Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Radiant Cash Management Services's
Operating Income
for the
three
months ended in Mar. 2026 was ₹57 Mil. Radiant Cash Management Services's Interest Expense for the
three
months ended in Mar. 2026 was ₹-23 Mil.
Radiant Cash Management Services's interest coverage for the quarter that ended in Mar. 2026 was 2.45.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Radiant Cash Management Services's Interest Coverage or its related term are showing as below:
NSE:RADIANTCMS'
s Interest Coverage Range Over the Past 10 Years
Min: 4.76 Med: 24.04 Max: 148.95
Current: 4.76
NSE:RADIANTCMS's Interest Coverage is ranked worse than 68.97% of 812
companies
in the Business Services industry
Industry Median: 12.98
vs NSE:RADIANTCMS: 4.76
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Radiant Cash Management Services Interest Coverage Related Terms
Radiant Cash Management Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:RADIANTCMS vs CTAS, CPRT, ULS: Interest Coverage Comparison
For the Specialty Business Services subindustry, Radiant Cash Management Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radiant Cash Management Services Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Radiant Cash Management Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Radiant Cash Management Services's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Radiant Cash Management Services (NSE:RADIANTCMS) has a Interest Coverage of 2.45 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Radiant Cash Management Services and its competitors. This is 90% below median its historical median of 24.04. Over the past decade, Radiant Cash Management Services' Interest Coverage has ranged from 4.76 to 148.95. According to the industry distribution chart, Radiant Cash Management Services ranks #560 out of 812 companies in the Business Services industry, placing it in the top 69%.
Is Radiant Cash Management Services' Interest Coverage too high?
Radiant Cash Management Services' current Interest Coverage of 2.45 is 90% below median its 10-year median of 24.04. Over the past 10 years, this metric has ranged from a low of 4.76 to a high of 148.95. The Business Services industry median Interest Coverage is 12.98. Radiant Cash Management Services' value of 2.45 is 81.1% below this industry median. Based on the distribution chart, Radiant Cash Management Services ranks #560 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, Radiant Cash Management Services has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Radiant Cash Management Services' Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Radiant Cash Management Services ranks #560 out of 812 companies for Interest Coverage. This places Radiant Cash Management Services in the lower half of its industry. The industry median Interest Coverage is 12.98. Radiant Cash Management Services' value of 2.45 is 81.1% below this benchmark. Historically, Radiant Cash Management Services' own Interest Coverage has ranged from 4.76 to 148.95 over the past decade. While the company's 10-year median is 24.04 vs. the industry median of 12.98, Radiant Cash Management Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radiant Cash Management Services's current Interest Coverage of 2.45 is 81.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Radiant Cash Management Services and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radiant Cash Management Services's current Interest Coverage is 2.45, which is 90% below median its own 10-year median of 24.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radiant Cash Management Services stock overvalued right now?
Based on GuruFocus' analysis, Radiant Cash Management Services (NSE:RADIANTCMS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹88.66, compared to a current price of ₹39.50 — trading 55.4% below its estimated fair value. The current Interest Coverage is 2.45, which is 90% below median its 10-year median of 24.04 and 81.1% below the Business Services industry median of 12.98. Radiant Cash Management Services' overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Radiant Cash Management Services (NSE:RADIANTCMS), the current Interest Coverage is 2.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radiant Cash Management Services (NSE:RADIANTCMS) Overvalued in 2026?
Based on GuruFocus' analysis, Radiant Cash Management Services stock appears to be undervalued.
The current stock price of ₹39.50 is trading 55.4% below its estimated GF Value™ of ₹88.66.
GuruFocus considers Radiant Cash Management Services to be Possible Value Trap.
Key valuation signals for NSE:RADIANTCMS:
Interest Coverage: 2.45 (90% below median its 10-year median of 24.04)
GF Value™: ₹88.66 vs. price of ₹39.50 (55.4% below fair value)
Industry Position: 81.1% below the Business Services median (#560 of 812)
No single metric tells the full story. See the NSE:RADIANTCMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radiant Cash Management Services Business Description
Radiant Cash Management Services Ltd is an integrated cash logistics player with a presence in retail cash management. Its set of services, ranging from secured cash pick-up and delivery, network currency management, and cash-in-transit solutions to efficient cash processing, a diverse clientele trusts Radiant. Its clients include some of the foreign, private, and public sector banks, and the end users of services include some of the e-commerce companies, retail chains, NBFCs, insurance firms, e-commerce logistics players, railways, and retail petroleum distribution outlets. The company generates the majority of its revenue from Cash Pick and Delivery services. It operates in one business segment Cash Management Services.
77GF Score
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