Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
R Systems InternationalNSE:RSYSTEMS -0.86%78 Interest Coverage is 8.24 as of Mar. 2026, which is 74% below its 10-year median of 31.26. GuruFocus rates NSE:RSYSTEMS with a GF Score™ of 78/100 and a GF Value™ of ₹563.97 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,716 Software companies, R Systems International ranks worse than 62.88% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. R Systems International's
Operating Income
for the
three
months ended in Mar. 2026 was ₹791 Mil. R Systems International's Interest Expense for the
three
months ended in Mar. 2026 was ₹-96 Mil.
R Systems International's interest coverage for the quarter that ended in Mar. 2026 was 8.24.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for R Systems International's Interest Coverage or its related term are showing as below:
NSE:RSYSTEMS'
s Interest Coverage Range Over the Past 10 Years
Min: 11.81 Med: 31.26 Max: 164.9
Current: 11.81
NSE:RSYSTEMS's Interest Coverage is ranked worse than 62.88% of 1716
companies
in the Software industry
Industry Median: 24.64
vs NSE:RSYSTEMS: 11.81
R Systems International (NSE:RSYSTEMS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
R Systems International Interest Coverage Related Terms
R Systems International Interest Coverage Historical Data
* Premium members only.
The historical data trend for R Systems International's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:RSYSTEMS vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, R Systems International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
R Systems International Interest Coverage vs Software Industry
For the Software industry and Technology sector, R Systems International's Interest Coverage distribution charts can be found below:
* The bar in red indicates where R Systems International's Interest Coverage falls into.
R Systems International Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
R Systems International (NSE:RSYSTEMS) has a Interest Coverage of 8.24 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on R Systems International and its competitors. This is 74% below median its historical median of 31.26. Over the past decade, R Systems International's Interest Coverage has ranged from 11.81 to 164.90. According to the industry distribution chart, R Systems International ranks #1079 out of 1716 companies in the Software industry, placing it in the top 62.9%.
Is R Systems International's Interest Coverage too high?
R Systems International's current Interest Coverage of 8.24 is 74% below median its 10-year median of 31.26. Over the past 10 years, this metric has ranged from a low of 11.81 to a high of 164.90. The Software industry median Interest Coverage is 24.64. R Systems International's value of 8.24 is 66.6% below this industry median. Based on the distribution chart, R Systems International ranks #1079 out of 1716 companies in the Software industry, which is below the industry midpoint. Overall, R Systems International has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does R Systems International's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, R Systems International ranks #1079 out of 1716 companies for Interest Coverage. This places R Systems International in the lower half of its industry. The industry median Interest Coverage is 24.64. R Systems International's value of 8.24 is 66.6% below this benchmark. Historically, R Systems International's own Interest Coverage has ranged from 11.81 to 164.90 over the past decade. While the company's 10-year median is 31.26 vs. the industry median of 24.64, R Systems International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.64, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. R Systems International's current Interest Coverage of 8.24 is 66.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on R Systems International and its competitors. For the Software industry, the median Interest Coverage is 24.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. R Systems International's current Interest Coverage is 8.24, which is 74% below median its own 10-year median of 31.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is R Systems International stock overvalued right now?
Based on GuruFocus' analysis, R Systems International (NSE:RSYSTEMS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹563.97, compared to a current price of ₹248.27 — trading 56% below its estimated fair value. The current Interest Coverage is 8.24, which is 74% below median its 10-year median of 31.26 and 66.6% below the Software industry median of 24.64. R Systems International's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For R Systems International (NSE:RSYSTEMS), the current Interest Coverage is 8.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is R Systems International (NSE:RSYSTEMS) Overvalued in 2026?
Based on GuruFocus' analysis, R Systems International stock appears to be undervalued.
The current stock price of ₹248.27 is trading 56% below its estimated GF Value™ of ₹563.97.
GuruFocus considers R Systems International to be Significantly Undervalued.
Key valuation signals for NSE:RSYSTEMS:
Interest Coverage: 8.24 (74% below median its 10-year median of 31.26)
GF Value™: ₹563.97 vs. price of ₹248.27 (56% below fair value)
Industry Position: 66.6% below the Software median (#1079 of 1716)
No single metric tells the full story. See the NSE:RSYSTEMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
R Systems International Ltd provides IT services and solutions. The company designs and builds next-gen products, platforms, and digital experiences for its clients. It is organized into two business segments, Information technology services which is the key revenue generating segment, and Business process outsourcing services. The company serves IT services and solutions to telecom and digital media, healthcare, manufacturing, government services, and banking and finance industries. It earns income from five principal geographic territories: North America, Europe, South East Asian countries (SEAC), India, and others, with key revenue derived from North America.
78GF Score
Get the complete analysis for NSE:RSYSTEMS
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:RSYSTEMS has been successfully added to your 
