CDL Investments New ZealandNZSE:CDI 49 ROA % is 4.58% as of Dec. 2025, which is 60% below its 10-year median of 11.51. GuruFocus rates NZSE:CDI with a GF Score™ of 49/100 and a GF Value™ of NZ$0.61 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,801 Real Estate companies, CDL Investments New Zealand ranks better than 66.69% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CDL Investments New Zealand's annualizedNet Income for the quarter that ended in Dec. 2025 was NZ$15.00 Mil.
CDL Investments New Zealand's average Total Assets over the quarter that ended in Dec. 2025 was NZ$327.76 Mil. Therefore, CDL Investments New Zealand's annualized ROA % for the quarter that ended in Dec. 2025 was 4.58%.
The historical rank and industry rank for CDL Investments New Zealand's ROA % or its related term are showing as below:
NZSE:CDI'
s ROA % Range Over the Past 10 Years
Min: 3.35 Med: 11.51 Max: 17.87
Current: 3.37
During the past 13 years, CDL Investments New Zealand's highest ROA % was 17.87%. The lowest was 3.35%. And the median was 11.51%.
NZSE:CDI's ROA % is ranked better than 66.69% of 1801
companies
in the Real Estate industry
Industry Median: 1.7
vs NZSE:CDI: 3.37
CDL Investments New Zealand (NZSE:CDI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CDL Investments New Zealand ROA % Competitor Comparison
For the Real Estate - Development subindustry, CDL Investments New Zealand's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CDL Investments New Zealand ROA % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, CDL Investments New Zealand's ROA % distribution charts can be found below:
* The bar in red indicates where CDL Investments New Zealand's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
CDL Investments New Zealand (NZSE:CDI) has a ROA % of 4.58% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CDL Investments New Zealand and its competitors. This is 60% below median its historical median of 11.51. Over the past decade, CDL Investments New Zealand's ROA % has ranged from 3.35 to 17.87. According to the industry distribution chart, CDL Investments New Zealand ranks #600 out of 1801 companies in the Real Estate industry, placing it in the top 33.3%.
Is CDL Investments New Zealand's ROA % too high?
CDL Investments New Zealand's current ROA % of 4.58% is 60% below median its 10-year median of 11.51. Over the past 10 years, this metric has ranged from a low of 3.35 to a high of 17.87. The Real Estate industry median ROA % is 1.70. CDL Investments New Zealand's value of 4.58% is 169.4% above this industry median. Based on the distribution chart, CDL Investments New Zealand ranks #600 out of 1801 companies in the Real Estate industry, which is above the industry midpoint. Overall, CDL Investments New Zealand has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CDL Investments New Zealand's ROA % compare to competitors?
According to the Real Estate industry distribution chart, CDL Investments New Zealand ranks #600 out of 1801 companies for ROA %. This puts CDL Investments New Zealand in the upper half of its industry. The industry median ROA % is 1.70. CDL Investments New Zealand's value of 4.58% is 169.4% above this benchmark. Historically, CDL Investments New Zealand's own ROA % has ranged from 3.35 to 17.87 over the past decade. While the company's 10-year median is 11.51 vs. the industry median of 1.70, CDL Investments New Zealand has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.70, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CDL Investments New Zealand's current ROA % of 4.58% is 169.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CDL Investments New Zealand and its competitors. For the Real Estate industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CDL Investments New Zealand's current ROA % is 4.58%, which is 60% below median its own 10-year median of 11.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CDL Investments New Zealand stock overvalued right now?
Based on GuruFocus' analysis, CDL Investments New Zealand (NZSE:CDI) is currently considered Modestly Overvalued. The stock's GF Value™ is NZ$0.61, compared to a current price of NZ$0.71 — trading 16.4% above its estimated fair value. The current ROA % is 4.58%, which is 60% below median its 10-year median of 11.51 and 169.4% above the Real Estate industry median of 1.70. CDL Investments New Zealand's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CDL Investments New Zealand (NZSE:CDI), the current ROA % is 4.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CDL Investments New Zealand (NZSE:CDI) Overvalued in 2026?
Based on GuruFocus' analysis, CDL Investments New Zealand stock appears to be overvalued.
The current stock price of NZ$0.71 is trading 16.4% above its estimated GF Value™ of NZ$0.61.
GuruFocus considers CDL Investments New Zealand to be Modestly Overvalued.
Key valuation signals for NZSE:CDI:
ROA %: 4.58% (60% below median its 10-year median of 11.51)
GF Value™: NZ$0.61 vs. price of NZ$0.71 (16.4% above fair value)
Industry Position: 169.4% above the Real Estate median (#600 of 1801)
No single metric tells the full story. See the NZSE:CDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CDL Investments New Zealand Ltd is engaged in land-based investment and development. The principal activity of the company is the development and sale of residential land properties. The operating segments of the Group consist of property operations, comprising the development and sale of residential land sections and rental income from development properties and investment properties. All revenues are derived in New Zealand.
49GF Score
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