STEL Holdings (NSE:STEL) Interest Coverage: No Debt (1) (As of Mar. 2026) — 100% Below Median


NSE:STEL STEL Holdings Ltd NSE:STEL
83 GF Score
Price ₹572.65
GF Value ₹534.93
Valuation Fairly Valued
! 8 Warning Signs
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What is STEL Holdings Interest Coverage?

STEL Holdings NSE:STEL -4.18% 83 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates NSE:STEL with a GF Score™ of 83/100 and a GF Value™ of ₹534.93 (Fairly Valued). The stock has 8 warning signs investors should review. Among 475 Asset Management companies, STEL Holdings ranks better than 99.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. STEL Holdings's Operating Income for the three months ended in Mar. 2026 was ₹0.4 Mil. STEL Holdings's Interest Expense for the three months ended in Mar. 2026 was ₹0.0 Mil. STEL Holdings has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

STEL Holdings Ltd has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for STEL Holdings's Interest Coverage or its related term are showing as below:

NSE:STEL' s Interest Coverage Range Over the Past 10 Years
Min: 14.33   Med: No Debt   Max: No Debt
Current: No Debt


NSE:STEL's Interest Coverage is ranked better than
99.79% of 475 companies
in the Asset Management industry
Industry Median: 42.97 vs NSE:STEL: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


STEL Holdings  (NSE:STEL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


STEL Holdings Interest Coverage Related Terms


STEL Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for STEL Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

STEL Holdings Interest Coverage Chart

STEL Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt No Debt 14.33 No Debt

STEL Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

NSE:STEL vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, STEL Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STEL Holdings Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, STEL Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where STEL Holdings's Interest Coverage falls into.


NSE:STEL
83GF Score
STEL Holdings Ltd NSE:STEL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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STEL Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

STEL Holdings's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, STEL Holdings's Interest Expense was ₹0.0 Mil. Its Operating Income was ₹266.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

STEL Holdings had no debt (1).

STEL Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, STEL Holdings's Interest Expense was ₹0.0 Mil. Its Operating Income was ₹0.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

STEL Holdings had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
STEL Holdings (NSE:STEL) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on STEL Holdings and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, STEL Holdings' Interest Coverage has ranged from 14.33 to 10,000.00. According to the industry distribution chart, STEL Holdings ranks #1 out of 475 companies in the Asset Management industry, placing it in the top 0.2%.
Is STEL Holdings' Interest Coverage too high?
STEL Holdings' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 14.33 to a high of 10,000.00. Based on the distribution chart, STEL Holdings ranks #1 out of 475 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, STEL Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does STEL Holdings' Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, STEL Holdings ranks #1 out of 475 companies for Interest Coverage. This places STEL Holdings in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 42.97. Historically, STEL Holdings' own Interest Coverage has ranged from 14.33 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on STEL Holdings and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STEL Holdings's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STEL Holdings stock overvalued right now?
Based on GuruFocus' analysis, STEL Holdings (NSE:STEL) is currently considered Fairly Valued. The stock's GF Value™ is ₹534.93, compared to a current price of ₹572.65 — trading 7.1% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. STEL Holdings' overall GF Score™ is 83/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For STEL Holdings (NSE:STEL), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STEL Holdings (NSE:STEL) Overvalued in 2026?

Based on GuruFocus' analysis, STEL Holdings stock appears to be overvalued. The current stock price of ₹572.65 is trading 7.1% above its estimated GF Value™ of ₹534.93. GuruFocus considers STEL Holdings to be Fairly Valued.

Key valuation signals for NSE:STEL:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
  • GF Value™: ₹534.93 vs. price of ₹572.65 (7.1% above fair value)
  • GF Score™: 83/100 with 8 warning signs

No single metric tells the full story. See the NSE:STEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


STEL Holdings Business Description

Other Exchanges 533316:India
Address 24/1624, Bristow Road, Willingdon Island, Cochin, KL, IND, 682023
STEL Holdings Ltd is an investment company. Principally, it is engaged in the activities of holding companies. The company's income consists of dividends, interest, and income from the disposal of investments.
83GF Score

Get the complete analysis for NSE:STEL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹572.65
Price
₹534.93
GF Value