Festi hfOISE:FESTI 100 Interest Coverage is 0.80 as of Mar. 2026, which is 68% below its 10-year median of 2.48. GuruFocus rates OISE:FESTI with a GF Score™ of 100/100 and a GF Value™ of kr316.05 (Fairly Valued). The stock has 2 warning signs investors should review. Among 824 Retail - Cyclical companies, Festi hf ranks worse than 78.76% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Festi hf's
Operating Income
for the
three
months ended in Mar. 2026 was kr807 Mil. Festi hf's Interest Expense for the
three
months ended in Mar. 2026 was kr-1,005 Mil.
Festi hf's interest coverage for the quarter that ended in Mar. 2026 was 0.80.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Festi hf's Interest Coverage or its related term are showing as below:
OISE:FESTI'
s Interest Coverage Range Over the Past 10 Years
Min: 1.69 Med: 2.48 Max: 6.42
Current: 2.5
OISE:FESTI's Interest Coverage is ranked worse than 78.76% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs OISE:FESTI: 2.50
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Festi hf Interest Coverage Related Terms
Festi hf Interest Coverage Historical Data
* Premium members only.
The historical data trend for Festi hf's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
OISE:FESTI vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, Festi hf's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Festi hf Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Festi hf's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Festi hf's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Festi hf (OISE:FESTI) has a Interest Coverage of 0.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Festi hf and its competitors. This is 68% below median its historical median of 2.48. Over the past decade, Festi hf's Interest Coverage has ranged from 1.69 to 6.42. According to the industry distribution chart, Festi hf ranks #649 out of 824 companies in the Retail - Cyclical industry, placing it in the top 78.8%.
Is Festi hf's Interest Coverage too high?
Festi hf's current Interest Coverage of 0.80 is 68% below median its 10-year median of 2.48. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 6.42. The Retail - Cyclical industry median Interest Coverage is 7.94. Festi hf's value of 0.80 is 89.9% below this industry median. Based on the distribution chart, Festi hf ranks #649 out of 824 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Festi hf has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Festi hf's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Festi hf ranks #649 out of 824 companies for Interest Coverage. This places Festi hf in the lower half of its industry. The industry median Interest Coverage is 7.94. Festi hf's value of 0.80 is 89.9% below this benchmark. Historically, Festi hf's own Interest Coverage has ranged from 1.69 to 6.42 over the past decade. While the company's 10-year median is 2.48 vs. the industry median of 7.94, Festi hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Festi hf's current Interest Coverage of 0.80 is 89.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Festi hf and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Festi hf's current Interest Coverage is 0.80, which is 68% below median its own 10-year median of 2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Festi hf stock overvalued right now?
Based on GuruFocus' analysis, Festi hf (OISE:FESTI) is currently considered Fairly Valued. The stock's GF Value™ is kr316.05, compared to a current price of kr315.00 — trading 0.3% below its estimated fair value. The current Interest Coverage is 0.80, which is 68% below median its 10-year median of 2.48 and 89.9% below the Retail - Cyclical industry median of 7.94. Festi hf's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Festi hf (OISE:FESTI), the current Interest Coverage is 0.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Festi hf (OISE:FESTI) Overvalued in 2026?
Based on GuruFocus' analysis, Festi hf stock appears to be undervalued.
The current stock price of kr315.00 is trading 0.3% below its estimated GF Value™ of kr316.05.
GuruFocus considers Festi hf to be Fairly Valued.
Key valuation signals for OISE:FESTI:
Interest Coverage: 0.80 (68% below median its 10-year median of 2.48)
GF Value™: kr316.05 vs. price of kr315.00 (0.3% below fair value)
Industry Position: 89.9% below the Retail - Cyclical median (#649 of 824)
No single metric tells the full story. See the OISE:FESTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Festi hf is an Iceland-based company that operates retail companies. Its operations consist of the food market, fuel, and service station market, and electronic equipment and smart devices market. The parent company Festi owns the subsidiaries Kronuna, which operates grocery stores of the same name, N1, which operates fuel and electricity sales service stations and various services related to lubrication and automotive services, ELKO, which is an electronics store, Lyfja, which operates 45 pharmacies and branches, Yrkir, which owns and operates the group's real estate, and Bakkann varuhotel, which specializes in warehouse services and distribution. Maximum of revenue is from Kronuna sector.
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