Predictiv AIPCIVF +156.92%20 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates PCIVF with a GF Score™ of 20/100. The stock has 4 warning signs investors should review. Among 1,705 Software companies, Predictiv AI ranks worse than 58650.97% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Predictiv AI's
Operating Income
for the
three
months ended in Mar. 2026 was $-0.36 Mil. Predictiv AI's Interest Expense for the
three
months ended in Mar. 2026 was $-0.00 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Predictiv AI's Interest Coverage or its related term are showing as below:
PCIVF's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.67 * Ranked among companies with meaningful Interest Coverage only.
Predictiv AI (OTCPK:PCIVF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Predictiv AI Interest Coverage Related Terms
Predictiv AI Interest Coverage Historical Data
* Premium members only.
The historical data trend for Predictiv AI's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PCIVF vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Predictiv AI's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Predictiv AI Interest Coverage vs Software Industry
For the Software industry and Technology sector, Predictiv AI's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Predictiv AI's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Predictiv AI did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Predictiv AI (PCIVF) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Predictiv AI and its competitors. According to the industry distribution chart, Predictiv AI ranks #999999 out of 1705 companies in the Software industry.
Is Predictiv AI's Interest Coverage too high?
Predictiv AI's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Predictiv AI ranks #999999 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Predictiv AI has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Predictiv AI's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Predictiv AI ranks #999999 out of 1705 companies for Interest Coverage. This places Predictiv AI in the lower half of its industry. The industry median Interest Coverage is 24.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Predictiv AI and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Predictiv AI's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Predictiv AI stock overvalued right now?
Predictiv AI (PCIVF) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Predictiv AI's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Predictiv AI (PCIVF), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Predictiv AI Inc is a Canadian artificial intelligence company focused on developing vertical AI applications for defined industries. The company's products address fleet operations and communications, including fleet management software, AI-based agents for voice, chat, and SMS, and tools designed to support structured operational workflows. Its segments include Shift: an AI-powered fleet and asset management platform that transforms how organizations monitor, optimize, and manage their vehicle fleets and equipment, HouseStack: an AI-driven automated valuation models and a next-generation digital brokerage platform, and CloudRep: AI-powered conversational voice agents tailored towards customer service operations for businesses. It derives the majority of revenue from the CloudRep segment.
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