Bera hf (OISE:BERA) Interest Coverage: 2.59 (As of Feb. 2026) — 39% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OISE:BERA Bera hf OISE:BERA
91 GF Score
Price kr15.50
GF Value kr19.11
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Bera hf Interest Coverage?

Bera hf OISE:BERA 91 Interest Coverage is 2.59 as of Feb. 2026, which is 39% below its 10-year median of 4.26. GuruFocus rates OISE:BERA with a GF Score™ of 91/100 and a GF Value™ of kr19.11 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 158 Beverages - Alcoholic companies, Bera hf ranks worse than 82.28% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bera hf's Operating Income for the six months ended in Feb. 2026 was kr1,745 Mil. Bera hf's Interest Expense for the six months ended in Feb. 2026 was kr-674 Mil. Bera hf's interest coverage for the quarter that ended in Feb. 2026 was 2.59. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bera hf's Interest Coverage or its related term are showing as below:

OISE:BERA' s Interest Coverage Range Over the Past 10 Years
Min: 1.58   Med: 4.26   Max: 6.04
Current: 3.2


OISE:BERA's Interest Coverage is ranked worse than
82.28% of 158 companies
in the Beverages - Alcoholic industry
Industry Median: 8.56 vs OISE:BERA: 3.20

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bera hf  (OISE:BERA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bera hf Interest Coverage Related Terms


Bera hf Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bera hf's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bera hf Interest Coverage Chart

Bera hf Annual Data
Trend Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial 5.10 4.86 4.50 4.02 3.20

Bera hf Semi-Annual Data
Feb20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.81 4.56 3.50 4.06 2.59

OISE:BERA vs BUD, STZ, TAP: Interest Coverage Comparison

For the Beverages - Brewers subindustry, Bera hf's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bera hf Interest Coverage vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, Bera hf's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bera hf's Interest Coverage falls into.


OISE:BERA
91GF Score
Bera hf OISE:BERA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bera hf Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bera hf's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Bera hf's Interest Expense was kr-1,162 Mil. Its Operating Income was kr3,724 Mil. And its Long-Term Debt & Capital Lease Obligation was kr12,547 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*3723.577/-1161.836
=3.20

Bera hf's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, Bera hf's Interest Expense was kr-674 Mil. Its Operating Income was kr1,745 Mil. And its Long-Term Debt & Capital Lease Obligation was kr12,547 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*1745.307/-674.154
=2.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.59 mean?
Bera hf (OISE:BERA) has a Interest Coverage of 2.59 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bera hf and its competitors. This is 39% below median its historical median of 4.26. Over the past decade, Bera hf's Interest Coverage has ranged from 1.58 to 6.04. According to the industry distribution chart, Bera hf ranks #130 out of 158 companies in the Beverages - Alcoholic industry, placing it in the top 82.3%.
Is Bera hf's Interest Coverage too high?
Bera hf's current Interest Coverage of 2.59 is 39% below median its 10-year median of 4.26. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 6.04. The Beverages - Alcoholic industry median Interest Coverage is 8.56. Bera hf's value of 2.59 is 69.7% below this industry median. Based on the distribution chart, Bera hf ranks #130 out of 158 companies in the Beverages - Alcoholic industry, which is in the bottom quartile relative to peers. Overall, Bera hf has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bera hf's Interest Coverage compare to BUD and STZ?
According to the Beverages - Alcoholic industry distribution chart, Bera hf ranks #130 out of 158 companies for Interest Coverage. This places Bera hf in the lower half of its industry. The industry median Interest Coverage is 8.56. Bera hf's value of 2.59 is 69.7% below this benchmark. Historically, Bera hf's own Interest Coverage has ranged from 1.58 to 6.04 over the past decade. While the company's 10-year median is 4.26 vs. the industry median of 8.56, Bera hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Beverages - Alcoholic company?
The median Interest Coverage among Beverages - Alcoholic companies is 8.56, based on 158 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bera hf's current Interest Coverage of 2.59 is 69.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bera hf and its competitors. For the Beverages - Alcoholic industry, the median Interest Coverage is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bera hf's current Interest Coverage is 2.59, which is 39% below median its own 10-year median of 4.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bera hf stock overvalued right now?
Based on GuruFocus' analysis, Bera hf (OISE:BERA) is currently considered Modestly Undervalued. The stock's GF Value™ is kr19.11, compared to a current price of kr15.50 — trading 18.9% below its estimated fair value. The current Interest Coverage is 2.59, which is 39% below median its 10-year median of 4.26 and 69.7% below the Beverages - Alcoholic industry median of 8.56. Bera hf's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bera hf (OISE:BERA), the current Interest Coverage is 2.59 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bera hf (OISE:BERA) Overvalued in 2026?

Based on GuruFocus' analysis, Bera hf stock appears to be undervalued. The current stock price of kr15.50 is trading 18.9% below its estimated GF Value™ of kr19.11. GuruFocus considers Bera hf to be Modestly Undervalued.

Key valuation signals for OISE:BERA:

  • Interest Coverage: 2.59 (39% below median its 10-year median of 4.26)
  • GF Value™: kr19.11 vs. price of kr15.50 (18.9% below fair value)
  • GF Score™: 91/100 with 4 warning signs
  • Industry Position: 69.7% below the Beverages - Alcoholic median (#130 of 158)

No single metric tells the full story. See the OISE:BERA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bera hf Business Description

Address Grjothals 7-11, Reykjavik, ISL, 110
Bera hf, formerly known as Olgeroin Egill Skallagrimsson hf, produces, imports, distributes and sells beverages and food all over the country. The group is divided into four operating segments; Egils Non-Alcoholic, Egils Alcoholic, Danol and Export.
91GF Score

Get the complete analysis for OISE:BERA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr15.50
Price
kr19.11
GF Value