STEL Holdings (NSE:STEL) 3-Year RORE % : 14.33% (As of Mar. 2026)

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NSE:STEL STEL Holdings Ltd NSE:STEL
83 GF Score
Price ₹555.50
GF Value ₹536.89
Valuation Fairly Valued
! 6 Warning Signs
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What is STEL Holdings 3-Year RORE %?

STEL Holdings NSE:STEL -0.39% 83 3-Year RORE % is 14.33 as of Mar. 2026. GuruFocus rates NSE:STEL with a GF Score™ of 83/100 and a GF Value™ of ₹536.89 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,531 Asset Management companies, STEL Holdings ranks better than 51.34% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. STEL Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 was 14.33%.

The industry rank for STEL Holdings's 3-Year RORE % or its related term are showing as below:

NSE:STEL's 3-Year RORE % is ranked better than
51.34% of 1531 companies
in the Asset Management industry
Industry Median: 12.02 vs NSE:STEL: 14.33

STEL Holdings  (NSE:STEL) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


STEL Holdings 3-Year RORE % Related Terms


STEL Holdings 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for STEL Holdings's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

STEL Holdings 3-Year RORE % Chart

STEL Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.40 10.08 -3.87 8.87 14.33

STEL Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.87 9.13 8.87 28.54 14.33

NSE:STEL vs BLK, BX, KKR: 3-Year RORE % Comparison

For the Asset Management subindustry, STEL Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STEL Holdings 3-Year RORE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, STEL Holdings's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where STEL Holdings's 3-Year RORE % falls into.


NSE:STEL
83GF Score
STEL Holdings Ltd NSE:STEL
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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STEL Holdings 3-Year RORE % Calculation

STEL Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 10.89-7.08 )/( 26.58-0 )
=3.81/26.58
=14.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 14.33 mean?
STEL Holdings (NSE:STEL) has a 3-Year RORE % of 14.33 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on STEL Holdings and its competitors. According to the industry distribution chart, STEL Holdings ranks #745 out of 1531 companies in the Asset Management industry, placing it in the top 48.7%.
Is STEL Holdings' 3-Year RORE % too high?
STEL Holdings' current 3-Year RORE % is 14.33. The Asset Management industry median 3-Year RORE % is 12.02. STEL Holdings' value of 14.33 is 19.2% above this industry median. Based on the distribution chart, STEL Holdings ranks #745 out of 1531 companies in the Asset Management industry, which is above the industry midpoint. Overall, STEL Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does STEL Holdings' 3-Year RORE % compare to BLK and BX?
According to the Asset Management industry distribution chart, STEL Holdings ranks #745 out of 1531 companies for 3-Year RORE %. This puts STEL Holdings in the upper half of its industry. The industry median 3-Year RORE % is 12.02. STEL Holdings' value of 14.33 is 19.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Asset Management company?
The median 3-Year RORE % among Asset Management companies is 12.02, based on 1,531 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STEL Holdings's current 3-Year RORE % of 14.33 is 19.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on STEL Holdings and its competitors. For the Asset Management industry, the median 3-Year RORE % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STEL Holdings's current 3-Year RORE % is 14.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STEL Holdings stock overvalued right now?
Based on GuruFocus' analysis, STEL Holdings (NSE:STEL) is currently considered Fairly Valued. The stock's GF Value™ is ₹536.89, compared to a current price of ₹555.50 — trading 3.5% above its estimated fair value. The current 3-Year RORE % is 14.33 and 19.2% above the Asset Management industry median of 12.02. STEL Holdings' overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For STEL Holdings (NSE:STEL), the current 3-Year RORE % is 14.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STEL Holdings (NSE:STEL) Overvalued in 2026?

Based on GuruFocus' analysis, STEL Holdings stock appears to be overvalued. The current stock price of ₹555.50 is trading 3.5% above its estimated GF Value™ of ₹536.89. GuruFocus considers STEL Holdings to be Fairly Valued.

Key valuation signals for NSE:STEL:

  • 3-Year RORE %: 14.33
  • GF Value™: ₹536.89 vs. price of ₹555.50 (3.5% above fair value)
  • GF Score™: 83/100 with 6 warning signs
  • Industry Position: 19.2% above the Asset Management median (#745 of 1531)

No single metric tells the full story. See the NSE:STEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


STEL Holdings Business Description

Other Exchanges 533316:India
Address 24/1624, Bristow Road, Willingdon Island, Cochin, KL, IND, 682023
STEL Holdings Ltd is an investment company. Principally, it is engaged in the activities of holding companies. The company's income consists of dividends, interest, and income from the disposal of investments.
83GF Score

Get the complete analysis for NSE:STEL

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹555.50
Price
₹536.89
GF Value