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Digia OyjOHEL:DIGIA +2.41%87 Interest Coverage is 12.69 as of Dec. 2025, which is 30% below its 10-year median of 18.19. GuruFocus rates OHEL:DIGIA with a GF Score™ of 87/100 and a GF Value™ of €7.03 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,716 Software companies, Digia Oyj ranks worse than 63.05% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Digia Oyj's
Operating Income
for the
three
months ended in Dec. 2025 was €7.7 Mil. Digia Oyj's Interest Expense for the
three
months ended in Dec. 2025 was €-0.6 Mil.
Digia Oyj's interest coverage for the quarter that ended in Dec. 2025 was 12.69.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Digia Oyj's Interest Coverage or its related term are showing as below:
OHEL:DIGIA'
s Interest Coverage Range Over the Past 10 Years
Min: 4.15 Med: 18.19 Max: 34.06
Current: 11.74
OHEL:DIGIA's Interest Coverage is ranked worse than 63.05% of 1716
companies
in the Software industry
Industry Median: 24.64
vs OHEL:DIGIA: 11.74
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Digia Oyj Interest Coverage Related Terms
Digia Oyj Interest Coverage Historical Data
* Premium members only.
The historical data trend for Digia Oyj's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
OHEL:DIGIA vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, Digia Oyj's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Digia Oyj Interest Coverage vs Software Industry
For the Software industry and Technology sector, Digia Oyj's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Digia Oyj's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Digia Oyj (OHEL:DIGIA) has a Interest Coverage of 12.69 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Digia Oyj and its competitors. This is 30% below median its historical median of 18.19. Over the past decade, Digia Oyj's Interest Coverage has ranged from 4.15 to 34.06. According to the industry distribution chart, Digia Oyj ranks #1082 out of 1716 companies in the Software industry, placing it in the top 63.1%.
Is Digia Oyj's Interest Coverage too high?
Digia Oyj's current Interest Coverage of 12.69 is 30% below median its 10-year median of 18.19. Over the past 10 years, this metric has ranged from a low of 4.15 to a high of 34.06. The Software industry median Interest Coverage is 24.64. Digia Oyj's value of 12.69 is 48.5% below this industry median. Based on the distribution chart, Digia Oyj ranks #1082 out of 1716 companies in the Software industry, which is below the industry midpoint. Overall, Digia Oyj has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Digia Oyj's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Digia Oyj ranks #1082 out of 1716 companies for Interest Coverage. This places Digia Oyj in the lower half of its industry. The industry median Interest Coverage is 24.64. Digia Oyj's value of 12.69 is 48.5% below this benchmark. Historically, Digia Oyj's own Interest Coverage has ranged from 4.15 to 34.06 over the past decade. While the company's 10-year median is 18.19 vs. the industry median of 24.64, Digia Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.64, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Digia Oyj's current Interest Coverage of 12.69 is 48.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Digia Oyj and its competitors. For the Software industry, the median Interest Coverage is 24.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Digia Oyj's current Interest Coverage is 12.69, which is 30% below median its own 10-year median of 18.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Digia Oyj stock overvalued right now?
Based on GuruFocus' analysis, Digia Oyj (OHEL:DIGIA) is currently considered Modestly Undervalued. The stock's GF Value™ is €7.03, compared to a current price of €5.96 — trading 15.2% below its estimated fair value. The current Interest Coverage is 12.69, which is 30% below median its 10-year median of 18.19 and 48.5% below the Software industry median of 24.64. Digia Oyj's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Digia Oyj (OHEL:DIGIA), the current Interest Coverage is 12.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Digia Oyj (OHEL:DIGIA) Overvalued in 2026?
Based on GuruFocus' analysis, Digia Oyj stock appears to be undervalued.
The current stock price of €5.96 is trading 15.2% below its estimated GF Value™ of €7.03.
GuruFocus considers Digia Oyj to be Modestly Undervalued.
Key valuation signals for OHEL:DIGIA:
Interest Coverage: 12.69 (30% below median its 10-year median of 18.19)
GF Value™: €7.03 vs. price of €5.96 (15.2% below fair value)
Industry Position: 48.5% below the Software median (#1082 of 1716)
No single metric tells the full story. See the OHEL:DIGIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Digia Oyj is a Finnish-based IT service company. It comprises four service areas: Digital Solutions, Business Platforms, Financial Platforms, and Managed Solutions. The company serves a diverse set of markets, including energy, retail trade, public sector, insurance, manufacturing and service business, banking and investment services, and logistics. Geographically, it operates in Finland, Sweden, Poland, Netherlands & other countries, out of which the majority of its revenue comes from Finland.
87GF Score
Get the complete analysis for OHEL:DIGIA
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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