Team India GuarantyNSE:TEAMGTY -0.27%77 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 2,960.00. GuruFocus rates NSE:TEAMGTY with a GF Score™ of 77/100 and a GF Value™ of ₹444.42 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 475 Asset Management companies, Team India Guaranty ranks better than 99.79% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Team India Guaranty's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-6.37 Mil. Team India Guaranty's Interest Expense for the
three
months ended in Mar. 2026 was ₹0.00 Mil.
Team India Guaranty has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Team India Guaranty Ltd has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Team India Guaranty's Interest Coverage or its related term are showing as below:
NSE:TEAMGTY'
s Interest Coverage Range Over the Past 10 Years
Min: 1.22 Med: 2960 Max: 12814
Current: No Debt
NSE:TEAMGTY's Interest Coverage is ranked better than 99.79% of 475
companies
in the Asset Management industry
Industry Median: 42.97
vs NSE:TEAMGTY: No Debt
Team India Guaranty (NSE:TEAMGTY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Team India Guaranty Interest Coverage Related Terms
Team India Guaranty Interest Coverage Historical Data
* Premium members only.
The historical data trend for Team India Guaranty's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:TEAMGTY vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, Team India Guaranty's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Team India Guaranty Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Team India Guaranty's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Team India Guaranty's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Team India Guaranty (NSE:TEAMGTY) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Team India Guaranty and its competitors. This is 100% below median its historical median of 2,960.00. Over the past decade, Team India Guaranty's Interest Coverage has ranged from 1.22 to 12,814.00. According to the industry distribution chart, Team India Guaranty ranks #1 out of 475 companies in the Asset Management industry, placing it in the top 0.2%.
Is Team India Guaranty's Interest Coverage too high?
Team India Guaranty's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 2,960.00. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 12,814.00. Based on the distribution chart, Team India Guaranty ranks #1 out of 475 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Team India Guaranty has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Team India Guaranty's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Team India Guaranty ranks #1 out of 475 companies for Interest Coverage. This places Team India Guaranty in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 42.97. Historically, Team India Guaranty's own Interest Coverage has ranged from 1.22 to 12,814.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Team India Guaranty and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Team India Guaranty's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 2,960.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Team India Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Team India Guaranty (NSE:TEAMGTY) is currently considered Possible Value Trap. The stock's GF Value™ is ₹444.42, compared to a current price of ₹239.25 — trading 46.2% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 2,960.00. Team India Guaranty's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Team India Guaranty (NSE:TEAMGTY), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Team India Guaranty (NSE:TEAMGTY) Overvalued in 2026?
Based on GuruFocus' analysis, Team India Guaranty stock appears to be undervalued.
The current stock price of ₹239.25 is trading 46.2% below its estimated GF Value™ of ₹444.42.
GuruFocus considers Team India Guaranty to be Possible Value Trap.
Key valuation signals for NSE:TEAMGTY:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 2,960.00)
GF Value™: ₹444.42 vs. price of ₹239.25 (46.2% below fair value)
No single metric tells the full story. See the NSE:TEAMGTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Team India Guaranty Ltd is engaged only in investment activities. The Company's present business is to invest funds in safe debt instruments / eligible deposits. The company has only a single reportable segment, viz. Income from Investing and Financial activities, and the Company operates in a single geographical segment, i.e., domestic.
77GF Score
Get the complete analysis for NSE:TEAMGTY
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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