ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Radiant Cash Management Services's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹219 Mil.
Radiant Cash Management Services's average Total Assets over the quarter that ended in Mar. 2026 was ₹5,082 Mil. Therefore, Radiant Cash Management Services's annualized ROA % for the quarter that ended in Mar. 2026 was 4.30%.
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Radiant Cash Management Services ROA % Related Terms
Radiant Cash Management Services ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:RADIANTCMS vs CTAS, CPRT, ULS: ROA % Comparison
For the Specialty Business Services subindustry, Radiant Cash Management Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radiant Cash Management Services ROA % vs Business Services Industry
For the Business Services industry and Industrials sector, Radiant Cash Management Services's ROA % distribution charts can be found below:
* The bar in red indicates where Radiant Cash Management Services's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Radiant Cash Management Services (NSE:RADIANTCMS) has a ROA % of 4.30% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Radiant Cash Management Services and its competitors. This is 79% below median its historical median of 20.29. Over the past decade, Radiant Cash Management Services' ROA % has ranged from 6.91 to 26.72. According to the industry distribution chart, Radiant Cash Management Services ranks #315 out of 1093 companies in the Business Services industry, placing it in the top 28.8%.
Is Radiant Cash Management Services' ROA % too high?
Radiant Cash Management Services' current ROA % of 4.30% is 79% below median its 10-year median of 20.29. Over the past 10 years, this metric has ranged from a low of 6.91 to a high of 26.72. The Business Services industry median ROA % is 3.45. Radiant Cash Management Services' value of 4.30% is 24.6% above this industry median. Based on the distribution chart, Radiant Cash Management Services ranks #315 out of 1093 companies in the Business Services industry, which is above the industry midpoint. Overall, Radiant Cash Management Services has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Radiant Cash Management Services' ROA % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Radiant Cash Management Services ranks #315 out of 1093 companies for ROA %. This puts Radiant Cash Management Services in the upper half of its industry. The industry median ROA % is 3.45. Radiant Cash Management Services' value of 4.30% is 24.6% above this benchmark. Historically, Radiant Cash Management Services' own ROA % has ranged from 6.91 to 26.72 over the past decade. While the company's 10-year median is 20.29 vs. the industry median of 3.45, Radiant Cash Management Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Business Services company?
The median ROA % among Business Services companies is 3.45, based on 1,093 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radiant Cash Management Services's current ROA % of 4.30% is 24.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Radiant Cash Management Services and its competitors. For the Business Services industry, the median ROA % is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radiant Cash Management Services's current ROA % is 4.30%, which is 79% below median its own 10-year median of 20.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radiant Cash Management Services stock overvalued right now?
Based on GuruFocus' analysis, Radiant Cash Management Services (NSE:RADIANTCMS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹88.65, compared to a current price of ₹39.25 — trading 55.7% below its estimated fair value. The current ROA % is 4.30%, which is 79% below median its 10-year median of 20.29 and 24.6% above the Business Services industry median of 3.45. Radiant Cash Management Services' overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Radiant Cash Management Services (NSE:RADIANTCMS), the current ROA % is 4.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radiant Cash Management Services (NSE:RADIANTCMS) Overvalued in 2026?
Based on GuruFocus' analysis, Radiant Cash Management Services stock appears to be undervalued.
The current stock price of ₹39.25 is trading 55.7% below its estimated GF Value™ of ₹88.65.
GuruFocus considers Radiant Cash Management Services to be Possible Value Trap.
Key valuation signals for NSE:RADIANTCMS:
ROA %: 4.30% (79% below median its 10-year median of 20.29)
GF Value™: ₹88.65 vs. price of ₹39.25 (55.7% below fair value)
Industry Position: 24.6% above the Business Services median (#315 of 1093)
No single metric tells the full story. See the NSE:RADIANTCMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radiant Cash Management Services Business Description
Radiant Cash Management Services Ltd is an integrated cash logistics player with a presence in retail cash management. Its set of services, ranging from secured cash pick-up and delivery, network currency management, and cash-in-transit solutions to efficient cash processing, a diverse clientele trusts Radiant. Its clients include some of the foreign, private, and public sector banks, and the end users of services include some of the e-commerce companies, retail chains, NBFCs, insurance firms, e-commerce logistics players, railways, and retail petroleum distribution outlets. The company generates the majority of its revenue from Cash Pick and Delivery services. It operates in one business segment Cash Management Services.
77GF Score
Get the complete analysis for NSE:RADIANTCMS
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:RADIANTCMS has been successfully added to your 
