CDL Investments New Zealand (NZSE:CDI) Interest Coverage: 2,109.60 (As of Dec. 2025) — 79% Below Median


NZSE:CDI CDL Investments New Zealand Ltd NZSE:CDI
49 GF Score
Price NZ$0.71
GF Value NZ$0.61
Valuation Modestly Overvalued
! 6 Warning Signs
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What is CDL Investments New Zealand Interest Coverage?

CDL Investments New Zealand NZSE:CDI 49 Interest Coverage is 2,109.60 as of Dec. 2025, which is 79% below its 10-year median of 10,000.00. GuruFocus rates NZSE:CDI with a GF Score™ of 49/100 and a GF Value™ of NZ$0.61 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Real Estate companies, CDL Investments New Zealand ranks better than 93.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CDL Investments New Zealand's Operating Income for the six months ended in Dec. 2025 was NZ$10.55 Mil. CDL Investments New Zealand's Interest Expense for the six months ended in Dec. 2025 was NZ$-0.01 Mil. CDL Investments New Zealand's interest coverage for the quarter that ended in Dec. 2025 was 2,109.60. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. CDL Investments New Zealand Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for CDL Investments New Zealand's Interest Coverage or its related term are showing as below:

NZSE:CDI' s Interest Coverage Range Over the Past 10 Years
Min: 1233.33   Med: No Debt   Max: 20315
Current: 1877


NZSE:CDI's Interest Coverage is ranked better than
93.3% of 1299 companies
in the Real Estate industry
Industry Median: 4.25 vs NZSE:CDI: 1877.00

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CDL Investments New Zealand  (NZSE:CDI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CDL Investments New Zealand Interest Coverage Related Terms


CDL Investments New Zealand Interest Coverage Historical Data

* Premium members only.

The historical data trend for CDL Investments New Zealand's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CDL Investments New Zealand Interest Coverage Chart

CDL Investments New Zealand Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,640.50 5,916.14 1,233.33 2,706.78 1,877.00

CDL Investments New Zealand Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,696.67 1,512.60 4,199.50 1,489.33 2,109.60

CDL Investments New Zealand Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, CDL Investments New Zealand's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CDL Investments New Zealand Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, CDL Investments New Zealand's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CDL Investments New Zealand's Interest Coverage falls into.


NZSE:CDI
49GF Score
CDL Investments New Zealand Ltd NZSE:CDI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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CDL Investments New Zealand Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CDL Investments New Zealand's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CDL Investments New Zealand's Interest Expense was NZ$-0.01 Mil. Its Operating Income was NZ$15.02 Mil. And its Long-Term Debt & Capital Lease Obligation was NZ$0.03 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*15.016/-0.008
=1,877.00

CDL Investments New Zealand's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, CDL Investments New Zealand's Interest Expense was NZ$-0.01 Mil. Its Operating Income was NZ$10.55 Mil. And its Long-Term Debt & Capital Lease Obligation was NZ$0.03 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*10.548/-0.005
=2,109.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2,109.60 mean?
CDL Investments New Zealand (NZSE:CDI) has a Interest Coverage of 2,109.60 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CDL Investments New Zealand and its competitors. This is 79% below median its historical median of 10,000.00. Over the past decade, CDL Investments New Zealand's Interest Coverage has ranged from 1,233.33 to 20,315.00. According to the industry distribution chart, CDL Investments New Zealand ranks #87 out of 1299 companies in the Real Estate industry, placing it in the top 6.7%.
Is CDL Investments New Zealand's Interest Coverage too high?
CDL Investments New Zealand's current Interest Coverage of 2,109.60 is 79% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 1,233.33 to a high of 20,315.00. The Real Estate industry median Interest Coverage is 4.25. CDL Investments New Zealand's value of 2,109.60 is 49537.6% above this industry median. Based on the distribution chart, CDL Investments New Zealand ranks #87 out of 1299 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, CDL Investments New Zealand has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CDL Investments New Zealand's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, CDL Investments New Zealand ranks #87 out of 1299 companies for Interest Coverage. This places CDL Investments New Zealand in the top 7% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.25. CDL Investments New Zealand's value of 2,109.60 is 49537.6% above this benchmark. Historically, CDL Investments New Zealand's own Interest Coverage has ranged from 1,233.33 to 20,315.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 4.25, CDL Investments New Zealand has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CDL Investments New Zealand's current Interest Coverage of 2,109.60 is 49537.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CDL Investments New Zealand and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CDL Investments New Zealand's current Interest Coverage is 2,109.60, which is 79% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CDL Investments New Zealand stock overvalued right now?
Based on GuruFocus' analysis, CDL Investments New Zealand (NZSE:CDI) is currently considered Modestly Overvalued. The stock's GF Value™ is NZ$0.61, compared to a current price of NZ$0.71 — trading 16.4% above its estimated fair value. The current Interest Coverage is 2,109.60, which is 79% below median its 10-year median of 10,000.00 and 49537.6% above the Real Estate industry median of 4.25. CDL Investments New Zealand's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CDL Investments New Zealand (NZSE:CDI), the current Interest Coverage is 2,109.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CDL Investments New Zealand (NZSE:CDI) Overvalued in 2026?

Based on GuruFocus' analysis, CDL Investments New Zealand stock appears to be overvalued. The current stock price of NZ$0.71 is trading 16.4% above its estimated GF Value™ of NZ$0.61. GuruFocus considers CDL Investments New Zealand to be Modestly Overvalued.

Key valuation signals for NZSE:CDI:

  • Interest Coverage: 2,109.60 (79% below median its 10-year median of 10,000.00)
  • GF Value™: NZ$0.61 vs. price of NZ$0.71 (16.4% above fair value)
  • GF Score™: 49/100 with 6 warning signs
  • Industry Position: 49537.6% above the Real Estate median (#87 of 1299)

No single metric tells the full story. See the NZSE:CDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CDL Investments New Zealand Business Description

Address Level 7, 23 Customs Street East, P O Box 3248, Shortland Street, Auckland, NZL, 1140
CDL Investments New Zealand Ltd is engaged in land-based investment and development. The principal activity of the company is the development and sale of residential land properties. The operating segments of the Group consist of property operations, comprising the development and sale of residential land sections and rental income from development properties and investment properties. All revenues are derived in New Zealand.
49GF Score

Get the complete analysis for NZSE:CDI

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.71
Price
NZ$0.61
GF Value