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Ramco CementsNSE:RAMCOCEM +0.65%80 Interest Coverage is 1.92 as of Mar. 2026, which is 79% below its 10-year median of 9.14. GuruFocus rates NSE:RAMCOCEM with a GF Score™ of 80/100 and a GF Value™ of ₹983.57 (Fairly Valued). The stock has 4 warning signs investors should review. Among 308 Building Materials companies, Ramco Cements ranks worse than 85.06% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ramco Cements's
Operating Income
for the
three
months ended in Mar. 2026 was ₹1,826 Mil. Ramco Cements's Interest Expense for the
three
months ended in Mar. 2026 was ₹-952 Mil.
Ramco Cements's interest coverage for the quarter that ended in Mar. 2026 was 1.92.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ramco Cements's Interest Coverage or its related term are showing as below:
NSE:RAMCOCEM'
s Interest Coverage Range Over the Past 10 Years
Min: 1.17 Med: 9.14 Max: 15.45
Current: 1.66
NSE:RAMCOCEM's Interest Coverage is ranked worse than 85.06% of 308
companies
in the Building Materials industry
Industry Median: 6.58
vs NSE:RAMCOCEM: 1.66
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ramco Cements Interest Coverage Related Terms
Ramco Cements Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ramco Cements's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:RAMCOCEM vs CRH, VMC, MLM: Interest Coverage Comparison
For the Building Materials subindustry, Ramco Cements's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramco Cements Interest Coverage vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, Ramco Cements's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ramco Cements's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ramco Cements (NSE:RAMCOCEM) has a Interest Coverage of 1.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramco Cements and its competitors. This is 79% below median its historical median of 9.14. Over the past decade, Ramco Cements' Interest Coverage has ranged from 1.17 to 15.45. According to the industry distribution chart, Ramco Cements ranks #262 out of 308 companies in the Building Materials industry, placing it in the top 85.1%.
Is Ramco Cements' Interest Coverage too high?
Ramco Cements' current Interest Coverage of 1.92 is 79% below median its 10-year median of 9.14. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 15.45. The Building Materials industry median Interest Coverage is 6.58. Ramco Cements' value of 1.92 is 70.8% below this industry median. Based on the distribution chart, Ramco Cements ranks #262 out of 308 companies in the Building Materials industry, which is in the bottom quartile relative to peers. Overall, Ramco Cements has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ramco Cements' Interest Coverage compare to CRH and VMC?
According to the Building Materials industry distribution chart, Ramco Cements ranks #262 out of 308 companies for Interest Coverage. This places Ramco Cements in the lower half of its industry. The industry median Interest Coverage is 6.58. Ramco Cements' value of 1.92 is 70.8% below this benchmark. Historically, Ramco Cements' own Interest Coverage has ranged from 1.17 to 15.45 over the past decade. While the company's 10-year median is 9.14 vs. the industry median of 6.58, Ramco Cements has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.58, based on 308 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramco Cements's current Interest Coverage of 1.92 is 70.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramco Cements and its competitors. For the Building Materials industry, the median Interest Coverage is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramco Cements's current Interest Coverage is 1.92, which is 79% below median its own 10-year median of 9.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramco Cements stock overvalued right now?
Based on GuruFocus' analysis, Ramco Cements (NSE:RAMCOCEM) is currently considered Fairly Valued. The stock's GF Value™ is ₹983.57, compared to a current price of ₹925.80 — trading 5.9% below its estimated fair value. The current Interest Coverage is 1.92, which is 79% below median its 10-year median of 9.14 and 70.8% below the Building Materials industry median of 6.58. Ramco Cements' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ramco Cements (NSE:RAMCOCEM), the current Interest Coverage is 1.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramco Cements (NSE:RAMCOCEM) Overvalued in 2026?
Based on GuruFocus' analysis, Ramco Cements stock appears to be undervalued.
The current stock price of ₹925.80 is trading 5.9% below its estimated GF Value™ of ₹983.57.
GuruFocus considers Ramco Cements to be Fairly Valued.
Key valuation signals for NSE:RAMCOCEM:
Interest Coverage: 1.92 (79% below median its 10-year median of 9.14)
GF Value™: ₹983.57 vs. price of ₹925.80 (5.9% below fair value)
Industry Position: 70.8% below the Building Materials median (#262 of 308)
No single metric tells the full story. See the NSE:RAMCOCEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramco Cements Ltd, part of Ramco Group, is a producer of Portland cement. The company owns grinding units and packing terminals, as well as integrated cement plants. Its cement is sold under the Ramco Supergrade brand in India. Other products include ready-mix concrete and dry-mortar products. Ramco Cements also operates wind farms in India.
80GF Score
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