Upsurge Seeds of Agriculture (NSE:USASEEDS) Interest Coverage: 3.18 (As of Mar. 2026) — Near Median


NSE:USASEEDS Upsurge Seeds of Agriculture Ltd NSE:USASEEDS
70 GF Score
Price ₹93.00
GF Value ₹177.40
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Upsurge Seeds of Agriculture Interest Coverage?

Upsurge Seeds of Agriculture NSE:USASEEDS 70 Interest Coverage is 3.18 as of Mar. 2026, which is 4% above its 10-year median of 3.07. GuruFocus rates NSE:USASEEDS with a GF Score™ of 70/100 and a GF Value™ of ₹177.40 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 198 Agriculture companies, Upsurge Seeds of Agriculture ranks worse than 76.26% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Upsurge Seeds of Agriculture's Operating Income for the six months ended in Mar. 2026 was ₹72 Mil. Upsurge Seeds of Agriculture's Interest Expense for the six months ended in Mar. 2026 was ₹-23 Mil. Upsurge Seeds of Agriculture's interest coverage for the quarter that ended in Mar. 2026 was 3.18. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Upsurge Seeds of Agriculture's Interest Coverage or its related term are showing as below:

NSE:USASEEDS' s Interest Coverage Range Over the Past 10 Years
Min: 2.25   Med: 3.07   Max: 9.39
Current: 2.73


NSE:USASEEDS's Interest Coverage is ranked worse than
76.26% of 198 companies
in the Agriculture industry
Industry Median: 7.24 vs NSE:USASEEDS: 2.73

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Upsurge Seeds of Agriculture  (NSE:USASEEDS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Upsurge Seeds of Agriculture Interest Coverage Related Terms


Upsurge Seeds of Agriculture Interest Coverage Historical Data

* Premium members only.

The historical data trend for Upsurge Seeds of Agriculture's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Upsurge Seeds of Agriculture Interest Coverage Chart

Upsurge Seeds of Agriculture Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 9.39 4.07 3.07 2.96 2.73

Upsurge Seeds of Agriculture Semi-Annual Data
Mar20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.24 2.19 3.86 2.26 3.18

NSE:USASEEDS vs CTVA, CF, MOS: Interest Coverage Comparison

For the Agricultural Inputs subindustry, Upsurge Seeds of Agriculture's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upsurge Seeds of Agriculture Interest Coverage vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Upsurge Seeds of Agriculture's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Upsurge Seeds of Agriculture's Interest Coverage falls into.


NSE:USASEEDS
70GF Score
Upsurge Seeds of Agriculture Ltd NSE:USASEEDS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Upsurge Seeds of Agriculture Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Upsurge Seeds of Agriculture's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Upsurge Seeds of Agriculture's Interest Expense was ₹-44 Mil. Its Operating Income was ₹121 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹119 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*120.855/-44.299
=2.73

Upsurge Seeds of Agriculture's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Upsurge Seeds of Agriculture's Interest Expense was ₹-23 Mil. Its Operating Income was ₹72 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹119 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*71.607/-22.507
=3.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.18 mean?
Upsurge Seeds of Agriculture (NSE:USASEEDS) has a Interest Coverage of 3.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Upsurge Seeds of Agriculture and its competitors. This is near median its historical median of 3.07. Over the past decade, Upsurge Seeds of Agriculture's Interest Coverage has ranged from 2.25 to 9.39. According to the industry distribution chart, Upsurge Seeds of Agriculture ranks #151 out of 198 companies in the Agriculture industry, placing it in the top 76.3%.
Is Upsurge Seeds of Agriculture's Interest Coverage too high?
Upsurge Seeds of Agriculture's current Interest Coverage of 3.18 is near median its 10-year median of 3.07. Over the past 10 years, this metric has ranged from a low of 2.25 to a high of 9.39. The Agriculture industry median Interest Coverage is 7.24. Upsurge Seeds of Agriculture's value of 3.18 is 56.1% below this industry median. Based on the distribution chart, Upsurge Seeds of Agriculture ranks #151 out of 198 companies in the Agriculture industry, which is in the bottom quartile relative to peers. Overall, Upsurge Seeds of Agriculture has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upsurge Seeds of Agriculture's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Upsurge Seeds of Agriculture ranks #151 out of 198 companies for Interest Coverage. This places Upsurge Seeds of Agriculture in the lower half of its industry. The industry median Interest Coverage is 7.24. Upsurge Seeds of Agriculture's value of 3.18 is 56.1% below this benchmark. Historically, Upsurge Seeds of Agriculture's own Interest Coverage has ranged from 2.25 to 9.39 over the past decade. While the company's 10-year median is 3.07 vs. the industry median of 7.24, Upsurge Seeds of Agriculture has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.24, based on 198 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upsurge Seeds of Agriculture's current Interest Coverage of 3.18 is 56.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Upsurge Seeds of Agriculture and its competitors. For the Agriculture industry, the median Interest Coverage is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upsurge Seeds of Agriculture's current Interest Coverage is 3.18, which is near median its own 10-year median of 3.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upsurge Seeds of Agriculture stock overvalued right now?
Based on GuruFocus' analysis, Upsurge Seeds of Agriculture (NSE:USASEEDS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹177.40, compared to a current price of ₹93.00 — trading 47.6% below its estimated fair value. The current Interest Coverage is 3.18, which is near median its 10-year median of 3.07 and 56.1% below the Agriculture industry median of 7.24. Upsurge Seeds of Agriculture's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Upsurge Seeds of Agriculture (NSE:USASEEDS), the current Interest Coverage is 3.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upsurge Seeds of Agriculture (NSE:USASEEDS) Overvalued in 2026?

Based on GuruFocus' analysis, Upsurge Seeds of Agriculture stock appears to be undervalued. The current stock price of ₹93.00 is trading 47.6% below its estimated GF Value™ of ₹177.40. GuruFocus considers Upsurge Seeds of Agriculture to be Significantly Undervalued.

Key valuation signals for NSE:USASEEDS:

  • Interest Coverage: 3.18 (near median its 10-year median of 3.07)
  • GF Value™: ₹177.40 vs. price of ₹93.00 (47.6% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 56.1% below the Agriculture median (#151 of 198)

No single metric tells the full story. See the NSE:USASEEDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upsurge Seeds of Agriculture Business Description

Address Plot No. 17, Shreenathji Industrial Estate, National Highway 8-B, Kuvadva, Rajkot, GJ, IND, 360023
Upsurge Seeds of Agriculture Ltd a technology driven seeds manufacturing Company engaged in business of growing, developing, processing and marketing of variety of seeds for a range of field crops and vegetables. It is involved in seed processing wherein the improved genetic materials of the breeder seed is grown and multiplied into foundation seed. Breeder seeds are genetically pure seed with physical purity produced from basic nucleus seed stock and procured from original breeder.
70GF Score

Get the complete analysis for NSE:USASEEDS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹93.00
Price
₹177.40
GF Value