Savy Infra And Logistics (NSE:SAVY) Interest Coverage: 20.24 (As of Mar. 2025) — 29% Above Median


NSE:SAVY Savy Infra And Logistics Ltd NSE:SAVY
27 GF Score
Price ₹126.00
! 4 Warning Signs
View Full Analysis

What is Savy Infra And Logistics Interest Coverage?

Savy Infra And Logistics NSE:SAVY +1.57% 27 Interest Coverage is 20.24 as of Mar. 2025, which is 29% above its 10-year median of 15.72. GuruFocus rates NSE:SAVY with a GF Score™ of 27/100. The stock has 4 warning signs investors should review. Among 1,352 Construction companies, Savy Infra And Logistics ranks better than 68.2% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Savy Infra And Logistics's Operating Income for the six months ended in Mar. 2025 was ₹355 Mil. Savy Infra And Logistics's Interest Expense for the six months ended in Mar. 2025 was ₹-18 Mil. Savy Infra And Logistics's interest coverage for the quarter that ended in Mar. 2025 was 20.24. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Savy Infra And Logistics's Interest Coverage or its related term are showing as below:

NSE:SAVY' s Interest Coverage Range Over the Past 10 Years
Min: 5.38   Med: 15.72   Max: 20.24
Current: 20.24


NSE:SAVY's Interest Coverage is ranked better than
68.2% of 1352 companies
in the Construction industry
Industry Median: 7.865 vs NSE:SAVY: 20.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Savy Infra And Logistics  (NSE:SAVY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Savy Infra And Logistics Interest Coverage Related Terms


Savy Infra And Logistics Interest Coverage Historical Data

* Premium members only.

The historical data trend for Savy Infra And Logistics's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Savy Infra And Logistics Interest Coverage Chart

Savy Infra And Logistics Annual Data
Trend Mar23 Mar24 Mar25
Interest Coverage
5.38 15.72 20.24

Savy Infra And Logistics Semi-Annual Data
Mar23 Mar24 Mar25
Interest Coverage 5.38 15.72 20.24

NSE:SAVY vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Savy Infra And Logistics's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Savy Infra And Logistics Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Savy Infra And Logistics's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Savy Infra And Logistics's Interest Coverage falls into.


NSE:SAVY
27GF Score
Savy Infra And Logistics Ltd NSE:SAVY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Savy Infra And Logistics Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Savy Infra And Logistics's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Savy Infra And Logistics's Interest Expense was ₹-18 Mil. Its Operating Income was ₹355 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹353 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*355.41/-17.563
=20.24

Savy Infra And Logistics's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the six months ended in Mar. 2025, Savy Infra And Logistics's Interest Expense was ₹-18 Mil. Its Operating Income was ₹355 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹353 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*355.41/-17.563
=20.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.24 mean?
Savy Infra And Logistics (NSE:SAVY) has a Interest Coverage of 20.24 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Savy Infra And Logistics and its competitors. This is 29% above median its historical median of 15.72. Over the past decade, Savy Infra And Logistics' Interest Coverage has ranged from 5.38 to 20.24. According to the industry distribution chart, Savy Infra And Logistics ranks #430 out of 1352 companies in the Construction industry, placing it in the top 31.8%.
Is Savy Infra And Logistics' Interest Coverage too high?
Savy Infra And Logistics' current Interest Coverage of 20.24 is 29% above median its 10-year median of 15.72. Over the past 10 years, this metric has ranged from a low of 5.38 to a high of 20.24. The Construction industry median Interest Coverage is 7.87. Savy Infra And Logistics' value of 20.24 is 157.3% above this industry median. Based on the distribution chart, Savy Infra And Logistics ranks #430 out of 1352 companies in the Construction industry, which is above the industry midpoint. Overall, Savy Infra And Logistics has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Savy Infra And Logistics' Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Savy Infra And Logistics ranks #430 out of 1352 companies for Interest Coverage. This puts Savy Infra And Logistics in the upper half of its industry. The industry median Interest Coverage is 7.87. Savy Infra And Logistics' value of 20.24 is 157.3% above this benchmark. Historically, Savy Infra And Logistics' own Interest Coverage has ranged from 5.38 to 20.24 over the past decade. While the company's 10-year median is 15.72 vs. the industry median of 7.87, Savy Infra And Logistics has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Savy Infra And Logistics's current Interest Coverage of 20.24 is 157.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Savy Infra And Logistics and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Savy Infra And Logistics's current Interest Coverage is 20.24, which is 29% above median its own 10-year median of 15.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Savy Infra And Logistics stock overvalued right now?
Savy Infra And Logistics (NSE:SAVY) has a current Interest Coverage of 20.24. The current Interest Coverage is 20.24, which is 29% above median its 10-year median of 15.72 and 157.3% above the Construction industry median of 7.87. Savy Infra And Logistics' overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Savy Infra And Logistics (NSE:SAVY), the current Interest Coverage is 20.24 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Savy Infra And Logistics Business Description

Address Sonawala Road, Office No 610, 6th Floor, Manish Chamber, Goregaon (East, Mumbai, MH, IND, 400063
Savy Infra And Logistics Ltd is an Engineering, Procurement and Construction (EPC) company focused on earthwork and foundation preparation for infrastructure projects such as road construction, embankments, sub-grade preparation, granular sub-bases, and bituminous or concrete surfaces. Additionally, its services also cover demolition, where it safely and efficiently dismantles existing structures to clear space for new projects.
27GF Score

Get the complete analysis for NSE:SAVY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹126.00
Price