Silver Touch Technologies (NSE:SILVERTUC) Interest Coverage: 13.78 (As of Mar. 2026) — 30% Above Median


NSE:SILVERTUC Silver Touch Technologies Ltd NSE:SILVERTUC
74 GF Score
Price ₹181.33
GF Value ₹108.76
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Silver Touch Technologies Interest Coverage?

Silver Touch Technologies NSE:SILVERTUC -1.20% 74 Interest Coverage is 13.78 as of Mar. 2026, which is 30% above its 10-year median of 10.56. GuruFocus rates NSE:SILVERTUC with a GF Score™ of 74/100 and a GF Value™ of ₹108.76 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,703 Software companies, Silver Touch Technologies ranks worse than 69.88% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Silver Touch Technologies's Operating Income for the three months ended in Mar. 2026 was ₹193 Mil. Silver Touch Technologies's Interest Expense for the three months ended in Mar. 2026 was ₹-14 Mil. Silver Touch Technologies's interest coverage for the quarter that ended in Mar. 2026 was 13.78. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Silver Touch Technologies's Interest Coverage or its related term are showing as below:

NSE:SILVERTUC' s Interest Coverage Range Over the Past 10 Years
Min: 2.14   Med: 10.56   Max: 31.27
Current: 7.83


NSE:SILVERTUC's Interest Coverage is ranked worse than
69.88% of 1703 companies
in the Software industry
Industry Median: 24.67 vs NSE:SILVERTUC: 7.83

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Silver Touch Technologies  (NSE:SILVERTUC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Silver Touch Technologies Interest Coverage Related Terms


Silver Touch Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for Silver Touch Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Silver Touch Technologies Interest Coverage Chart

Silver Touch Technologies Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.27 12.26 18.69 8.73 7.83

Silver Touch Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.58 5.50 5.86 7.22 13.78

NSE:SILVERTUC vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Silver Touch Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Silver Touch Technologies Interest Coverage vs Software Industry

For the Software industry and Technology sector, Silver Touch Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Silver Touch Technologies's Interest Coverage falls into.


NSE:SILVERTUC
74GF Score
Silver Touch Technologies Ltd NSE:SILVERTUC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Silver Touch Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Silver Touch Technologies's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Silver Touch Technologies's Interest Expense was ₹-70 Mil. Its Operating Income was ₹550 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹35 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*549.531/-70.154
=7.83

Silver Touch Technologies's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Silver Touch Technologies's Interest Expense was ₹-14 Mil. Its Operating Income was ₹193 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹35 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*193.346/-14.027
=13.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 13.78 mean?
Silver Touch Technologies (NSE:SILVERTUC) has a Interest Coverage of 13.78 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Silver Touch Technologies and its competitors. This is 30% above median its historical median of 10.56. Over the past decade, Silver Touch Technologies' Interest Coverage has ranged from 2.14 to 31.27. According to the industry distribution chart, Silver Touch Technologies ranks #1190 out of 1703 companies in the Software industry, placing it in the top 69.9%.
Is Silver Touch Technologies' Interest Coverage too high?
Silver Touch Technologies' current Interest Coverage of 13.78 is 30% above median its 10-year median of 10.56. Over the past 10 years, this metric has ranged from a low of 2.14 to a high of 31.27. The Software industry median Interest Coverage is 24.67. Silver Touch Technologies' value of 13.78 is 44.1% below this industry median. Based on the distribution chart, Silver Touch Technologies ranks #1190 out of 1703 companies in the Software industry, which is below the industry midpoint. Overall, Silver Touch Technologies has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Silver Touch Technologies' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Silver Touch Technologies ranks #1190 out of 1703 companies for Interest Coverage. This places Silver Touch Technologies in the lower half of its industry. The industry median Interest Coverage is 24.67. Silver Touch Technologies' value of 13.78 is 44.1% below this benchmark. Historically, Silver Touch Technologies' own Interest Coverage has ranged from 2.14 to 31.27 over the past decade. While the company's 10-year median is 10.56 vs. the industry median of 24.67, Silver Touch Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Silver Touch Technologies's current Interest Coverage of 13.78 is 44.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Silver Touch Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Silver Touch Technologies's current Interest Coverage is 13.78, which is 30% above median its own 10-year median of 10.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Silver Touch Technologies stock overvalued right now?
Based on GuruFocus' analysis, Silver Touch Technologies (NSE:SILVERTUC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹108.76, compared to a current price of ₹181.33 — trading 66.7% above its estimated fair value. The current Interest Coverage is 13.78, which is 30% above median its 10-year median of 10.56 and 44.1% below the Software industry median of 24.67. Silver Touch Technologies' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Silver Touch Technologies (NSE:SILVERTUC), the current Interest Coverage is 13.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Silver Touch Technologies (NSE:SILVERTUC) Overvalued in 2026?

Based on GuruFocus' analysis, Silver Touch Technologies stock appears to be overvalued. The current stock price of ₹181.33 is trading 66.7% above its estimated GF Value™ of ₹108.76. GuruFocus considers Silver Touch Technologies to be Significantly Overvalued.

Key valuation signals for NSE:SILVERTUC:

  • Interest Coverage: 13.78 (30% above median its 10-year median of 10.56)
  • GF Value™: ₹108.76 vs. price of ₹181.33 (66.7% above fair value)
  • GF Score™: 74/100 with 5 warning signs
  • Industry Position: 44.1% below the Software median (#1190 of 1703)

No single metric tells the full story. See the NSE:SILVERTUC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Silver Touch Technologies Business Description

Other Exchanges 543525:India
Address Opposite Suryarath Complex, Near White House, Panchavati Circle, Ellisbridge, Ahmedabad, GJ, IND, 380006
Silver Touch Technologies Ltd provides information technology (IT) solutions in India and internationally. The company provides solutions including Software Development, Offshoring, IT Infrastructure, Web Modernization, Workforce portability, and Mobile App development. The company also provides consulting services, which include Information security, Content management, Product development, and Cloud computing. It caters its services to India and the international market and generates revenue from the same.
74GF Score

Get the complete analysis for NSE:SILVERTUC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹181.33
Price
₹108.76
GF Value