PCIVF (Predictiv AI) Retained Earnings: $-7.45 Mil (As of Mar. 2026)


PCIVF Predictiv AI Inc PCIVF
20 GF Score
Price $0.08
! 4 Warning Signs
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What is Predictiv AI Retained Earnings?

Predictiv AI PCIVF +156.92% 20 Retained Earnings is $-7.45 Mil as of Mar. 2026. GuruFocus rates PCIVF with a GF Score™ of 20/100. The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Predictiv AI's retained earnings for the quarter that ended in Mar. 2026 was $-7.45 Mil.

Predictiv AI's quarterly retained earnings increased from Jul. 2025 ($-17.65 Mil) to Oct. 2025 ($-17.37 Mil) and increased from Oct. 2025 ($-17.37 Mil) to Mar. 2026 ($-7.45 Mil).

Predictiv AI's annual retained earnings declined from Jan. 2023 ($-17.23 Mil) to Jan. 2024 ($-17.56 Mil) but then increased from Jan. 2024 ($-17.56 Mil) to Jan. 2025 ($-16.62 Mil).


Predictiv AI  (OTCPK:PCIVF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Predictiv AI Retained Earnings Historical Data

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The historical data trend for Predictiv AI's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Predictiv AI Retained Earnings Chart

Predictiv AI Annual Data
Trend Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.08 -17.94 -17.23 -17.56 -16.62

Predictiv AI Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16.62 -17.16 -17.65 -17.37 -7.45
PCIVF
20GF Score
Predictiv AI Inc PCIVF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Predictiv AI Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-7.45 Mil mean?
Predictiv AI (PCIVF) has a Retained Earnings of $-7.45 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Predictiv AI and its competitors.
Is Predictiv AI's Retained Earnings too high?
Predictiv AI's current Retained Earnings is $-7.45 Mil. Overall, Predictiv AI has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Predictiv AI's Retained Earnings compare to MSFT and ORCL?
Predictiv AI's Retained Earnings of $-7.45 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Predictiv AI and its competitors. Predictiv AI's current Retained Earnings is $-7.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Predictiv AI stock overvalued right now?
Predictiv AI (PCIVF) has a current Retained Earnings of $-7.45 Mil. The current Retained Earnings is $-7.45 Mil. Predictiv AI's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Predictiv AI (PCIVF), the current Retained Earnings is $-7.45 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Predictiv AI Business Description

Other Exchanges 7IT:GermanyPAI:Canada
Address 110 Sheppard Avenue East, Unit 700, Toronto, ON, CAN, M2N 6Y8
Predictiv AI Inc is a Canadian artificial intelligence company focused on developing vertical AI applications for defined industries. The company's products address fleet operations and communications, including fleet management software, AI-based agents for voice, chat, and SMS, and tools designed to support structured operational workflows. Its segments include Shift: an AI-powered fleet and asset management platform that transforms how organizations monitor, optimize, and manage their vehicle fleets and equipment, HouseStack: an AI-driven automated valuation models and a next-generation digital brokerage platform, and CloudRep: AI-powered conversational voice agents tailored towards customer service operations for businesses. It derives the majority of revenue from the CloudRep segment.
20GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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