ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) Altman Z2-Score: 3.26 (As of Jul. 06, 2026) — Near Median


NSE:OSWALSEEDS ShreeOswal Seeds & Chemicals Ltd NSE:OSWALSEEDS
70 GF Score
Price ₹11.16
GF Value ₹20.47
Valuation Possible Value Trap
! 5 Warning Signs
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What is ShreeOswal Seeds & Chemicals Altman Z2-Score?

ShreeOswal Seeds & Chemicals NSE:OSWALSEEDS 70 Altman Z2-Score is 3.26 as of Jul. 06, 2026, which is 4% below its 10-year median of 3.39. GuruFocus rates NSE:OSWALSEEDS with a GF Score™ of 70/100 and a GF Value™ of ₹20.47 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 257 Agriculture companies, ShreeOswal Seeds & Chemicals ranks worse than 55.25% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

ShreeOswal Seeds & Chemicals has a Altman Z2-Score of 3.26, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for ShreeOswal Seeds & Chemicals's Altman Z2-Score or its related term are showing as below:

NSE:OSWALSEEDS' s Altman Z2-Score Range Over the Past 10 Years
Min: 1.99   Med: 3.39   Max: 4.13
Current: 3.26

During the past 13 years, ShreeOswal Seeds & Chemicals's highest Altman Z2-Score was 4.13. The lowest was 1.99. And the median was 3.39.


ShreeOswal Seeds & Chemicals  (NSE:OSWALSEEDS) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


ShreeOswal Seeds & Chemicals Altman Z2-Score Related Terms


ShreeOswal Seeds & Chemicals Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for ShreeOswal Seeds & Chemicals's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ShreeOswal Seeds & Chemicals Altman Z2-Score Chart

ShreeOswal Seeds & Chemicals Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.19 3.77 2.45 3.98 3.26

ShreeOswal Seeds & Chemicals Semi-Annual Data
Mar15 Mar16 Mar17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.45 2.43 3.98 0.00 3.26

NSE:OSWALSEEDS vs CTVA, CF, MOS: Altman Z2-Score Comparison

For the Agricultural Inputs subindustry, ShreeOswal Seeds & Chemicals's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ShreeOswal Seeds & Chemicals Altman Z2-Score vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, ShreeOswal Seeds & Chemicals's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where ShreeOswal Seeds & Chemicals's Altman Z2-Score falls into.


NSE:OSWALSEEDS
70GF Score
ShreeOswal Seeds & Chemicals Ltd NSE:OSWALSEEDS
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ShreeOswal Seeds & Chemicals Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

ShreeOswal Seeds & Chemicals's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.3018+3.26*0+6.72*0.101+1.05*0.5701
=3.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹1,405 Mil.
Total Current Assets was ₹1,294 Mil.
Total Current Liabilities was ₹870 Mil.
Retained Earnings was ₹0 Mil.
Pre-Tax Income was ₹96 Mil.
Interest Expense was ₹-46 Mil.
Total Liabilities was ₹895 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1294.123 - 869.999)/1405.386
=0.3018

X2=Retained Earnings/Total Assets
=0/1405.386
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(96.065 - -45.884)/1405.386
=0.101

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(510.273 - 0)/895.113
=0.5701

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

ShreeOswal Seeds & Chemicals has a Altman Z2-Score of 3.26 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 3.26 mean?
ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) has a Altman Z2-Score of 3.26 as of Jul. 06, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on ShreeOswal Seeds & Chemicals and its competitors. This is near median its historical median of 3.39. Over the past decade, ShreeOswal Seeds & Chemicals' Altman Z2-Score has ranged from 1.99 to 4.13. According to the industry distribution chart, ShreeOswal Seeds & Chemicals ranks #142 out of 257 companies in the Agriculture industry, placing it in the top 55.3%.
Is ShreeOswal Seeds & Chemicals' Altman Z2-Score too high?
ShreeOswal Seeds & Chemicals' current Altman Z2-Score of 3.26 is near median its 10-year median of 3.39. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 4.13. The Agriculture industry median Altman Z2-Score is 3.53. ShreeOswal Seeds & Chemicals' value of 3.26 is 7.6% below this industry median. Based on the distribution chart, ShreeOswal Seeds & Chemicals ranks #142 out of 257 companies in the Agriculture industry, which is below the industry midpoint. Overall, ShreeOswal Seeds & Chemicals has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ShreeOswal Seeds & Chemicals' Altman Z2-Score compare to CTVA and CF?
According to the Agriculture industry distribution chart, ShreeOswal Seeds & Chemicals ranks #142 out of 257 companies for Altman Z2-Score. This places ShreeOswal Seeds & Chemicals in the lower half of its industry. The industry median Altman Z2-Score is 3.53. ShreeOswal Seeds & Chemicals' value of 3.26 is 7.6% below this benchmark. Historically, ShreeOswal Seeds & Chemicals' own Altman Z2-Score has ranged from 1.99 to 4.13 over the past decade. While the company's 10-year median is 3.39 vs. the industry median of 3.53, ShreeOswal Seeds & Chemicals has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for an Agriculture company?
The median Altman Z2-Score among Agriculture companies is 3.53, based on 257 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ShreeOswal Seeds & Chemicals's current Altman Z2-Score of 3.26 is 7.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on ShreeOswal Seeds & Chemicals and its competitors. For the Agriculture industry, the median Altman Z2-Score is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ShreeOswal Seeds & Chemicals's current Altman Z2-Score is 3.26, which is near median its own 10-year median of 3.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ShreeOswal Seeds & Chemicals stock overvalued right now?
Based on GuruFocus' analysis, ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹20.47, compared to a current price of ₹11.16 — trading 45.5% below its estimated fair value. The current Altman Z2-Score is 3.26, which is near median its 10-year median of 3.39 and 7.6% below the Agriculture industry median of 3.53. ShreeOswal Seeds & Chemicals' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS), the current Altman Z2-Score is 3.26 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ShreeOswal Seeds & Chemicals (NSE:OSWALSEEDS) Overvalued in 2026?

Based on GuruFocus' analysis, ShreeOswal Seeds & Chemicals stock appears to be undervalued. The current stock price of ₹11.16 is trading 45.5% below its estimated GF Value™ of ₹20.47. GuruFocus considers ShreeOswal Seeds & Chemicals to be Possible Value Trap.

Key valuation signals for NSE:OSWALSEEDS:

  • Altman Z2-Score: 3.26 (near median its 10-year median of 3.39)
  • GF Value™: ₹20.47 vs. price of ₹11.16 (45.5% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 7.6% below the Agriculture median (#142 of 257)

No single metric tells the full story. See the NSE:OSWALSEEDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ShreeOswal Seeds & Chemicals Business Description

Address Oswal House, Nasirabad Highway, Opposite Balkavibairagi College, Village Kanwati, Neemuch, MP, IND, 458441
ShreeOswal Seeds & Chemicals Ltd is an India-based company engaged in the business of production, processing, and sale of different kinds of agricultural seeds. It is also engaged in the sorting and grading of seeds and offers various products like Wheat, Maize, Black Gram, Soybean seeds, Mustard seeds: Black Mustard, Mung, and other seeds. It has two reportable segments; Seed and Psyllium. Maximum revenue is generated from the Psyllium segment which is a processing segment involved in the production and processing of psyllium husk along with its trading. This segment is run by a subsidiary company.
70GF Score

Get the complete analysis for NSE:OSWALSEEDS

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.16
Price
₹20.47
GF Value