PIL Italica LifestyleNSE:PILITA -1.83%80 Interest Coverage is 4.35 as of Mar. 2026, which is 17% above its 10-year median of 3.72. GuruFocus rates NSE:PILITA with a GF Score™ of 80/100 and a GF Value™ of ₹14.22 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 293 Furnishings, Fixtures & Appliances companies, PIL Italica Lifestyle ranks worse than 63.14% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PIL Italica Lifestyle's
Operating Income
for the
three
months ended in Mar. 2026 was ₹18 Mil. PIL Italica Lifestyle's Interest Expense for the
three
months ended in Mar. 2026 was ₹-4 Mil.
PIL Italica Lifestyle's interest coverage for the quarter that ended in Mar. 2026 was 4.35.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PIL Italica Lifestyle's Interest Coverage or its related term are showing as below:
NSE:PILITA'
s Interest Coverage Range Over the Past 10 Years
Min: 0.54 Med: 3.72 Max: 10.38
Current: 5.08
NSE:PILITA's Interest Coverage is ranked worse than 63.14% of 293
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 11.05
vs NSE:PILITA: 5.08
PIL Italica Lifestyle (NSE:PILITA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PIL Italica Lifestyle Interest Coverage Related Terms
PIL Italica Lifestyle Interest Coverage Historical Data
* Premium members only.
The historical data trend for PIL Italica Lifestyle's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:PILITA vs SN, SGI, MHK: Interest Coverage Comparison
For the Furnishings, Fixtures & Appliances subindustry, PIL Italica Lifestyle's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PIL Italica Lifestyle Interest Coverage vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, PIL Italica Lifestyle's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PIL Italica Lifestyle's Interest Coverage falls into.
PIL Italica Lifestyle Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PIL Italica Lifestyle (NSE:PILITA) has a Interest Coverage of 4.35 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PIL Italica Lifestyle and its competitors. This is 17% above median its historical median of 3.72. Over the past decade, PIL Italica Lifestyle's Interest Coverage has ranged from 0.54 to 10.38. According to the industry distribution chart, PIL Italica Lifestyle ranks #185 out of 293 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 63.1%.
Is PIL Italica Lifestyle's Interest Coverage too high?
PIL Italica Lifestyle's current Interest Coverage of 4.35 is 17% above median its 10-year median of 3.72. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 10.38. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.05. PIL Italica Lifestyle's value of 4.35 is 60.6% below this industry median. Based on the distribution chart, PIL Italica Lifestyle ranks #185 out of 293 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, PIL Italica Lifestyle has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PIL Italica Lifestyle's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, PIL Italica Lifestyle ranks #185 out of 293 companies for Interest Coverage. This places PIL Italica Lifestyle in the lower half of its industry. The industry median Interest Coverage is 11.05. PIL Italica Lifestyle's value of 4.35 is 60.6% below this benchmark. Historically, PIL Italica Lifestyle's own Interest Coverage has ranged from 0.54 to 10.38 over the past decade. While the company's 10-year median is 3.72 vs. the industry median of 11.05, PIL Italica Lifestyle has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.05, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PIL Italica Lifestyle's current Interest Coverage of 4.35 is 60.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PIL Italica Lifestyle and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PIL Italica Lifestyle's current Interest Coverage is 4.35, which is 17% above median its own 10-year median of 3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PIL Italica Lifestyle stock overvalued right now?
Based on GuruFocus' analysis, PIL Italica Lifestyle (NSE:PILITA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹14.22, compared to a current price of ₹9.11 — trading 35.9% below its estimated fair value. The current Interest Coverage is 4.35, which is 17% above median its 10-year median of 3.72 and 60.6% below the Furnishings, Fixtures & Appliances industry median of 11.05. PIL Italica Lifestyle's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PIL Italica Lifestyle (NSE:PILITA), the current Interest Coverage is 4.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PIL Italica Lifestyle (NSE:PILITA) Overvalued in 2026?
Based on GuruFocus' analysis, PIL Italica Lifestyle stock appears to be undervalued.
The current stock price of ₹9.11 is trading 35.9% below its estimated GF Value™ of ₹14.22.
GuruFocus considers PIL Italica Lifestyle to be Significantly Undervalued.
Key valuation signals for NSE:PILITA:
Interest Coverage: 4.35 (17% above median its 10-year median of 3.72)
GF Value™: ₹14.22 vs. price of ₹9.11 (35.9% below fair value)
Industry Position: 60.6% below the Furnishings, Fixtures & Appliances median (#185 of 293)
No single metric tells the full story. See the NSE:PILITA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PIL Italica Lifestyle Ltd is engaged in the manufacturing of plastic moulded furniture, material handling products, and waste management products. The company is a producer of plastic moulded furniture and other injection moulded articles. The company offers a varied range of plastic furniture products such as plastic chairs, plastic tables, plastic stools, plastic furniture sets, trolleys, sun loungers, plastic crates, storage bins, waste bins, and other products. It has town segments Manufacturing and Finance. Key revenue is generated from Manufacturing segment.
80GF Score
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