Team India Guaranty (NSE:TEAMGTY) ROE %: -5.65% (As of Mar. 2026)


NSE:TEAMGTY Team India Guaranty Ltd NSE:TEAMGTY
77 GF Score
Price ₹236.00
GF Value ₹444.42
Valuation Possible Value Trap
! 3 Warning Signs
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What is Team India Guaranty ROE %?

Team India Guaranty NSE:TEAMGTY -1.65% 77 ROE % is -5.65% as of Mar. 2026. GuruFocus rates NSE:TEAMGTY with a GF Score™ of 77/100 and a GF Value™ of ₹444.42 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,609 Asset Management companies, Team India Guaranty ranks worse than 69.11% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Team India Guaranty's annualized net income for the quarter that ended in Mar. 2026 was ₹-27.43 Mil. Team India Guaranty's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹485.32 Mil. Therefore, Team India Guaranty's annualized ROE % for the quarter that ended in Mar. 2026 was -5.65%.

The historical rank and industry rank for Team India Guaranty's ROE % or its related term are showing as below:

NSE:TEAMGTY' s ROE % Range Over the Past 10 Years
Min: 1.48   Med: 3.97   Max: 17.32
Current: 1.48

During the past 13 years, Team India Guaranty's highest ROE % was 17.32%. The lowest was 1.48%. And the median was 3.97%.

NSE:TEAMGTY's ROE % is ranked worse than
69.11% of 1609 companies
in the Asset Management industry
Industry Median: 6.52 vs NSE:TEAMGTY: 1.48

Team India Guaranty  (NSE:TEAMGTY) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-27.428/485.315
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-27.428 / 62.204)*(62.204 / 495.321)*(495.321 / 485.315)
=Net Margin %*Asset Turnover*Equity Multiplier
=-44.09 %*0.1256*1.0206
=ROA %*Equity Multiplier
=-5.54 %*1.0206
=-5.65 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-27.428/485.315
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-27.428 / -25.432) * (-25.432 / -25.464) * (-25.464 / 62.204) * (62.204 / 495.321) * (495.321 / 485.315)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.0785 * 0.9987 * -40.94 % * 0.1256 * 1.0206
=-5.65 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Team India Guaranty ROE % Related Terms


Team India Guaranty ROE % Historical Data

* Premium members only.

The historical data trend for Team India Guaranty's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Team India Guaranty ROE % Chart

Team India Guaranty Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.73 2.17 4.02 5.04 1.49

Team India Guaranty Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.02 4.67 5.47 1.42 -5.65

NSE:TEAMGTY vs BLK, BX, KKR: ROE % Comparison

For the Asset Management subindustry, Team India Guaranty's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Team India Guaranty ROE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Team India Guaranty's ROE % distribution charts can be found below:

* The bar in red indicates where Team India Guaranty's ROE % falls into.


NSE:TEAMGTY
77GF Score
Team India Guaranty Ltd NSE:TEAMGTY
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Team India Guaranty ROE % Calculation

Team India Guaranty's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=7.167/( (477.676+485.315)/ 2 )
=7.167/481.4955
=1.49 %

Team India Guaranty's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-27.428/( (0+485.315)/ 1 )
=-27.428/485.315
=-5.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -5.65% mean?
Team India Guaranty (NSE:TEAMGTY) has a ROE % of -5.65% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Team India Guaranty and its competitors. Over the past decade, Team India Guaranty's ROE % has ranged from 1.48 to 17.32. According to the industry distribution chart, Team India Guaranty ranks #1112 out of 1609 companies in the Asset Management industry, placing it in the top 69.1%.
Is Team India Guaranty's ROE % too high?
Team India Guaranty's current ROE % is -5.65%. Over the past 10 years, this metric has ranged from a low of 1.48 to a high of 17.32. Based on the distribution chart, Team India Guaranty ranks #1112 out of 1609 companies in the Asset Management industry, which is below the industry midpoint. Overall, Team India Guaranty has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Team India Guaranty's ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Team India Guaranty ranks #1112 out of 1609 companies for ROE %. This places Team India Guaranty in the lower half of its industry. The industry median ROE % is 6.52. Historically, Team India Guaranty's own ROE % has ranged from 1.48 to 17.32 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.52, based on 1,609 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Team India Guaranty and its competitors. For the Asset Management industry, the median ROE % is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Team India Guaranty's current ROE % is -5.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Team India Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Team India Guaranty (NSE:TEAMGTY) is currently considered Possible Value Trap. The stock's GF Value™ is ₹444.42, compared to a current price of ₹236.00 — trading 46.9% below its estimated fair value. The current ROE % is -5.65%. Team India Guaranty's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Team India Guaranty (NSE:TEAMGTY), the current ROE % is -5.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Team India Guaranty (NSE:TEAMGTY) Overvalued in 2026?

Based on GuruFocus' analysis, Team India Guaranty stock appears to be undervalued. The current stock price of ₹236.00 is trading 46.9% below its estimated GF Value™ of ₹444.42. GuruFocus considers Team India Guaranty to be Possible Value Trap.

Key valuation signals for NSE:TEAMGTY:

  • ROE %: -5.65%
  • GF Value™: ₹444.42 vs. price of ₹236.00 (46.9% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the NSE:TEAMGTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Team India Guaranty Business Description

Other Exchanges 511559:India
Address A-602, Ganpatrao Kadam Marg, Delisle Road, Level 6, Marathon NextGen Innova, Veer Santaji Lane, Lower Parel West, Mumbai, MH, IND, 400013
Team India Guaranty Ltd is engaged only in investment activities. The Company's present business is to invest funds in safe debt instruments / eligible deposits. The company has only a single reportable segment, viz. Income from Investing and Financial activities, and the Company operates in a single geographical segment, i.e., domestic.
77GF Score

Get the complete analysis for NSE:TEAMGTY

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹236.00
Price
₹444.42
GF Value