOswal Seeds & Chemicals's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, ShreeOswal Seeds & Chemicals's Interest Expense was ₹-26 Mil. Its Operating Income was ₹64 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹5 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*64.474/-26.071
=2.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.47 mean?
ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) has a Interest Coverage of 2.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ShreeOswal Seeds & Chemicals and its competitors. This is 16% below median its historical median of 2.95. Over the past decade, ShreeOswal Seeds & Chemicals' Interest Coverage has ranged from 0.10 to 4.18. According to the industry distribution chart, ShreeOswal Seeds & Chemicals ranks #150 out of 199 companies in the Agriculture industry, placing it in the top 75.4%.
Is ShreeOswal Seeds & Chemicals' Interest Coverage too high?
ShreeOswal Seeds & Chemicals' current Interest Coverage of 2.47 is 16% below median its 10-year median of 2.95. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 4.18. The Agriculture industry median Interest Coverage is 7.30. ShreeOswal Seeds & Chemicals' value of 2.47 is 66.2% below this industry median. Based on the distribution chart, ShreeOswal Seeds & Chemicals ranks #150 out of 199 companies in the Agriculture industry, which is in the bottom quartile relative to peers. Overall, ShreeOswal Seeds & Chemicals has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ShreeOswal Seeds & Chemicals' Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, ShreeOswal Seeds & Chemicals ranks #150 out of 199 companies for Interest Coverage. This places ShreeOswal Seeds & Chemicals in the lower half of its industry. The industry median Interest Coverage is 7.30. ShreeOswal Seeds & Chemicals' value of 2.47 is 66.2% below this benchmark. Historically, ShreeOswal Seeds & Chemicals' own Interest Coverage has ranged from 0.10 to 4.18 over the past decade. While the company's 10-year median is 2.95 vs. the industry median of 7.30, ShreeOswal Seeds & Chemicals has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.30, based on 199 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ShreeOswal Seeds & Chemicals's current Interest Coverage of 2.47 is 66.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ShreeOswal Seeds & Chemicals and its competitors. For the Agriculture industry, the median Interest Coverage is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ShreeOswal Seeds & Chemicals's current Interest Coverage is 2.47, which is 16% below median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ShreeOswal Seeds & Chemicals stock overvalued right now?
Based on GuruFocus' analysis, ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹20.67, compared to a current price of ₹11.16 — trading 46% below its estimated fair value. The current Interest Coverage is 2.47, which is 16% below median its 10-year median of 2.95 and 66.2% below the Agriculture industry median of 7.30. ShreeOswal Seeds & Chemicals' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS), the current Interest Coverage is 2.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) Overvalued in 2026?

Based on GuruFocus' analysis, ShreeOswal Seeds & Chemicals stock appears to be undervalued. The current stock price of ₹11.16 is trading 46% below its estimated GF Value™ of ₹20.67. GuruFocus considers ShreeOswal Seeds & Chemicals to be Possible Value Trap.

Key valuation signals for NSE:OSWALSEEDS:

  • Interest Coverage: 2.47 (16% below median its 10-year median of 2.95)
  • GF Value™: ₹20.67 vs. price of ₹11.16 (46% below fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 66.2% below the Agriculture median (#150 of 199)

No single metric tells the full story. See the NSE:OSWALSEEDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ShreeOswal Seeds & Chemicals Business Description

Address Oswal House, Nasirabad Highway, Opposite Balkavibairagi College, Village Kanwati, Neemuch, MP, IND, 458441
ShreeOswal Seeds & Chemicals Ltd is an India-based company engaged in the business of production, processing, and sale of different kinds of agricultural seeds. It is also engaged in the sorting and grading of seeds and offers various products like Wheat, Maize, Black Gram, Soybean seeds, Mustard seeds: Black Mustard, Mung, and other seeds. It has two reportable segments; Seed and Psyllium. Maximum revenue is generated from the Psyllium segment which is a processing segment involved in the production and processing of psyllium husk along with its trading. This segment is run by a subsidiary company.
63GF Score

Get the complete analysis for NSE:OSWALSEEDS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.16
Price
₹20.67
GF Value