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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Festi hf's Interest Coverage for the quarter that ended in Jun. 2026 was 2.38.
Festi hf's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.22.
As of today, Festi hf's Altman Z-Score is 2.88.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Festi hf has the Financial Strength Rank of 6.
Festi hf Financial Strength Related Terms
OISE:FESTI vs CASY, WSM, ULTA: Financial Strength Comparison
For the Specialty Retail subindustry, Festi hf's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Festi hf Financial Strength vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Festi hf's Financial Strength distribution charts can be found below:
* The bar in red indicates where Festi hf's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Festi hf has a Z-score of 2.88, indicating it is in Grey Zones. This implies that Festi hf is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.88 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Festi hf (OISE:FESTI) has a Financial Strength of 6 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Festi hf and its competitors. This is 14% below median its historical median of 7.00. Over the past decade, Festi hf's Financial Strength has ranged from 3.00 to 10.00.
Is Festi hf's Financial Strength too high?
Festi hf's current Financial Strength of 6 is 14% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Festi hf has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Festi hf's Financial Strength compare to CASY and WSM?
Festi hf's Financial Strength of 6 can be compared against companies in the Retail - Cyclical industry. Historically, Festi hf's own Financial Strength has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Retail - Cyclical company?
A good Financial Strength depends on the Retail - Cyclical industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Festi hf and its competitors. Festi hf's current Financial Strength is 6, which is 14% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Festi hf stock overvalued right now?
Based on GuruFocus' analysis, Festi hf (OISE:FESTI) is currently considered Fairly Valued. The stock's GF Value™ is kr324.70, compared to a current price of kr308.00 — trading 5.1% below its estimated fair value. The current Financial Strength is 6, which is 14% below median its 10-year median of 7.00. Festi hf's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Festi hf (OISE:FESTI), the current Financial Strength is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Festi hf (OISE:FESTI) Overvalued in 2026?
Based on GuruFocus' analysis, Festi hf stock appears to be undervalued.
The current stock price of kr308.00 is trading 5.1% below its estimated GF Value™ of kr324.70.
GuruFocus considers Festi hf to be Fairly Valued.
Key valuation signals for OISE:FESTI:
Financial Strength: 6 (14% below median its 10-year median of 7.00)
GF Value™: kr324.70 vs. price of kr308.00 (5.1% below fair value)
No single metric tells the full story. See the OISE:FESTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Festi hf is an Iceland-based company that operates retail companies. Its operations consist of the food market, fuel, and service station market, and electronic equipment and smart devices market. The parent company Festi owns the subsidiaries Kronuna, which operates grocery stores of the same name, N1, which operates fuel and electricity sales service stations and various services related to lubrication and automotive services, ELKO, which is an electronics store, Lyfja, which operates 45 pharmacies and branches, Yrkir, which owns and operates the group's real estate, and Bakkann varuhotel, which specializes in warehouse services and distribution. Maximum of revenue is from Kronuna sector.
100GF Score
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