Service CareNSE:SERVICE -2.78%39 Interest Coverage is 16.66 as of Sep. 2025, which is 37% below its 10-year median of 26.54. GuruFocus rates NSE:SERVICE with a GF Score™ of 39/100. The stock has 5 warning signs investors should review. Among 812 Business Services companies, Service Care ranks better than 56.9% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Service Care's
Operating Income
for the
six
months ended in Sep. 2025 was ₹10 Mil. Service Care's Interest Expense for the
six
months ended in Sep. 2025 was ₹-1 Mil.
Service Care's interest coverage for the quarter that ended in Sep. 2025 was 16.66.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Service Care's Interest Coverage or its related term are showing as below:
NSE:SERVICE'
s Interest Coverage Range Over the Past 10 Years
Min: 3.68 Med: 26.54 Max: 98.36
Current: 19.04
NSE:SERVICE's Interest Coverage is ranked better than 56.9% of 812
companies
in the Business Services industry
Industry Median: 12.98
vs NSE:SERVICE: 19.04
Service Care (NSE:SERVICE) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Service Care Interest Coverage Related Terms
Service Care Interest Coverage Historical Data
* Premium members only.
The historical data trend for Service Care's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:SERVICE vs KFY, RHI, TNET: Interest Coverage Comparison
For the Staffing & Employment Services subindustry, Service Care's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Service Care Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Service Care's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Service Care's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Service Care (NSE:SERVICE) has a Interest Coverage of 16.66 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Service Care and its competitors. This is 37% below median its historical median of 26.54. Over the past decade, Service Care's Interest Coverage has ranged from 3.68 to 98.36. According to the industry distribution chart, Service Care ranks #350 out of 812 companies in the Business Services industry, placing it in the top 43.1%.
Is Service Care's Interest Coverage too high?
Service Care's current Interest Coverage of 16.66 is 37% below median its 10-year median of 26.54. Over the past 10 years, this metric has ranged from a low of 3.68 to a high of 98.36. The Business Services industry median Interest Coverage is 12.98. Service Care's value of 16.66 is 28.4% above this industry median. Based on the distribution chart, Service Care ranks #350 out of 812 companies in the Business Services industry, which is above the industry midpoint. Overall, Service Care has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Service Care's Interest Coverage compare to KFY and RHI?
According to the Business Services industry distribution chart, Service Care ranks #350 out of 812 companies for Interest Coverage. This puts Service Care in the upper half of its industry. The industry median Interest Coverage is 12.98. Service Care's value of 16.66 is 28.4% above this benchmark. Historically, Service Care's own Interest Coverage has ranged from 3.68 to 98.36 over the past decade. While the company's 10-year median is 26.54 vs. the industry median of 12.98, Service Care has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Service Care's current Interest Coverage of 16.66 is 28.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Service Care and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Service Care's current Interest Coverage is 16.66, which is 37% below median its own 10-year median of 26.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Service Care stock overvalued right now?
Service Care (NSE:SERVICE) has a current Interest Coverage of 16.66. The current Interest Coverage is 16.66, which is 37% below median its 10-year median of 26.54 and 28.4% above the Business Services industry median of 12.98. Service Care's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Service Care (NSE:SERVICE), the current Interest Coverage is 16.66 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Service Care Ltd operates in three main areas: Facility Management, Workspace Management, and Workforce Management. Facility Management includes services such as housekeeping, sanitation, security, and pest control. Workspace Management focuses on customized space design and integrated utilities management. Workforce Management involves compliant deployment, timely onboarding, and thorough background verification. The company has two segments: the Service Business, which encompasses housekeeping and janitorial services, and the Manpower Service Business. Notably, the majority of the company's revenue is generated from the Manpower Service Business.
39GF Score
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